• Title/Summary/Keyword: 금융교육

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A Fundamental Study on the Development of the Fusion Education Curriculum in the Field of Architecture and Urban: based on Practitioner-oriented Survey (건축·도시 분야 융복합 교육과정 개발을 위한 기초연구 -실무자 중심의 설문조사를 기반으로-)

  • Hong, So-Hee;Yoo, Seung-Kyu;Yuh, Ok-Kyung;Kim, Jae-Jun
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.5
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    • pp.3491-3498
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    • 2015
  • The purpose of this study is to identify demand of fusion education in the field of architecture and urban, according to architecture and urban market changing, product changing, increasing fusion education demand. We conducted online surveys targeting construction and non construction field practitioners so that we want to identify consumer's needs about fusion education in the field of architecture and urban. Research findings can be summarized in three parts. First, practitioners need to fuse business-related majors (Frequency changing ratio : financing(716.7%), management(633.3%), planning(454.5%) etc.) and traditional majors. Second, the survey results show that 79 percent of those questioned were in favor of switching the cyber and off-line operation methods for fusion education. They require the complementary education system between off-line and cyber education based on education accessability. Third, the survey results show that 70.9 percent of those questioned were in favor of limited freestyle(Freedom of choices without required subjects). The curriculum should be arranged according to the flow of construction business process including fusion subjects.

An Empirical Study on the Influencing factors of Household Debt (가계부채의 결정요인에 관한 실증적 연구)

  • Lee, Shin-Nam
    • Journal of Digital Convergence
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    • v.14 no.5
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    • pp.177-183
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    • 2016
  • The purpose of this study is to analyze the affecting factors and debt characteristics with household debt. The method of analysis was used SPSS 22.0. The main results were as follows. First, psychological debt burden group were found to be lower academic background, more household members, job in agriculture, forestry and fisheries and women among demographic characteristics. This suggests the need for the governments who are interested in the risk from household debt. Second, psychological debt burden group showed higher level of debt and average monthly debt repayments. This study implies that it is necessary to do financial education and consulting. Third, psychological debt burden group seemed that the households with more the average monthly interest payments and repayments on income, the more total liabilities compared to total assets. As the ages get higher, it was gradually increased. It suggests that the development of psychological counseling program for debtor with household debt. Other factors(property prices or the financial environments) will be dealt with in the subsequent studies.

Growth and Spatial Distribution of Korean Society in Metro Atlanta, Georgia, USA (미국 조지아 주 메트로 애틀랜타 한인사회의 성장과 공간적 분포)

  • Lee, Sung-Cheol;Lee, Eui-Han
    • Journal of the Economic Geographical Society of Korea
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    • v.14 no.2
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    • pp.225-239
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    • 2011
  • The main purpose of this paper is to analysis the growth process of new emerging Korean society in Georgia, the USA by investigating changes in the regional distribution of Korean business located in metro Atlanta region. More specifically, it aims to identify the characteristics of spatial distribution of Korean business in metro Atalanta through their locational trends since 1980s. To this end, it has explored the history of Korean migration into Georgia and the locational trends of Korean firms in metro Atlanta by industries. As a result, the main location of Korean firms has expanded into the northeastern regions of Atlanta due to the development of transportation, new regional development, education environment and changes in residential distribution by ethnic. Also, the main Korean business has transformed from retails and restaurant to real estate and finance because of changes in market strategies, institutions and Korean local migration.

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An Analysis of the Media's Report on the Adoption of the Address of Things using Topic Modeling and Network Analysis (토픽 모델링과 네트워크 분석을 활용한 사물주소 도입에 대한 언론보도 분석)

  • Mo, Sung Hoon;Lim, Cheol Hyeon;Kim, Hyun Jae;Lee, Jung Woo
    • Smart Media Journal
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    • v.10 no.2
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    • pp.38-47
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    • 2021
  • This study analyzed media reports on the Address of Things, which are being introduced through the amendment of related law and pilot projects. The titles and its texts in the media's reports were collected by searching for 'Address of Things' on the Naver News Platform. Then, we analyzed the corpus using by topic modeling and network analysis. As a result, there were four topics: 'Promotion of the address of things system', Proof of assigning Address of Things', 'Improvement of usage of the Roadname Address Systems', and 'Education and public relation for the address activation'. It was confirmed that the topic 'Proof of assigning Address of Things' was the main agenda. We presented some implication by comparing the results with the 「3rd Basic Plan for Address Policy (2018-2022)」 of the Ministry of Public Administration and Security.

A Study on the Effectiveness of Blockchain and Legal System and Policy Tasks for SMEs (중소기업의 블록체인 적용효과와 법제도 및 정책적 과제에 대한 융합적 연구)

  • An, Myeonggu;Park, Yongsuk
    • Journal of Convergence for Information Technology
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    • v.9 no.7
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    • pp.14-24
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    • 2019
  • It is necessary to look into multiple subjects, such as effectiveness, laws and polices of blockchain in order to easily accept blockchain technology in small and mid-sized enterprises(SME). This study analyzes the positive effects of applying the block chain to SMEs, examines the laws and policies required to apply them, and identifies the tasks. As a result, we confirmed that it can create positive effects such as optimizing supply chain management, simplifying import and export process documents, improving product quality, facilitating flow of funds, and improving transaction reliability. Also, we confirmed that it is necessary to improve the basic law of electronic transaction, electronic commerce law, electronic financial transaction law, personal information protection legislation, and needs policy supplement for platform development, education system for SMEs, transaction standardization guidelines, tax reduction policy, and block chain research and development. More extensive practical research and specific individual legal studies are needed in the future.

A Study on Factors Affecting the Purchase Intention of Housing (주택 구매의도에 미치는 영향에 관한 연구)

  • Kim, Soo Kyung;Ha, Kyu Soo
    • Asia-Pacific Journal of Business Venturing and Entrepreneurship
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    • v.14 no.2
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    • pp.181-190
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    • 2019
  • The purpose of this study is to help the understanding of the housing market through the influence of consumer choice attributes and financial policy on home buyer behavior. The key issue in the analysis is to take into account moderate effect of housing investment demand between different types of housing attribute choice and financial policy. The results of the study are as follows. First, convenience, education location, and neighborhood level have a significant effect on the purchase intention of the housing. Second, government policy have no significant influence on the purchase intention of the house. Third, the moderating effects of real estate investment outlook are that the neighbors level and interaction variables have a statistically significant effect on the purchase intention of the house. Since the government's financial policies do not affect the decision to buy a house, in reality, excessive regulation may reduce the quality of housing welfare for the first time home buyers. As a result of this study, the financial policy of the government does not affect the decision of the purchase of the house. In reality, the excessive regulation may reduce the quality of the housing welfare for the first time home buyer. Only an analysis which combines these aspects of consumer's choice can adequately describe and explain the actual change in demand in the residential market.

Measure of economic literacy of college students -Focused on D college in Daegu city- (대학생의 경제이해력 측정 -대구 D대학을 중심으로-)

  • Lee, Sang-Kyung;Park, Su-Yong
    • Journal of the Korea society of information convergence
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    • v.5 no.2
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    • pp.3-24
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    • 2012
  • The purpose of this paper was to find out how the economic experiences of college students would affect their economic literacy via a survey with 494 D college students in Daegu city. First, economic literacy based on the general societal characteristics indicates 48.33 with females and 46.76 with males on average respectively, which shows a low score by and large. In the program divisions of college, nursing students showed the highest economic literacy, 58.67, followed by students in humanity and society, 53.56 students in engineering, 49.00 students in public health, 45.78 and students in art and physical education, 39.64. Levels of education of college students' father also affected economic Literacy of college students. College students whose father has a middle school diploma or lower revealed the highest economic literacy, 50.11. A second place is those whose father has a high school diploma, 49.57. The lowest score was recorded by those whose father has a graduate school degree. Even among the college students, those who just graduated from high school exhibited the highest economic literacy, 49.35, whereas those with a graduate school degree showed the lowest, 40.00 on average. In the economic literacy by financial empirical characteristics, college students who answered that they had an experience of opening a bankbook came up with 48.47, and those who answered that they had never opened a bankbook demonstrated a very low score of 30.20 on average. In the economic literacy by economic life variable, college students who never receive pocket money showed the highest score of 50.88, and those who get some pocket money whenever they need exhibited the lowest score of 44.23 on average. In the economic literacy by economic education variable, college students who answered that they had taken an economic education showed a score of 50.09. On the other hand, those who answered that they had never taken an economic education exhibited a score of 45.23 on average. College students who said that economic education is necessary showed a score of 50.24 in the economic literacy, whereas those who said that economic education is not necessary exhibited a score of 45.23 on average.

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농협개혁 시리즈3-사업계획 및 수지예산 편성지침 완전정복-예산 대의원총회 대비 특강(1)

  • 한민수
    • 월간 한농연
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    • s.73
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    • pp.32-39
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    • 2008
  • 매년 11월말까지 1,200여 일선 조합의 예산 대의원총회가 개최된다. 2009년 우리 조합 관내의 농업을 발전시키고 조합 살림을 꾸려가기 위한 사업계획을 짜야하는 중요한 회의다. 특히 9월 중순 미국에서 시작된 금융위기의 여파가 올 연말부터 우리나라에 본격적으로 영향을 미치게 되면 국내 경기가 더욱 침체될 전망이다. 이 때문에 대출 금리 인상과 농산물 소비 감소 등, 조합과 조합원의 주변 여건은 크게 악화될 것으로 우려된다. 이 때문에 조합 경영 및 농가경젱 여건 약화를 철저히 대비한 사업계획 및 수지예산 편성이 절실하다. "월간 한농연"은 농축협 이감사.대의원 교육의 내용을 총 4회에 걸쳐 요약.정리한 특강 시리즈를 연재할 예정이다. 예결산 대의원총회의 철저한 준비와 대응을 통해 조합의 민주적이며 투명한 경영을 확립하여, 다가올 경제위기를 슬기롭게 극복하고 조합원 실익증진에 힘써야 할 것이다.

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The Evolution of Smart Technology and its Impact on the Future of Employment (스마트기술의 발전과 고용환경 변화 전망)

  • Chung, J.H.;Lee, S.M.;Shin, H.J.
    • Electronics and Telecommunications Trends
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    • v.29 no.2
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    • pp.1-15
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    • 2014
  • 기술혁신이고용에 미치는 영향에 대한 논쟁은 산업혁명 시기부터 시작된 오래된 경제학적 이슈다. 개별 기술혁신의 영역과 성격, 산업 특성에 따라 상이한 양상으로 나타나는 고용변화를 한마디로 단정하기는 쉽지 않고 기술혁신에 따른 고용 보상효과를 실증적으로 검증하는 것 또한 어렵다. 하지만 기존의 기술혁신이 대체해온 인간의 능력이 주로 육체적인 것이었던 점에 비해 빠르게 진화 중인 스마트기술은 인간의 지적능력의 상당부분을 모사할 것으로 보여 주의가 요구된다. 인간 고유능력인 지능을 확장하고 나아가서는 자체적으로 인간 지능을 기술 자체에 내재화해 나가고 있는 스마트기술의 발전은 제조업뿐만 아니라 의료, 법률, 금융, 교육 등 복잡한 전문 지식과 상호작용이 필요한 영역의 업무환경과 고용에 영향을 미칠 것으로 전망된다. 한편 스마트기술에 의한 고용 대체가능성에 대한 경고에만 집중하는 것은 새로운 산업창출과 경제성장동력을 간과할 수 있다. 균형잡힌 미래 전망과 정책적 대비가 필요하다.

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농협개혁 시리즈4-사업계획 및 수지예산 편성지침 완전정복-예산 대의원총회 대비 특강(2)

  • 한민수
    • 월간 한농연
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    • s.74
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    • pp.44-50
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    • 2008
  • 매년 11월말까지 1,200여 일선 조합의 예산 대의원총회가 개최된다. 2009년 우리 조합 관내의 농업을 발전시키고 조합 살림을 꾸려가기 위한 사업계획을 짜야하는 중요한 회의다. 특히 9월 중순 미국에서 시작된 금융위기의 여파가 올 연말부터 우리나라에 본격적으로 영향을 미치게 되면 국내 경기가 더욱 침체될 전망이다. 이 때문에 대출 금리 인상과 농산물 소비 감소 등, 조합과 조합원의 주변 여건은 크게 악화될 것으로 우려된다. 이 때문에 조합 경영 및 농가경제 여건 악화를 철저히 대비한 사업계획 및 수지예산 편성이 절실하다. "월간 한농연"은 농축협 이감사.대의원 교육의 내용을 총 4회에 걸쳐 요약.정리한 특강 시리즈를 연재할 예정이다. 예결산 대의원총회의 철저한 준비와 대응을 통해 조합의 민주적이며 투명한 경영을 확립하여, 다가올 경제위기를 슬기롭게 극복하고 조합원 실익증진에 힘써야 할 것이다.

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