• Asia-Pacific Journal of Business Venturing and Entrepreneurship
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• v.11 no.2
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• pp.121-134
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• 2016

The current insurance market is facing a real problem that the high cost of insurance spent in maintaining a non- face-to-face sales channels face of the channel facing growing contribution to the reduction of side. As a result, the productivity issue facing designers of representative organizations in the organization channel will be referred to an urgent problem. As a result of improved organizational productivity architect that is the goal of this study to demonstrate what a performance improvement factor of insurance agents. Personality factors and individual insurance agents individual-environmental suitability and job satisfaction, consider the impact on turnover intention year of the results architects extroversion, sincerity, openness, it won a chronic, emotional gender, personality representing the honesty factor is organizational commitment and job satisfaction It has had a significant impact on. In other words, this is a lively and extroverted nature of the actuary, the more harmonious interpersonal relationships and higher emotional empathy with others can raise the extent that has a strong sense of belonging and attachment to their company's commitment. Whereas personality factors were not significant influence turnover intention has. This can be made to represent the need for screening of agents introduced from the introduction stage. Depending on the personality factors of organizational commitment, personal planners also occurs because of the differences and job satisfaction. Whereas turnover of agents is the result of empirical factors that are affected by other agents than to individual character generated by the character of the individual agents. Compliance boss, job suitability, individuals representing a fellow fitness, tissue compatibility environmental compliance is having a significant impact on both the degree of organizational commitment, job satisfaction and turnover intention. In other words, the boss or colleague, values and personality, working method, as fits well the concerns and pursuing goals are similar, and their job aptitude higher the suitability of the organization is about to have a sense of belonging and attachment to the company commitment can do. This is the result of a demonstration that the work environment of the actuary agents productivity gains and loyalty depends on the insurance company, which currently belongs.

• The Korean Society of Law and Medicine
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• v.18 no.2
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• pp.195-218
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• 2017

The increase in medical expenses for convalescent hospitals is increasing abnormally, which puts enormous burden on the National health insurance finances. This is a phenomenon that has been associated with the social phenomenon of rapid aging. The fact that the convalescent hospitals are paid the fixed amount per day for hospitalization became the incentive for some hospitals to use the patients as means of making money. And these hospitals intend to get regular care or take medicines at other hospitals in order to reduce medical expenses, even when the medical fee is paid. In order to prevent such financial leaks, the Health Insurance Review and Assessment Service adjusted the patient group for inpatients in a hospital with the above behavior, and then cut the cost of medical care benefits. However, Above decision was canceled by the court on the grounds that there was no basis rule. However, based on the above case, I think that it can be an opportunity to draw up the problem and to improve of the Medical Fee System of hospital. The modified medical fee system can strengthen the medical function of the convalescent hospital. In addition, it seems reasonable to exclude admission for "physically disabled group". Even if admission is allowed for the physically disabled group due to social needs, it should be excluded from the National health insurance for the fianacial soundness and the sustainability of the system.

• Journal of agricultural medicine and community health
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• v.37 no.2
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• pp.84-95
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• 2012

Background: In Korea, private health insurance has neglected to induce externality on national health insurance by moral hazard. Therefore, we conducted this study in order to explore the influence of private health insurance on unnecessary medical utilization among patients with cervical or lumbar sprain. Method: The study examined a population of 449 patients (admission, 384; out-patient; 85) diagnosed with simple cervical or lumbar sprain without neurological symptoms at 20 small hospitals or clinics in Gwangju and Jeollanam provinces from Jul. 1 to Aug. 31 2008. The data were collected using structured, self-administrated questionnaire which collected information such as whether or not the patient was admitted (as a dependent variable), whether or not they had private health insurance (as a independent variable), and covariates such as socio-demographic characteristics, the factors related to the sprain, and characteristics of the insurance provider. Results: From hierarchical multiple logistic regression analysis, it was found that the admission rate of patient with private health insurance was higher than that those without it (Odds ratio=3.31, 95% Confidence interval; 1.14-9.58), meaning that private health insurance was an independent factor influencing the admission of patients with these conditions. Other determinants of admission were patient age and physician referral. Conclusions: This study is the first empirical study to explore the influence of private health insurance on inducing moral hazard in admission services, specifically among patients with cervical or lumbar sprain. Regulation of benefits provided by private health insurance may be necessary, as the effect of this moral hazard may mean existence of externality.

• 월간산업보건
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• s.234
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• pp.51-57
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• 2007

• 월간 기계설비
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• s.248
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• pp.67-69
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• 2011

4대보험 및 산재처리 등 각종 노무실무는 내용이 복잡하여 주의를 기울이지 않으면 불필요한 노무비 지출로 이어진다. 본지는 회원사의 노무관련 업무에 참고자료로 활용할 수 있도록 "건설업 인사노무관리 실무"를 지난해 8월호부터 연재하고 있다.

• 주택과사람들
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• s.190
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• pp.14-15
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• 2006

정부가 고령화 문제를 해결하기 위한 방편으로 역모기지론 도입을 서두르고 있다. 은행, 보험사에서 가입자가 사망할 때까지 주택을 담보로 노후 생활 자금을 지급하는 역모기지론에 대한 업계와 시장의 관심이 뜨겁다. 역모기지론이 운영되는 방식과 주택시장에 미치는 영향에 대해 알아보도록 하자.

• Proceedings of the Korea Database Society Conference
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• 2002.10a
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• pp.463-493
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• 2002

Siebel Partner Relationship Management(PRM)은 대리점이 효과적으로 상품과 서비스를 처리할 수 있게 함. 브랜드 오너 및 보험업자 관점: - 순조로운 파트너와의 협조 및 업무 - 채널 효과 극대화 - 파트너 성과 분석 (중략)

• 월간 기계설비
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• s.249
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• pp.80-83
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• 2011

4대보험 및 산재처리 등 각종 노무실무는 내용이 복잡하여 주의를 기울이지 않으면 불필요한 노무비 지출로 이어진다. 본지는 회원사의 노무관련 업무에 참고자료로 활용할 수 있도록 지난해 8월호부터 연재한 "건설업 인사노무관리 실무"를 이번호로 마친다.

• Proceedings of the Korea Water Resources Association Conference
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• 2012.05a
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• pp.546-550
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• 2012

본 연구에서는 홍수시 제내지 침수로 인한 큰 인명 및 재산 피해의 가장 큰 원인이 되는 제방 붕괴과정을 제방의 침식 및 세굴이론 등 물리적 이론에 근거하여 해석하고 이를 토대로 하천제방 붕괴 모형을 개발하였다. 개발된 모형을 이용하여 하천제방 붕괴 모의를 수행하여 제내지의 2차원 침수양상을 분석하고 이를 이용하여 침수위험도를 작성하였다. 작성된 침수위험도는 제내지에 거주하는 주민들이 효율적으로 제방붕괴에 대한 대처할 수 있을 뿐만 아니라 제방붕괴로 인한 홍수재해보험 보험요율 산정시 침수위험도에 근거한 합리적 산정이 가능할 것으로 판단되었다. 본 모형의 적용 결과 홍수로 인한 제내지 침수위험도 산정을 위해 하천흐름-제방붕괴-제내지 침수해석을 연계하여 일관성 있게 모의할 수 있는 수치모형을 개발하여 실제 유역에 적용한 결과 제내지에서의 침수심, 침수면적, 하천 홍수위, 제방붕괴 폭 등이 합리적으로 계산됨을 알 수 있었다. 시간에 따른 제방 붕괴폭은 기존의 모형에서 사용하고 있는 순간적, 선형적인 붕괴가 아니라 포물선형의 붕괴가 이루어지고 있었으며 시간에 따라 붕괴폭도 합리적으로 계산되고 있음을 알 수 있었다. 제내지의 침수심을 토대로 제내지 홍수시 침수위험도 산정기법을 개발하여 위험도를 산정한 결과 하천변에 위치한 지역이 위험도가 무조건적으로 높은 것은 아니라 지형에 따라 달라질 수 있음을 나타내었다.

• Journal of Service Research and Studies
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• v.10 no.1
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• pp.33-53
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• 2020

The purpose of this study is to empirically examine the causal relationship of CSR activities, customer trust and CCID, customer behavior intention(B.I) in the relationship between CSR activities and customer behavior intention(B.I) in the insurance industry, thereby enable top management of insurance company to take it in their consideration that CSR activity help link to customer behavioral intention by customer trust in them and CCID. To achieve the purpose of the study, the hypothesis was established based on preceding research and theoretical background regarding CSR, trust, CCID, behavioral intention(B.I). And this study conducted AMOS statistical analysis based on effective 526 survey data collected from insurance customers across country through online research company. The result of this empirical study is as follows. First, insurance company's CSR activity has a positive impact on customer's trust and CCID, but it did not have a direct significant effect on the customer's behavioral intention(B.I). Second, both customer's trust and CCID have a positive and significant effect on customer's behavioral intention. Third, we have also found that both Trust and CCID played a mediating role between CSR activity and B,I. Fourth, it was found that authenticity did not moderate the enfluence relationship between CSR activity and Trust, CCID. The result of this study shows that insurance company's active CSR activity increase customer trust, thereby create a sense of unity between the customer and the company, In addition, it shows that when CSR activities are mediated by customer trust and CCID, it could lead to customer behavioral intention(B.I) such as repurchasing and positive word-of-mouth activities. to others. The result of this study will contribute to the future research on CSR literature and the marketing strategy of insurance companies.