• Title/Summary/Keyword: 보험범위 확대

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A Study on Improving Architect Property Insurance for Safety Accidents of Building (건축물 안전사고에 대비한 건축사 손해보험 개선 연구)

  • Kim, Myeongsoo
    • Korean Journal of Construction Engineering and Management
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    • v.20 no.1
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    • pp.32-40
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    • 2019
  • This study analyzed operating condition and the problems of damage compensation insunace (property insurance) for qualified architect and derived some suggsetions for improvement. The Certified Architects Act requires all building design and construction supervision to buy property insurance. This study proposes following suggestions to solve problems of current architect property insurance. Firstly, we need to increase the insurance purchasing rate of damage compensation insurance for qualified architect. It is necessary to clearly specify the matters concerning the submission of insurance policies by the architects, which is currently carried out by the Minister's official letter, in the form of official announcement. Secondly, proper insured amount should be adjusted. In order to insured substantial compensation capacity, total amount of insurance should be enlarged. Thirdly, the insurance period should be extended to one year after completion of building to allow compensation for accidents due to design negligence. Generally, the design defect can mostly be identified within one year after completion. Fourthly, insurance coverage should be extended. In the long run, it is essential to enlarge the scope of the security not only to property damage but also to human losses. Finally, an accident record sharing system should be established among insurance companies, so that proper insurance premiums or discounts can be made based on the system.

Projection of Long-Term care Insurance Beneficiary and Financing (노인장기요양보험 대상자 확대에 따른 재정추계 분석)

  • Choi, In-duck;Lee, Ho-yong
    • 한국노년학
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    • v.31 no.4
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    • pp.1047-1065
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    • 2011
  • The main purpose of this study is to provide the sustainability and continuous development of Long-term care Insurance in projecting changes of the Long-term care Insurance beneficiary population and Cost. We conducted a transformed cohort-component projection method that are employed for the beneficiary population projection and applied the previous experiences in Japan and German. A transformed cohort-component method means that we also projected the increasing beneficiary of long-term care insurance for using the data of geriatric disease in NHIC and estimated the cost of insurance's financial resources. First of all, beneficiary increase and strategy of extending to level 4 are categorized 2 and the expense account projection are categorized 2. If it is thought experience of Japan and German, The Level 4 extend of insuree is projected 2012 or 2013. With the results of this study, we proposed that extended level 4 insuree include the 40%~90% of geriatric disease in elderly people. The number of beneficiaries in 2011 is expected to reach to about 342,896 and in 2015 is 415,905 on scenario 1. Scenario 2(40%of geriatric disease in elderly people), the number of beneficiaries in 2011 is 342,896 and in 2015 is 483,453. Scenario 3(90%of geriatric disease in elderly people), the number of beneficiaries in 2012 is 545,068 and in 2015 is 565,565. The cost of beneficiaries insurance benefit of scenario 1 are projected from 3,000billion in 2012 to 3,500billion won in 2015. Scenario 2 are projected from 3,100billion in 2012 to 4,000billion won 2015. Finally, The cost of Level 4 extending are need minimum 300billion to maximum 1,400billion won.

법령과 고시 - 건설산업기본법 개정

  • 대한설비건설협회
    • 월간 기계설비
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    • s.240
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    • pp.38-41
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    • 2010
  • 국토부는 하수급인의 계약상 이익을 부당하게 제한하는 특약유형을 구체화하고 하도급대금 직접지급 공공기관의 범위 확대 등의 내용을 담은 건설산업기본법 시행령 개정안을 지난 5월 27일 공포하고, 6월 30일부터 시행에 들어갔다. 다만, 건설근로자 퇴직공제 가입대상 공사범위 확대 관련 조항은 9월 30일부터 시행에 들어간다. 개정된 시행령은 하수급인의 계약상 이익을 부당하게 제한하는 특약유형을 보험료 미지급, 하자담보책임 전가, 하도급대금 조정 미반영 등으로 구체화 했으며 하도급대금 직접지급 공공기관의 범위를 공기업, 한국농어촌공사, 한국철도시설공단, 지방직영기업, 지방공사 및 지방공단 등으로 확대했다.

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건강관리코너 - 과로사의 개념과 인정범위 및 예방

  • Lee, Gwang-Jae
    • 방재와보험
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    • s.118
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    • pp.72-73
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    • 2007
  • 현대를 살아가는 사람들에게 있어 직장에서의 과중한 어부와 성공을 위한 치열한 경쟁, 복잡한 인간관계, 그 속에서 발생되는 과로 및 정신적 스트레스는 심각한 건강상의 문제점을 야기할 수 있다. 과거에는 과로로 인한 건강상의 문제들이 전적으로 개인의 건강관리 문제로 방치되고 보상의 대상이 되지 못했다. 소위 과로사가 우리나라에서 인정받기 시작한 것도 1990년대 이후 국민들의 권리의식 신장과 외국의 사례보도 등에 의해 소송이 시작되면서부터였고, 그 인정범위는 점차 확대되어 가고 있다.

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2004년 달라지는 중소기업 정책

  • Lee, Yong-U
    • 프린팅코리아
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    • s.20
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    • pp.92-93
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    • 2004
  • 올 한해 지원되는 중소기업정책자금이 지난해 보다 13.1% 증가한 2조3700억원으로 대폭 늘어나는 등 중소기업의 기를 살리기 위한 다양한 지원이 이루어진다. 하지만 늘어나는 중소기업정책과 더불어 진행되는 고용보험대상자 범위 확대, 장애인고용촉진 및 직업재활법 개정에 따른 의무고용사업장의 확대와 고용장려금 축소, 주5일 근무제 시행 움직임 등은 기업주들에게 부담으로 작용할 전망이다.

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An Analysis on Expanding Construction Insurance and Estimating Necessary Budget (건설공사보험 확대 당위성 및 예산소요 분석 연구)

  • Kim, Myeongsoo
    • Korean Journal of Construction Engineering and Management
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    • v.15 no.5
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    • pp.94-102
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    • 2014
  • This study analyzes necessity of expanding construction insurance and estimates required budget. Construction insurance is obliged by National Contract Law and Local Contract Law to protect projet owners and contractors from any unexpected construction risk such as financial losses in construction process. Currently the contracts of design-build and alternate-bid projects as well as PQ project, which are greater than 20 billion won, require the contractors to provide construction insurances in Korea. Insurance premiums are borne by the public project owner. Those contractors whose contract volume is less than 20 billion won burden all risks of projects at their cost. This causes equity problem. Because small-and-medium contractors are discriminated against large contractors since insurance-obliged projects are performed by large contractors and insurance premiums are borne by the public project owner. On the other hands, in all engineering projects, regardless of volume, insurance premiums are borne by the project owner. Therefore current regulation has to be improved, by expanding to all public projects. The average ratio of unobliged projects is 46%, in recent 3 years, prime cost of insurance companies is estimated 0.2%. Moreover considering risks of each construction type, prime cost of unobliged works is estimated as 0.13%. Hence additional necessary budget is estimated to be 2.09 billion won if total volume of public work is 3.5 trillion won. And 2.39 billion won is derived if total volume of public projects is 4 trillion won.

A New Healthcare Policy in Korea Part 3: Ultrasound and MRI in Urogenital Disorders (새로운 건강보험 보장성 강화 대책 3부: 비뇨생식기 초음파 및 MRI 급여 확대)

  • Young Sup Shim;Kye Jin Park
    • Journal of the Korean Society of Radiology
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    • v.81 no.5
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    • pp.1083-1095
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    • 2020
  • Since 2019, ultrasound and magnetic resonance imaging for evaluation of urogenital disorders have been covered by the National Health Insurance (NHI) in Korea. Patients with urogenital malignancies were already insured by NHI for ultrasound and MRI. With the expansion of NHI coverage, patients with suspected prostate or gynecologic cancer, uterine fibroids before myomectomy and some other benign disease such as congenital anomaly can receive benefits of NHI. In consideration of these changes, radiologists and other clinicians should be aware of the indications and standard images of each examination and the required reporting forms. Clinical application based upon thorough understanding of the NHI guidelines will aid in improving the standard care of patients.

Improvement Plan of the Relevant Law to Protect Professional Support and Rights of Artists (예술인의 직업적 지원과 권리보호를 위한 관련법의 개선방안)

  • Noh, Jae-Chul;Kim, Kyung-Jin
    • The Journal of the Korea Contents Association
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    • v.18 no.8
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    • pp.483-493
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    • 2018
  • Through the improvement of the Labor Relations Act, the Social Insurance Act, and the Artists Welfare Act for occupational status and rights of artists, the character of workers, joining exception in the Employment Insurance Act, and applying exception in the National Health Insurance Act and the National Pensions Act should be recognized. For this, the scope of workers should be expanded through the interpretation of the court and legislation of the Labor Relations Act, and supporting range of social insurance should be expanded by applying exception in the National Health Insurance Act and joining exception in the Employment Insurance Act for artists who are currently excluded. Artists' compensation insurance that is an optional entry system and paid entirely by artists need to have effectiveness of the system through insurance support. The Artists Welfare Act also needs to be revised to strengthen legal protection for artists and it is important to secure finances for artists' welfare projects. The standard contract should be mandatory and a career certification system for artists should be established so that artists who need welfare benefits can not be omitted.

The Development and Reformation of China Mothernity Insurance - Related to the Family Plannings - (중국생육보험의 발달과 개혁 - 계획생육과 관련하여 -)

  • Lim, Mi-young;Zhang, Xiao-yi
    • Korean Journal of Social Welfare Studies
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    • no.36
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    • pp.29-53
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    • 2008
  • Being the most populated country in the world, China's one-child policy is its basic national policy. This basic national policy is implemented together with the Maternity Insurance, which is one of the five main social insurances in the Chinese society. The Maternity Insurance is society's way of recognizing women's contribution towards child- bearing and is of utmost important significance. However, with regard to women who are not living within the city or are not working, not only are they not the target for one-child policy, they are also unable to receive the social benefit from the Maternity Insurance. Among the conditions for payment of the Maternity Insurance is the adherence to the one-child policy. Ultimately, working women living in towns and cities adhering to the one-child policy will have a positive influence on the Maternity Insurance. However this places a restriction on reducing the discrepancies to benefit from the Maternity Insurance. On the contrary, women from the villages and those moving between towns and cities are those who really need the Maternity Insurance and yet are unable to benefit from it. While we improve on the Maternity Insurance to include this group of women, we have to at the same time consider the effect it has on the one-child policy. The reformation of the Maternity Insurance has to embody the principle of a harmonious society. It has to have a certain order in the country's national policies, so as to be included in the economic policies of towns and villages.