• Title/Summary/Keyword: 수입지출상태

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The Financial Status of Single Households (독신가구의 재정상태 분석)

  • Kim Yon-Hee;Chae Jung-Sook
    • Journal of the Korean Home Economics Association
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    • v.43 no.1 s.203
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    • pp.85-103
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    • 2005
  • This study attemped to analyze the financial stati of single households. The financial stati of single households were analyzed using the income and expense stati, balance sheet status and selected financial ratios as components. The data of 757 single household's from the 1998 Korean Household Panel Study were utilized. The major findings are summarized as follows; 1. Male single households had higher income and expense stati than those of females but lower holdings of other asset with the exception of liquid assets. Single elderly households had the highest holdings of both real assets and debt. 2. Usually single households were retained more short-term than long-term liquid assets. The debt burden ability in using net assets was the lowest of all assets. To accumulate capital those in single household were more likely to have savings than investment assets.

Analysis of the Effects of Householder's Occupation and Age on the Financial Structures (가구주 직업에 따른 연령별 가계재무구조의 분석)

  • 성영애
    • Journal of the Korean Home Economics Association
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    • v.41 no.1
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    • pp.39-58
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    • 2003
  • This study investigated the effects of the householder's age as a proxy for the family life cycle stage variable and the householder's occupation on the household financial structures. Household financial structures are analyzed by the components of two financial statements(the income and expense statement and the balance sheet statement) and selected financial ratios. The data came from the 1998 Korean Household Panel Study. It was found that the age profiles of household finances such as household income, expenditure, savings and consumption rate, financial assets, real assets and home ownership, debt and net worth usually vary according the householder's occupation. The ratios of debt repayment and the liquidity ratios also vary in part as age changes for each occupational group.

PART I 1석4조! 전기요금 확 줄이고 전기화재 예방하는 방법

  • 김만건
    • Electric Engineers Magazine
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    • s.271
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    • pp.28-33
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    • 2005
  • 최근 2년 동안 사상 초유의 국제유가 상승 등으로 경제여건이 어려운 시기에 우리 모두의 작은 관심과 실천이 가정에서는 가계 지출을, 기업에서는 경상비를 줄이는 동시에 전기재해를 예방 하고, 고유가시대에 석유를 수입하기 위한 달러를 절약하여 국가 경제에 힘을 보탤 수 있는 아주 쉬운 방법이 있다. 너무나 간단하다. 일반 가정이나 사무실에서 가장 많이 사용하는 TV나 컴퓨터 등 대부분의 전기$\cdot$전자제품은 원격조정의 편리함을 위해 대상 기기를 ''항상 깨어있는 상태''로 유지 시켜야 하는데 전기$\cdot$전자기기들이 실제 작동하지도 않으면서 명령을 기다리며 소모하는 대기전력이 소비자가 생각하는 소모량보다 수십 배 정도로 훨씬 많기 때문이다.

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PART II 1석4조! 전기요금 확 줄이고 전기화재 예방하는 방법

  • 김만건
    • Electric Engineers Magazine
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    • s.272
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    • pp.25-29
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    • 2005
  • 최근 2년 동안 사상 초유의 국제유가 상승 등으로 경제여건이 어려운 시기에 우리 모두의 작은 관심과 실천이 가정에서는 가계 지출을, 기업에서는 경상비를 줄이는 동시에 전기재해를 예방 하고, 고유가시대에 석유를 수입하기 위한 달러를 절약하여 국가 경제에 힘을 보탤 수 있는 아주 쉬운 방법이 있다. 너무나 간단하다. 일반 가정이나 사무실에서 가장 많이 사용하는 TV나 컴퓨터 등 대부분의 전기$\cdot$전자제품은 원격조정의 편리함을 위해 대상 기기를 `항상 깨어있는 상태`로 유지 시켜야 하는데 전기$\cdot$전자기기들이 실제 작동하지도 않으면서 명령을 기다리며 소모하는 대기전력이 소비자가 생각하는 소모량보다 수십 배 정도로 훨씬 많기 때문이다.

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A proposal and analysis of finance evaluation indicators for actuarial review of the national pension (국민연금 재정평가지표의 제안 및 분석)

  • Lee, Hangsuck;Shin, Seunghee
    • Journal of the Korean Data and Information Science Society
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    • v.27 no.1
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    • pp.75-89
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    • 2016
  • This study suggests both modification reserve ratio and cover rate for expenditure as new finance evaluation indicators. Firstly, modification reserve ratio is an evaluation indicator which shows how long can the accumulated reserves at the beginning of the year afford future benefit expenditure. Modification reserve ratio has an advantage both to present what the scale of annual accumulated reserves means and to know the exhaustion speed of accumulated fund through analyzing the trend of modification fund ratio. Secondly, this research classifies resources for expenditures as premium income and reserves, thereafter, presents cover rate for expenditure as finance evaluation indicator. We can know how premium income and reserves can cover future expenditure during the evaluation period, and how deficient are resources through these indices. The researcher anticipates this research to contribute to policy researches for financial stabilization of the national pension scheme.

NEED FOR DEVELOPMENT OF HOME HEALTH NURSING PROGRAM IN KOREA (가정 간호 사업에 관한 연구)

  • Ruth M. Virginia;Moon Jung Soon
    • Journal of Korean Public Health Nursing
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    • v.5 no.1
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    • pp.53-69
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    • 1991
  • 가정간호사업 도입에 대한 대상자의 필요성에 대한 인식을 알아보고자, 1988년 7월 1일부터 동년 8월말까지 서울시내 5개 대학병원에서 퇴원하는 환자 390명과 환자 보호자 380명, 주민 780명, 총 1550명을 대상으로 조사한 결과 다음과 같은 결론을 얻었다. 1. $81\%$의 대상자가 가정간호 사업 도입이 필요하다고 한 반면 $7.5\%$는 필요 없다고 하였으며, $11.5\%$는 잘 모르겠다고 하였다. 필요성 인식 율은 주민이 $83\%$, 환자보호자가 $79\%$, 환자가 $78\%$로서 세 집단 간에 유의한 차이 가 있었다. (P<.01). 인구학적 변수별로 보았을 때, 교육수준과 가정수입에 따라 인식 율에는 유의한 차이가 있어서 (P<.001, P<.01), 교육수준이 높을수록, 수입이 많을수록 높았다. 2. 필요성 인식 율은 가정간호사업 이용의사에 따라서도 유의한 차이가 있어서 (P<.001), 이용의사가 많은 군이 인식 율도 높았다. 3. 환자들의 필요성 인식 율은 퇴원시기에 대한 의견과 병원비 지출액에 따라 유의한 차이가 있어서 (P<.05, P<.02), 퇴원시기가 적절하다는 군이 부적절, 하다는 군보다, 또한 병원비 지출액이 적을수록 인식 율이 높았다. 진단명에 따라서는 피부 및 피하조직 진환$(100\%)$, 임신 및 출산에 관련된 합병증$(90\%)$, 신경 및 감각기계 질환$(85\%)$, 부상 및 중독$(83\%)$, 신생물$(79\%)$, 등에서 필요성 인식 율이 높았다. 4. 가정간호사업 이용에 대한 대상자의 의견을 $47.8\%$가 이용할 의사가 있었고, $49.9\%$는 상황에 따라 결정하겠다고 하였으며, $3.2\%$는 이용하지 않겠다고 응답하였다. 인구학적 변수별로 보았을 때, 연령별로는 노년층, 성별로는 남성이, 교육수준은 낮은 군이, 의료보험을 가진 군이 이용할 의사가 많았으며, 통계적으로 유의한 차이가 있었다. (P<.01, p<.001, p<01, p<.01). 5. 환자들의 가정간호사업 이용 의사는 퇴원시의 상태에 따라서 유의한 차이가 있어서 (P<.02), 상태 가 입원 시와 변화가 없거나 악화된 군이 이용할 의사가 많았다. 진단별로는 내분비계 질환$(63\%)$, 신생물$(57\%)$, 혈액 및 조혈기능 장애$(55\%)$, 부상 및 중독$(55\%)$, 등이 이용할 의사가 많았다. 6. 대상자들이 가정간호사업의 장점으로 생각하는 것은 환자의 심리적 안정$(66\%)$, 시간 절약$(57\%)$, 가족의 편이$(57\%)$, 환자 간호에 대해 배운다$(53\%)$, 질병 과정을 배운다$(51\%)$ 등이었다. 7. 대상자들이 가정간호사업의 단점으로 생각하는 것은 응급시에 대처하기가 어렵다$(49\%)$, 환자가 불안해 할 것이다$(41\%)$ 가정환경이 환장에게 부적합하다$(43\%)$ 등이었다. 8. 가정간호사업에서 수용할 수 있는 간호 업무로$50\%$ 이상의 대상자가 지정한 것은 활력징후측정, 경구 및 비경구 투약, 운동과 휴식지도, 개인 위생관리, 보건교육, 정신 심리 간호 등이었다. 9. 가정간호사업에 대한 지불방법은 $32.9\%$가 제공된 업무에 따라 지불해야 한다는 의견으로 가장 많았다.

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Longitudinal Study on the Effects of Depression by Household's Economic Factors According to Income Levels (소득수준별 가구 경제요인이 우울에 미치는 영향에 대한 종단적 고찰)

  • Sung, Jun-Mo
    • Korean Journal of Social Welfare
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    • v.62 no.1
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    • pp.109-132
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    • 2010
  • This study examined the effects of depression by household's economic factors with income levels using the wave 1, 2 of Korean Welfare Panel Study. As a result, changes in income satisfaction have significant effects on depression levels. In non-poor households, the income and comsumption expenditure have effects on depression levels. But poor households do not have any effects. Among the control variables, age, marital status, and education level are influential factors on the depression levels. Based on the results, the author was able to recognize the economic factors in household that influnce the depression levels. and The policy directios for household's economic support were discussed.

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Feasibility of Tax Increase in Korean Welfare State via Estimation of Optimal Tax burden Ratio (적정조세부담률 추정을 통한 한국 복지국가 증세가능성에 관한 연구)

  • Kim, SeongWook
    • 한국사회정책
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    • v.20 no.3
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    • pp.77-115
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    • 2013
  • The purpose of this study is to present empirical evidence for discussion of financing social welfare via estimating optimal tax burden in the main member countries of the OECD by using Hausman-Taylor method considering endogeneity of explanatory variables. Also, the author produced an international tax comparison index reflecting theoretical hypotheses on revenue-expenditure nexus within a model to compare real tax burden by countries and to examine feasibility of tax increase in Korea. As a result of the analysis, the higher the level of tax burden was, the higher the level of welfare expenditure was, indicating the connection between high burden and high welfare from the aspect of scale. The results also indicated that the subject countries recently entered into the state of low tax burden. Meanwhile, Korea had maintained low burden until the late 1990s but the tax burden soared up since the financial crisis related to the IMF. However, due to the impact of foreign economy and the tax reduction policy, it reentered into the low-burden state after 2009. On the other hand, the degree of social welfare expenditure's reducing tax burden has been gradually enhanced since the crisis. In this context, the current optimal tax burden ratio of Korea as of 2010 may be 25.8%~26.5% of GDP based on input of welfare expenditure variables, a percent that Korea was investigated to be a 'high tax burden-low ITC' country whose tax increase of 0.7~1.4%p may be feasible and that the success of tax system reform for tax increase might be higher probability when compare to others. However, measures of increasing social security contributions and consumption tax were analyzed to be improper from the aspect of managing finance when compared to increase in other tax items, considering the relatively higher ITC. Tax increase is not necessarily required though there may be room for tax increase; the optimal tax burden ratio can be understood as the level that may be achieved on average when compared to other nations, not as the "proper" level. Thus, discussion of tax increase should be accompanied with comprehensive understanding of models of economic developmental difference from nations and institutional & historical attributes included in specific tax mix.

The Current Methods of Landslide Monitoring Using Observation Sensors for Geologic Property (지질특성 관측용 센서를 이용한 산사태 모니터링 기법 현황)

  • Chae, Byung-Gon;Song, Young-Suk;Choi, Junghae;Kim, Kyeong-Su
    • Journal of Sensor Science and Technology
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    • v.24 no.5
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    • pp.291-298
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    • 2015
  • There are many landslides occurred by typhoons and intense rainfall during the summer seasons in Korea. To predict a landslide triggering it is important to understand mechanisms and potential areas of landslides by the geological approaches. However, recent climate changes make difficult to predict landslide based on only conventional prediction methods. Therefore, the importance of a real-time monitoring of landslide using various sensors is emphasized in recent. Many researchers have studied monitoring techniques of landslides and suggested several monitoring systems which can be applicable to the natural terrain. Most sensors of landslide monitoring measure slope displacement, hydrogeologic properties of soils and rocks, changes of stress in soil and rock fractures, and rainfall amount and intensity. The measured values of each sensor are transmitted to a monitoring server in real-time. The ultimate goal of landslide monitoring is to warn landslide occurrence in advance and to reduce damages induced by landslides. This study introduces the current situation of landslide monitoring techniques in each country.

Sustainability of Olive Flounder Production by the Systems Ecology -II. Simulating the Future of Olive Flounder Aquaculture on the Land- (시스템 생태학적 접근법에 의한 넙치생산의 지속성 평가 -2. 넙치 육상양식산업에 대한 예측-)

  • Kim Nam Kook;Son Ji Ho;Kim Jin Lee;Cho Eun Il;Lee Suk Mo
    • Korean Journal of Fisheries and Aquatic Sciences
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    • v.35 no.6
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    • pp.660-665
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    • 2002
  • In Korea, an olive flounder is very popular fish food item. However, due to the increasing human population, the present catches of the olive flounder may not be sufficient to satisfy the present demand. To increase the supply of the olive flounder, aquaculture has been begun. An interest in the aquaculture of the olive flounder has been increased recently because of its characteristics of good growth and high price in the market, However, the productivity of the olive flounder aquaculture depends on economic inputs such as fuels, facilities, and labor. The rapid growths of the olive flounder aquaculture and the concerns about economic and ecological sustainability have focused peoples attention on the aquaculture industry. In this study, an energy systems model was built to simulate the variation of sustainability on the aquaculture of olive flounder, The results of simulation based on calibration data in 1995 show that olive flounder production yield and asset slowly increase to steady state because of the law of supply and demand. The results of simulation based on the variation of oil price show that the more increase the oil price, the more decrease the olive flounder economic yield and asset. Energy sources required for systems determine the sustainability of systems. Conclusionally, the present systems of the olive flounder aquaculture should be transformed to ecological-recycling systems or ecological engineering systems which depend on renewable resources rather than aquaculture systems which depend on fossil fuels, and be harmonized with the fishing fisheries by the sustainable use of renewable resources in the carrying capacity.