• Title/Summary/Keyword: 가계경제

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Housing Expenditures of Elderly Households and Implication for Economic Well-Being (노인가계의 주거비지출과 경제복지)

  • Shim, Young
    • Korean Journal of Human Ecology
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    • v.1 no.1
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    • pp.57-68
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    • 1992
  • 1970년대 이래로 노인들의 평균적인 경제상태가 향상되어 왔지만, 상당한 수의 노인들이 여전히 빈곤할 뿐만 아니라 노인들 각자가 경험하는 경제복지는 다르다. 본 연구는 노인들이 경험하는 경제복지를 조사하고 이를 바탕으로 상이한 노인가계들간의 복지상태를 비교하였다. 경제복지는 주거비가 차지하는 가계소득에 대한 비로 측정하였다. 노인가계는 노부부가계, 노인남성가계, 노인여성가계로 구분하였다. 미국의 3,449 노인가계들이 연구분석에 사용되었다. 노인가계들간의 경제복지를 비교하기 위해 다중회귀분석이 사용되어졌다. 분석결과에 의하면 상이한 노인가계들간에 경제복지는 상당한 차이가 있었다. 특히 노인여성인 경우 경제복지가 가장 낮은 것으로 나타났다.

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농가재정상태 전단을 위한 농가 가계운영진단지표 개발

  • 최윤지;최현자;김경미
    • Proceedings of the Korean Society of Community Living Science Conference
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    • 2004.05a
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    • pp.159-159
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    • 2004
  • 가계는 제한된 자원을 가지고 가족원의 욕구를 충족시켜야 하는 하나의 경제체계로서 가계의 경제활동은 가족원의 삶에 중요한 요소이므로 질 높은 경제자원을 많이 확보하는 것 뿐 아니라 주어진 자원을 잘 활용하는 능력에 따라 경제생활의 성공여부가 달려있다. 사회 전반적으로 수명연장 등으로 노년기가 길어지고 있기에 편안한 노후를 위해서 장기적인 계획과 효율적인 재무관리는 필수적이며 그 기초는 해당 가계의 재정상태를 정밀하게 진단하여 파악하는 것에서부터 시작된다. (중략)

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Factors Affecting Household Expenditures for Services

  • 조유현
    • Journal of the Korean Home Economics Association
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    • v.32 no.3
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    • pp.45-62
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    • 1994
  • 지금까지 일반적으로 재화의 소비자 수요에 관한 연구가 써비스의 소비자 수요에 관한 연구보다 강조되어 온 경향이 있으나 급증하는 써비의 분야의 중요성에 비추어 볼 때, 가계의 가계생산 시간절약에 기여할수 있는 써비스 지출에 영향을 미치는 소득, 가계의 경제적.사회적 구조 그리고 여성의 노동시장 참여증가의 효과를 연구하는 것은 매우 필요한 일이라 생각된다. 본연구의 결과는 가계 및 개인을 포함하는 소비자 행동의 이해증진을 통해서 성공적인 마아케팅 전략의 개발을 도모하는 관련 써비스 업계와 소비자 행동과 가계의 소비행태에 관심이 있는 소비자 및 가계 경제학자들에게 유용한 정보를 제공할 것이다. 아울러, 본연구는 수용 함수 및 탄력성의 측정을 통해서 각 써비스의 특성을 규명하는데 유용한 정보를 제공함으로 써비스 관련 공공정책의 수립에 도움을 줄수 있을것이다.

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Suggestions for the Development of the Family Income and Expenditure Survey (우리 나라 가계조사의 유용성과 문제점 그리고 개선방안 -통계청의 도시가계조사를 중심으로-)

  • 최현자;허은영
    • Proceedings of the Korean Association for Survey Research Conference
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    • 2000.11a
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    • pp.201-210
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    • 2000
  • 조사연구는 소비자학에서 가장 많이 사용되는 연구방법으로 특히 통계청의 도시가계조사자료를 이용한 연구는 가계경제영역에서 활발히 수행되고 있다. 본고에서는 도시가계조사에서 발견된 문제점을 수정.보완하여 가계의 경제행위를 설명하고 예측하는데 유용하게 사용될 수 있도록 조사대상의 범위를 단독가구와 농.어가로 확대하고 소득자료의 보고를 근로자 이외의 가구에 대해서도 시행하도록 제언하는 바이다.

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Economic Resources and Child Health: An Assessment of Certain Mechanisms (가계 내 경제적 자원이 자녀의 건강에 미치는 영향에 대한 실증분석)

  • Chung, Wankyo
    • KDI Journal of Economic Policy
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    • v.32 no.1
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    • pp.51-68
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    • 2010
  • We use data from the Indonesian Family Life Survey (IFLS) to examine the relationship between child health and household economic resources, and find that economic resources as measured by equivalized expenditure have a statistically significant positive effect on child health and protect children from acute health conditions. We make additional use of the data (where extensive data on children's nutrition, household sanitation, the utilization of medical care, and family health status are available) to assess the mechanisms through which economic resources may affect child health. We find evidence that economic resources have a sizable and significant effect on these potential intermediary factors, and that they, particularly household sanitation, partly explain the protective role of economic resources in child health.

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A Study on the Seoul Apartment Jeonse Price after the Global Financial Crisis in 2008 in the Frame of Vecter Auto Regressive Model(VAR) (VAR분석을 활용한 금융위기 이후 서울 아파트 전세가격 변화)

  • Kim, Hyun-woo;Lee, Du-Heon
    • Journal of the Korea Academia-Industrial cooperation Society
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    • v.16 no.9
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    • pp.6315-6324
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    • 2015
  • This study analyses the effects of household finances on rental price of apartment in Seoul which play a major role in real estate policy. We estimate VAR models using time series data. Economy variables such as sales price of apartment in Seoul, consumer price index, hiring rate, real GNI and loan amount of housing mortgage, which relate to household finances and influence the rental price of apartment, are used for estimation. The main findings are as follows. In the short term, the rental price of apartment is impacted by economy variables. Specifically, Relative contributions of variation in rental price of apartment through structural shock of economy variables are most influenced by their own. However, in the long term, household variables are more influential to the rental price of apartment. These results are expected to contribute to establish housing price stabilization policies through understanding the relationship between economy variables and rental price of apartment.

An Analysis on the Economic Structures of Low-income Households: Policy Suggestion for Their Economic Well-being (저소득층 가계의 경제구조 분석: 경제적 복지를 위한 정책 제언)

  • Shim, Young
    • Journal of Consumption Culture
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    • v.15 no.2
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    • pp.213-247
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    • 2012
  • The purpose of this study was to analyze the economic structures of low-income households, and to provide the policy suggestions for their economic well-being. The data for this study was from the 2009 year of the Korea Welfare Panel Survey (KOWEPS). The results are as follows: As for income structure, the low-income households had lower amounts in earned income, business and side-work income, and property income, but a higher amount in transfer income. They had a lower amount in private transfer income, but a higher amount in public transfer income. They had the highest rate of transfer income, showing that the rate of public transfer income was higher than that of private transfer income, and the government assistance was the highest rate in public transfer income. The households in extreme poverty had the lowest amounts in earned income, financial income, private transfer income, but the highest amount in public transfer income. The households in poverty had the lowest amount in transfer income. The households in extreme poverty, poverty and near poverty showed the highest rate in transfer income. As for asset structure, the low-income households had a lower amount in every type of assets. They showed the highest rate in total debt, and had a higher rate in housing asset, but lower rates in real-estate asset, financial asset and other asset. The households in extreme poverty had a lower amount in every type of assets than the households in near poverty. Three types of the low-income households showed the highest rate in housing asset, but the households in extreme poverty was the highest among them. As for expenditure structure, the low-income households had lower amounts in all of the expenditure items. They showed the highest rate in food expenditure, the second highest in other consumption expenditure. The households in extreme poverty showed lower amounts in almost all of the expenditure items than the households in near poverty, but the households in extreme poverty showed a higher amount in monthly rent than the households in neat poverty. Three types of the low-income households showed the highest rate in food expenditure. The expenditure rates of food, monthly rent and light·heat·water for households in extreme poverty were higher than those for the households in near poverty.

A Household Model for Economic and Social Studies with a Special Reference to Saving function of Korea (인구 변동의 경제적 사회적 영향에 관한 연구 -가구 구성의 변화가 한국의 가계저축율 변동에 미치는 영향을 중심으로-)

  • 송위섭
    • Korea journal of population studies
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    • v.18 no.2
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    • pp.115-168
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    • 1995
  • It is a common wisdom that the long-term economic development of Korea chiefly depends not only on the steady increase of the capital formation but also on the stable increase of the national saving. And also it is a widely accepted opinion that household saving plays a significant role for the smooth supply of investment funds. For the empirical analysis on the determining factors of household saving, consumption function of the household of Korea was utilized indirectly. The reason is that consumption function is regarded as a stable function whereas saving function is considered to be an unstable function of the relevant independent variables. In order to carry out the regression process of the consumption functions, data on the family income and expenditure survey and the farm household economy survey was used. The regression result could be summarized as follows : Firstly, household income and the number of the employed in the household have the negative effect in determining the consumption ratio of the Korean households. On the other hand, ages and the educational attainment of the household heads as well as the number of the household members have the positive effect. During the early part of 21st century, the consumption ratio of the Korean households is expected to be decreased because of the increasing trend of household income, and the ever increasing number of the employed member of the household based on the increasing trend of the labor force participation rate of women and the decrease of the average size of the number of household members owing to widespread nuclear family system. On the other hand, the consumption ratio of the household of Korea is expected to be increased because of the continuous increase of the average ages of the household heads caused by the population aging phenomena and improvement of the educational attainment of the household heads. But on the whole, household saving ratio is expected to be increased owing to the secular downward trend of the consumption and therefore no significant difficulties are anticipated for the smooth provision of investment resources needed to have long-term economic progress of Korea.

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