• 방재와보험
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• s.115
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• pp.64-66
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• 2006

이번 탐방은 그룹의 경영이념과 전략에 대한 심도 있는 연구를 통해 임직원들이 급변하는 경영환경에 대응할 수 있는 능력을 배양하도록, 지식경영의 핵심요새로 자리매김하고 있는 금호 아시아나 인재개발원을 방문하였다. 경기도 용인시 처인구 양지면 대대리에 위치한 인재개발원은 국내 유명골프장 중의 하나인 아시아나 컨트리클럽과도 인접해 있어 아름다운 숲의 전경이 한눈에 내려다보이는 탁 트인 전망과 맑은 공기, 빼어난 경관을 자랑한다.

• 방재와보험
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• s.125
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• pp.64-65
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• 2008

우주기술은 이미 우리 주변에서 광범위하게 사용되고 있으며 향후 적용할 수 있는 분야가 매우 넓어, 정부는 우주항공산업을 미래 10년 후 한국을 먹여 살릴 성장엔진으로 꼽고 있다. 이런 분위기에 힘입어 이번 호에서는 우리나라의 항공우주산업을 책임지고 있는 한국항공우주산업(주)를 찾아가 보았다.

• 방재와보험
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• s.109
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• pp.42-45
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• 2005

한옥은 자연의 산물이다. 이 땅에 사람이 살아가기 시작하면서 자연은 집의 가장 좋은 주제이자 재료가 되어 있다. 일반적으로 예전에는 집을 짓는데 있어 첫 번째의 원칙은 주변에서 구할 수 있는 것들의 적극적인 활용이다. 멀리서 이동해 올 필요가 없으니 효율적인 답이 되는 것이고, 익히 보아오고 접해 왔기에 그를 다루는 방법 또한 두터운 노하우가 쌓여 있기 때문이다. 그래서 돌이 많은 곳에서는 돌로, 흙이 많은곳에서는 흙으로, 나무가 많은 곳에서는 나무가 집구성의 주인공 역할을 한다.

• 방재와보험
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• s.90
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• pp.64-65
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• 2001

날이 더워지면서 수험생들이 가장 나기 어려운 계절, 승부의 계절, 여름이 오고 있다. 심리적인 압박감도 증가하고 학기초의 결연한 의지도 점점 나약해져 가기 시작한다. 수험생에게는 여름을 어떻게 나느냐가 앞으로 남은 인생을 좌우할 만큼 중요한 시점이기도 하다. 이번 호에서는 집에서 할 수 있는 간단한 수험생 건강법을 알아보도록 하자.

• 방재와보험
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• s.135
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• pp.29-31
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• 2010

소방은 화재진압에서 시작되었다는 것에서 자긍심을 가져야 하지만, 국민에게 오래된 전통에 의해 평가를 받기보다는 국민의 안전을 위한 새로운 시각에서 재조명되어야 한다. 같은 소방업무 중에도 재난관리 단계별로 어느 부분을 더 중요하게 생각하는지 해석이 다를 수 있다, 최근 '예방' 업무의 중요성이 부각되고 있으나 '예방' 단계에서의 소방의 역할에 대해 다시 고민해 보아야 한다.

• Journal of the Korean Data and Information Science Society
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• v.26 no.4
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• pp.931-946
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• 2015

Many multiple life insurance products consider benefits that are contingent on the combined survival status of two lives. To value premiums of the insurance products accurately, we need to consider the impact of the survivorship of one life on another. To show a dependence relation between married couple, we calculate correlation coefficients by using married couples data from National Pension Service and the results show some positive dependence between them. Moreover, by analyzing the death after bereavement, we find a evidence that mortality rates increase after the death of a spouse and, in addition, that this phenomenon, the broken-heart syndrome, diminishes over time. The results of this study can support the method to calculate the premium of multiple life insurance reflecting more realistic joint mortality rates.

• Journal of Navigation and Port Research
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• v.32 no.3
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• pp.229-235
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• 2008

This paper was provided to apply the ITC-Hulls Clauses & ISM Code for the accident of sunken ship which was occurred by seamen's barratry. For the causes of the sunken accident, the underwriter insisted toot shipowner submerged the vessel intentionally for the purpose of the insured amounts, while shipowner protests toot the ship was submerged because of crews faults. In this connection, the judge sentenced toot this accident was caused by humans errors as the Provisions of 6.2.4 of ITC-Hulls, however shipowner is responsible for hiring onboard qualified seafarers and carrying out the due diligence for performing ISM Code for ensuring ship's safety and seaworthiness.

• The Korean Journal of Applied Statistics
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• v.25 no.1
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• pp.101-114
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• 2012

In car insurance, the loss ratio is the ratio of total losses paid out in claims divided by the total earned premiums. In order to minimize the loss to the insurance company, estimating extreme quantiles of loss ratio distribution is necessary because the loss ratio has essential prot and loss information. Like other types of insurance related datasets, the distribution of the loss ratio has heavy-tailed distribution. The Peaks over Threshold(POT) and the Hill estimator are commonly used to estimate extreme quantiles for heavy-tailed distribution. This article compares and analyzes the performances of various kinds of parameter estimating methods by using a simulation and the real loss ratio of car insurance data. In addition, we estimate extreme quantiles using the Hill estimator. As a result, the simulation and the loss ratio data applications demonstrate that the POT method estimates quantiles more accurately than the Hill estimation method in most cases. Moreover, MLE, Zhang, NLS-2 methods show the best performances among the methods of the GPD parameters estimation.

• The Korean Journal of Applied Statistics
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• v.22 no.3
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• pp.489-498
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• 2009

Underwriting is the first step for the administration of an insurance contract, which may result in stable profitability or unexpected loss for insurance company. Adequacy of underwriting criteria determines underwriting result. Generally, quantitative scoring system is used for underwriting. Method of evaluating risk for the scoring system is summing up scores for risk factors of a potential policyholder in consideration. Scores for each risk factor is predetermined. Current business environment for insurance companies makes underwriting profit more important, which means that insurance companies need more efficient underwriting method. This study suggests a reasonable approach to estimate risk relativities based on generalized linear model. Real data were used to quantify risk levels of groups of insureds for the design of underwriting model. Finally, effects in business volume and profitability of reflecting estimated underwriting scoring system are explained.

• The Korean Journal of Air & Space Law and Policy
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• v.25 no.2
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• pp.43-77
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• 2010

The development of the aviation industry has exponentially increased the volume of passengers and cargo and gradually expanded the damage scope of all kinds of accidents in the process of transportation. As a result, the need for aviation insurance has accordingly grown bigger and bigger every day. That is why most nations have a law to force mandatory insurance on the aviation industry. However, the Montreal Convention of 1999, which Korea also signed and today has the most extensive effect in the international civil aviation community, offers no clear interpretations about the coverage of aviation insurance along with the Air Transport Business Promotion Act of Korea. The advanced nations of air transport business such as EU, the U. S. A. and Canada prescribe the coverage of aviation insurance and have a law that makes it mandatory for all the passengers and third parties to cover air carrier's liability. EU requires them to include cargo and baggage in scope of coverage, and the U. S. A. and Canada recommend insuring by having a shipper receive a written notice containing information about whether the concerned cargo is insured or not. Making the scope of coverage of aviation insurance clear by law serves several purposes including diversifying risks for air transport companies, providing the victims with enough protection, observing the international accountability required in the air transport industry, and promoting the productive and sustainable growth of the aviation industry. Thus problems with Korea's aviation insurance should be resolved by clearly stating the coverage of aviation insurance that the Korean air carriers and operators need to insure according to the current state of Korea's air transport by consulting the legislations of the advanced nations in air transports. and enacting a law to comprehensively govern Korea's aviation insurance.