• Title/Summary/Keyword: 금융정책

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A Study on the Application Direction of Financial Industry Metaverse Platform to secure MZ Generation Contact Points (MZ 세대 접점 확보를 위한 금융권 메타버스 플랫폼 활용 방향 연구)

  • Ki-Jung Ryu;Ki-Bum Park;Sungwon Cho;Dongho Kim
    • The Journal of the Institute of Internet, Broadcasting and Communication
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    • v.23 no.3
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    • pp.127-137
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    • 2023
  • COVID-19 has not only affected all sectors of society, economy and politics, but also had a huge impact on industry. The non-face-to-face exchange method was essential to prevent infectious diseases, and the generation who experienced it recognizes the importance of a platform that can be quickly accessed anytime, anywhere, and attention is focused on the Metaverse that can accommodate it well. Each financial industry uses a differentiated metabus platform strategy, focuses on new customer service and revenue generation, and is also used as an internal and external communication channel. This paper analyzes the theoretical background of the financial sector metaverse and domestic and international cases, and studies and describes the direction of using the financial sector metaverse platform to secure MZ generation contact points.

A Study on Privacy Protection in Financial Mydata Policy through Comparison of the EU's PSD2 (유럽 PSD2 시행에 따른 금융분야 마이데이터 정책의 개인정보보호 강화 방안 연구)

  • Song, Mi-Jung;Kim, In-Seok
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.29 no.5
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    • pp.1205-1219
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    • 2019
  • As the ability to use data becomes competitive power in the data-driven economy, the effort to create economic value by using personal data is emphasized as much as to protect personal data. EU's PSD2(the second Payment Service directive) became the initiative of the Open Banking trends all over the world, as it is the Mydata policy which protects the data subject's right by empowering the subject to control over the personal data with the right to data portability and promotes personal data usages and transfer. Korean government is now fast adopting EU's PSD2 in financial sector, but there is growing concerns in personal data abuse and misuse, and data breach. This study analyzes domestic financial Mydata policy in comparison with EU's PSD2 and focus on Personal information life-cycle risks of financial Mydata policy. Some suggestions on how to promote personal information and privacy in domestic financial Mydata Policy will be given.

Analysis of the Influence of Shipping Policies on the Expansion of Korea's Merchant Fleet Using System Dynamics (시스템 다이내믹스를 이용한 해운정책이 우리나라 외항선대 증가에 미친 영향에 관한 연구)

  • Kim, Sung-Bum;Jeon, Jun-Woo;Yeo, Gi-Tae
    • Journal of Korea Port Economic Association
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    • v.31 no.2
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    • pp.23-40
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    • 2015
  • This study measures how Korean shipping policies influence the expansion of the country's merchant fleet using system dynamics. It uses various indexes as factors influencing the gross tonnage of the Korean merchant fleet, such as the Baltic Dry Index, Howe Robinson Container Index, China Containerized Freight Index, and Worldscale Index, as well as the US dollar-Korean won exchange rate, world merchant fleet statistics, and the debt ratio of Korean shipping companies. After establishing the simulation model, the mean absolute percentage error is found to be less than 10%, confirming the accuracy of the model. Therefore, a sensitivity analysis is conducted to measure the influence of the selected shipping policies, including the gross tonnage of vessels registered under the Korean second registry system, loans of publicly owned financial institutions to shipping companies, ship investment fund, and the number of shipping companies participating in the tonnage tax scheme. The sensitivity analysis reveals that the influence of vessel tonnage and loans to shipping companies is the most significant, while that of the number of companies participating in the tonnage tax scheme is minimal.

A Study on the Integrated Security Monitoring & Control in Financial Investment Industry Computer Networks (금융투자업계 전산망의 통합보안관제에 관한 연구)

  • Jung, Eui-Yeon
    • Proceedings of the Korea Information Processing Society Conference
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    • 2012.11a
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    • pp.857-860
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    • 2012
  • 본 논문은 금융투자업계에 대한 보안관제 정책을 기준으로 업계가 공동이용 가능한 통합보안관제시스템이 구축 가능하도록 금융투자회사들이 구축 운용하고 있는 보안인프라를 비롯한 전산망의 보안관제를 위한 적용 기술과 운용체계 등을 조사하고, 이를 토대로 외부로부터 공격에 대비한 모니터링, 침입탐지 및 실시간 방어 등의 기능이 적절하게 수행되고 업계 차원의 종합적이고 체계적인 관리가 가능한 통합보안관제시스템 모델과 운영방안을 제시하고자 한다.

주식시장의 변동성에 관한 실증분석

  • Kim, Jong-Gwon
    • Proceedings of the Safety Management and Science Conference
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    • 2010.11a
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    • pp.379-389
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    • 2010
  • 주가수익률의 하락은 주식시장의 유동성(liquidity)에 부정적인 영향을 주며, 특히 금융정책이 긴축 시에는 더욱 주식시장을 위축되게 만들고 있다. 이러한 경우에 있어서 업종들 간의 주가수익률에는 차이가 발생하게 된다.

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Changes in the environment of electronic finance and its challenges -Focusing on the prospects and implications of changes in electronic finance- (국내 전자금융의 환경 변화와 그 과제 -전자금융의 변화 전망과 시사점을 중심으로-)

  • Kim, Daehyun
    • Journal of Digital Convergence
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    • v.19 no.5
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    • pp.229-239
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    • 2021
  • For this study, we have extensively analyzed the presentation data of the government's financial-related departments and the data of each financial institution and electronic financial institution.. As a result, In Korea's electronic financial environment, real changes such as first) expansion of non-face-to-face finance, second) teleworking in the financial sector, third) abolition of accredited certification, fourth) advanced voice phishing, fifth) openness of the financial industry and diversification of forms, sixth) the'walletless society'. In addition to the above, however, global changes triggered by the Fourth Industrial Revolution spread to the financial security sector, making it difficult to respond to problems such as artificial intelligence/ deep learning/ user analysis/ deepfake technology. As the proportion of electronic finance is increasing socially, it should be studied in the fields of electronic finance and its environment, and crime and criminal investigation.

VD SPECIAL-2006 벤처 희망 프로젝트가 열린다

  • Korea Venture Business Association
    • Venture DIGEST
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    • s.91
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    • pp.16-20
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    • 2006
  • 올해도 어김없이 정부와기관 , 금융권에서 벤처기업을 지원하기 위한 각종 정책을 내놓았다 . 벤처가 2006년을 희망찬 발걸음으로 내달릴수 있도록 도와줄지원 정책들을 소개한다 .

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A Study on the Policy Proposal and Model B2B2C for Safe Open Banking (안전한 오픈뱅킹 구축을 위한 정책 및 B2B2C 모델에 관한 연구)

  • Choi, Dae-Hyun;Kim, In-Seok
    • Journal of the Korea Institute of Information Security & Cryptology
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    • v.29 no.6
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    • pp.1271-1283
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    • 2019
  • The fourth industrial revolution and digital transformation are also bringing major changes to the financial ecosystem in Korea. Already, global financial firms overseas are opening their financial markets and exploring new financial businesses by seeking ways to co-prosperity with fintech firms. However, it is also true that the domestic financial environment has failed to respond to the changes due to its monopolistic and closed structure. In response, the government began pushing for the introduction of open banking in December 2019 with the aim of fully opening the financial settlement system. However, unlike the existing simple financial transaction structure, open banking still has an unresolved part due to the unclear relationship of responsibilities between interested parties in the event of financial accidents due to the complex linkage structure of transactions such as financial firms, fintech firms and customers. This study analyzed the security threat of open banking in depth. By doing so, the government and financial firms want to present policy proposals that need to be improved to enhance the safety of open banking in korea and protect financial consumers, as well as new financial models that have improved the vulnerable parts of existing models.

The Effects of Financial Sanctions on Dollar Hegemony Order (금융제재가 달러패권질서에 미치는 영향)

  • Hahn, Young-bin
    • Analyses & Alternatives
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    • v.6 no.2
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    • pp.117-154
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    • 2022
  • The purpose of this study is to verify the practical validity of financial sanctions, which has recently emerged as the most powerful form of economic sanctions preferred by U.S. foreign policy tool. Based on the theoretical discussion, analyse this study the trend of de-dollarization appearing in connection with financial sanctions and argue that the effectiveness of financial sanctions erode the dollar financial hegemony, which is the source of its power can be degraded, so that its effectiveness could not be so great as most people likely think about. After World War II, there has been an increasing tendency in the international community to favor economic sanctions over the use of military force as an effective means of foreign policy. Among these economic sanctions, a distinct feature that has recently appeared is the remarkable increase in the frequency of use of financial sanctions. The country that favors financial sanctions most is the United States. The reason is that they believe that the power of their own dollar financial hegemony can exert deadly pressure on other countries. Financial sanctions favored by the United States are said to have increased the effectiveness of sanctions by upgrading the pressure of sanctions to the next level. Nevertheless, financial sanctions have a side that underestimates the cost. This problem is found in the signs that the backlash from not only countries subject to financial sanctions but also many countries with interests in these countries is leading to a tendency to de-dollarization. This study will try to see how likely this de-dollarization trend is to offset the effectiveness of financial sanctions.

The Construction of Electronic Commerce infra for Bank usin Internet (인터넷에서의 금융권 전자상거래 인프라 구축)

  • 신현호;조범준
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 1999.05a
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    • pp.131-137
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    • 1999
  • In order to operate Internet Banking, there is a important thing to precede, That is to carry out a scheme of one-stop to let clients transact anything they want to buy and establish the preservation of public security system between existing banking networks. (of course, that should be designed handily to the clients). In this paper, the protocol which is determined between banking network and Internet to maintain the preservation of public security. In other words, each XPM(X.25 Packet Manager) is a program to manage both system security and service at each other side; manage all packets which are connected by X.25 protocol. If other condition like law and institution is improved, it will be adopted to real operation with various service. Further more, we tan construct Electronic Commerce and adopt various digital money like electronic coin or check.

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