• Title/Summary/Keyword: 신용불량자

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통신서비스 신용불량정보의 공동관리 추진

  • Choe, Yeong-Chan
    • 정보화사회
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    • s.125
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    • pp.58-61
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    • 1998
  • 통신서비스 요금 연체.미납자에 대한 신용정보 공동관리시스템을 한국정보통신진흥협회에 구축하여 동 시스템에 신용불량정보를 집중하고 사업자는 가입자 유치시 동 시스템을 조회하여 신용불량자로 등록되어 있는 자에 대해서는 가입을 제한하도록 한다. 또한 악성 신용불량자에 대해서는 신용정보업자의 전산망에 등록하여 각종 신용거래에 제한을 받게 함으로써 신용정보공동 관리의 실효성을 높여 나갈 방침이다.

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The Level of Recognition, Expectation and Utilization on Policies of Social Remedies for Credit Defaulters (신용불량자의 신용불량구제정책에 관한 인지도, 기대도, 활용도)

  • Lee, Young-Hee;Lee, Seung-Sin
    • Journal of the Korean Home Economics Association
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    • v.44 no.3 s.217
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    • pp.1-11
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    • 2006
  • Although the personal credit rating has become more important than ever before in our era, a significant number of social problems have occurred due to the rising number of individuals and households with low credit ratings. The main objectives of this research are to determine effective policies of social remedies through an investigation of recognition, expectation, and utilization levels of relevant public policies available to assist individuals with low credit ratings. The sample population was taken from the credit defaulters who had visited the Credit Recovery Commission. The research was undertaken from April 28 to May 4, 2004. This study focused on the related variables concerning the degree of utilization of remedial public policies. The results showed that females, less educated individuals, and those with higher levels of expectation and recognition were more likely to utilize remedial policies. Based on the research, conclusions regarding the usage of public remedial policies for credit defaulters are as stated below. Education for households should be conducted in order to increase the expectation and recognition levels of relevant policies.

A Study on the Present Conditions of Promotion Policy and Alternatives to Revitalize the Youth Start-up (청년창업 지원정책 실태와 활성화 방안)

  • Noh, Kyoo-Sung;Kang, Hyun-Jig
    • Journal of Digital Convergence
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    • v.10 no.9
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    • pp.79-87
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    • 2012
  • While the youth unemployment problem has come to extend over a long period of time, because of the promotion policy of youth inauguration of an enterprise, many youths have been considering the start-up to be an alternative of the working. But it is said that many youths who had started an enterprise through the start-up education and related programs were unsuccessful mostly and dashed to get a job or became the delinquent borrower. This article will examine the actual conditions of the youth unemployment and the present conditions of promotion policy of the youth start-up, analyse problems as a result of this examination, propose alternatives of policy to revitalize the youth start-up.

Design of the ACCESS (Address Certification Co-opErating SyStem) in Financial Institution (금융기관의 주소인증공동이용시스템 설계)

  • Park, Min-Gab;Jeon, Min-Ho;Yang, Hae-Sool
    • Proceedings of the Korea Information Processing Society Conference
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    • 2005.05a
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    • pp.663-666
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    • 2005
  • 은행, 저축은행, 신용정보회사 등 금융기관에서는 채권관리 및 회수, 각종 우편물 발송 등의 업무처리를 위해 채무자 또는 고객의 최종 주소의 파악이 필요하다. 주소 파악을 위한 업무프로세스는 금융기관 직원이 채무자와 사실 관계를 증명하는 서류를 작성하고, 행정기관에 직접 방문하여 민원서류를 발급 받는 등 Off-line으로 이루어지고 있다. 이러한 민원서류 발급 업무량은 경제상황의 악화와 그에 따른 신용불량자의 대거 발생 등으로 인해 지속적으로 증대되고 있다. 따라서 행정전산망과 금융전산망을 서로 연결하여 신속하게 정보를 파악할 수 있도록 하는 주소 인증공동이용시스템(ACCESS, Address Certification Co-opErating SyStem)을 구축하는 것이 필요한 실정이다. 이에 본 연구에서는 ACCESS를 구축을 위한 설계를 통하여, 행정기관 민원서류 발급업무 담당자, 금융기관 해당업무 종사자 등의 업무를 대폭 줄임으로서 산업생산성을 제고 하는 방안을 제시하고자 한다. 또한 향후 행정전산망과 금융전산망의 연결체계에서 새롭게 구축될 다양한 정보서비스의 유형을 처리 할 수 있는 기반을 마련하여, 효율적인 정보의 공유와 유통 및 이를 통한 시너지효과를 창출하고, 정보자원의 활용 및 가치를 극대화하고자 한다.

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Development of e-Receipt System Using Embedded Software Engineering Techniques (임베디드 소프트웨어 공학기법을 사용한 전자영수증 체계의 개발)

  • Lim, Joon-Suk;Oh, Young-Seok;Um, Sung-Sik;Joo, Bok-Gyu
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.9 no.3
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    • pp.117-122
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    • 2009
  • In these days, world economic crisis is getting worse and most of us are having difficulties in handling financial balance. By noticing that credit card is the most important payment method of individuals, we developed e-receipt system, which helps a person easily keep track of credit card spendings by showing purchase and transaction details in real-time. We've used embedded software engineering techniques in developing the e-receipt system. The system we developed here will benefit most of us by preventing over-spending of credit cards and will lead to healthy spending habits.

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A Study on the Private Investigator System in U.S.A. (미국의 탐정제도에 관한 연구)

  • Kang, Young-Sook;Kim, Tae-Hwan
    • Korean Security Journal
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    • no.12
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    • pp.25-50
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    • 2006
  • Private detectives and investigators offer many services, including executive, corporate, and celebrity protection; pre-employment verification; and individual background profiles. They also investigate computer crimes, personal injury cases, insurance claims and fraud, child custody and protection cases, missing persons cases, and premarital screening. This paper focuses on a private detective or investigator system in most developed U.S.A, but it is not easy to describe that system. Licensing requirements vary in U.S.A. Some States have few requirements, and many other States have stringent regulations. A growing number of States are enacting mandatory training programs for private detectives and investigators. Employment and need of private detectives and investigators is expected to grow faster than the average for all occupations. Thus, it is reasonable that korean government should permit private investigation service find the way to minimize the side effects of private investigation service instead of banning the service totally.

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Important Social Issues in Korea: Continuity and Change over 10 Years (한국 사회문제의 변화: 지난 10년간 세 시점의 비교)

  • Doun-Woong Hahn;Hoon-Seok Choi
    • Korean Journal of Culture and Social Issue
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    • v.12 no.1
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    • pp.103-128
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    • 2006
  • The present study investigated individuals' perception of important social issues in Korea. Based on previous research(Hahn, 1994; Hahn & Kang, 2000), a checklist containing 370 social issues was created. This checklist was administered to 1600 Koreans(812 college students, 788 adults) residing in 5 regional areas in Korea during the period of December 2004 and February 2005. Data were analyzed by the respondents' age, sex, and residing areas, and findings were compared to those of the two previous studies conducted in 1994 and 1999. Major findings of the study are as follows. First, across the three surveys, over 50% of the respondents consistently indicated the following four items as important social issues in the Korean society: political corruption, environmental pollution, the education system that is driven too much for college entrance, employment difficulty for local college graduates. Second, more than 50% of the respondents in the current survey indicated the following 12 items as important social issues that must be resolved: high unemployment rate, political corruption, environmental pollution, education system, overall difficulty of getting jobs, the nation's distrust in politics, hardships of life among the working classes, political incompetence, people with defective personal credit standings, employment difficulty for local college graduates, political instability, corruption of public servants. Third, analyses on the top 30 social issues across the three surveys revealed a positive and significant rank-order correlation for a five-year period(i.e., 1994-1999, 1999-2004), but not for a ten-year period(i.e., 1994-2004). Implications of the study and directions for future research are discussed.