Browse > Article
http://dx.doi.org/10.5762/KAIS.2021.22.4.75

Literature Review on Private Health Insurance for Korean older adults  

Choi, Hyoung-Shim (Division of nursing, Hansei University)
Publication Information
Journal of the Korea Academia-Industrial cooperation Society / v.22, no.4, 2021 , pp. 75-82 More about this Journal
Abstract
The purpose of this study was to review literature about private health insurance (PHI) schemes for Korean older adults published in Korea and abroad from 2015 to 2019, and to present the implications of the study and provide an overview of PHI utilization by Korean older adults. Nineteen quantitative academic research papers were selected and analyzed with respect to presentation time, research purpose, data source, and study design. Old age, low income, low education, and chronic disease were found to hinder enrollment in PHI schemes. Although the relationship between PHI and medical usage was not consistent, it was positively related to health outcomes such as subjective health status and health-related quality of life. Therefore, for PHI to fulfill the role of providing supplementary medical care for older adults with high medical demands, a national improvement policy should be developed to address the barriers that prevent older adults adopting PHI schemes, and empirical studies related to medical usages by and the health outcomes of older adults should be conducted in order to generate a basis for the use of PHI.
Keywords
Older Adults; Private Health Insurance; Enrollment; Medical Use; Unmet Medical Needs;
Citations & Related Records
Times Cited By KSCI : 5  (Citation Analysis)
연도 인용수 순위
1 S. R. Shin, & J. E. Kim, "Out-of-Pocket Medical Expenditures in the Last Three Years of Life in Middle Aged and Elderly Households", Financial Planning Review, Vol.11, No.3, pp. 79-104, 2018. https://www.kci.go.kr/kciportal/ci/sereArticleSearch/ciSereArtiView.kci?sereArticleSearchBean.artiId=ART002378546   DOI
2 C. H. Jeon, J. W. Kwak, M. H. Kwak, J. H. Kim, & Y. S. Park, "Factors Associated with Unmet Healthcare Needs of the Older Korean Population: The Seventh Korea National Health and Nutrition Examination Survey 2017", Korean Journal of Health Promotion, Vol.19, No.2, pp. 84-90, 2019. https://dx.doi.org/10.15384/kjhp.2019.19.2.84   DOI
3 S. H. Kang, D. H. Kim, & S. J. Lee, "Estimation of determinants and potential demend for private health insurance for the elderly in Korea", Journal of Insurance and Finance, Vol.30, No.1, pp. 107-140. 2019. https://dx.doi.org/10.23842/jif.2019.30.1.004   DOI
4 J. W. Hur, & Y. D. Kwon, "Factors Affecting the Purchase of Indemnity Private Health Insurance and Related Factors of Outpatient Healthcare Utilization among Chronic Disease Patients", Korean Journal of Hospital Management, Vol.24, No.3, pp. 1-10, 2019. http://kiss.kstudy.com/thesis/thesis-view.asp?key=3702763
5 H. Y. Choi, & S. Y. Ryu, "Factors Associated with the Types of Unmet Health Care Needs among the Elderly in Korea", The Korean Journal of Heal- th Service Management, Vol.11, No.2, pp. 65-75, 2017. https://dx.doi.org/10.12811/kshsm.2017.11.2.065   DOI
6 S. B. Park & K. H. Jeong, "The Determinants of Private Health Insurance and Its Effects on Medical Utilization in Korea", Journal of Korean society of Dental Hygiene, Vol.17, No.5, pp. 899-910, 2017. https://dx.doi.org/10.13065/jksdh.2017.17.05.899   DOI
7 C. H. You, Y. D. Kwon, J. H. Choi, & S. W. Kang, "Analysis of Effect of Indemnity Private Health Insurance on Medical Utilization Using Instrumental Variable Regression", Journal of the Korea Contents Association, Vol.18, No.1, pp. 268-276, 2018. https://dx.doi.org/10.5392/JKCA.2018.18.01.268   DOI
8 C. B. Kim, S. J. Yoon, & J. S. Ko, "Economic Activity and Health Conditions in Adults Aged 65 Years and Older: Findings of the Korean National Longitudinal Study on Aging", Healthcare, Vol. 5, No.4, p. 63. 2017. https://dx.doi.org/10.3390/healthcare5040063   DOI
9 J. S. Kim, & Y. J. Han, "The Effect of Household Type on the Medical Burden of the Elderly Living in a Local Government that has Entered a Super aged Society", Journal of the Korea Contents Association, Vol.17, No.7, pp. 610-621, 2017 https://dx.doi.org/10.5392/JKCA.2017.17.07.610   DOI
10 J. I. Kim, "The Factors Affecting Health related Quality of Life in Urban Working Elderly", Journal of Digital Convergence, Vol.15, No.11, pp. 385-394. 2017. https://dx.doi.org/10.14400/JDC.2017.15.11.385   DOI
11 B. S. Kim, & S. R. Kang, "Analysis of Medical Expenses Before the Death of the Aged using the Andersen Model", Journal of Social Science, Vol.29, No.2, pp. 79-100, 2018. https://dx.doi.org/10.16881/jss.2018.04.29.2.79   DOI
12 H. J. Kwon, "Effects of Economic Factors on Membership Transition in Private Health Insurance", Social Welfare Policy, Vol.38, No.3, pp. 131-158, 2011. http://kiss.kstudy.com/thesis/thesis-view.asp?key=2948510   DOI
13 C. H. You, S. W. Kang, H. S Ha, & Y. D. Kwon, "Factors Influencing the Purchase of Indemnity Private Health Insurance among the Elderly People Aged 65-75", Korean Journal of Hospital Management, Vol.24, No.1, pp. 48-56, 2019. http://kiss.kstudy.com/thesis/thesis-view.asp?key=3666985
14 S. R. Shim, "Out-of-Pocket Medical Expenditures for Care of Chronic Conditions among Korean Elderly", Journal of Consumer Policy Studies, Vol.50, No.1, pp. 33-65, 2019. https://dx.doi.org/10.15723/jcps.50.1.201904.33   DOI
15 S. W. Kang, Y. D. Kwon, J. H. Choi, & C. H. You, Literature Review on Private Health Insurance in Korea for the Last 20 Year. The Korean Journal of Health Economics and Policy, Vol.23, No.3, pp. 1-36. 2017. http://kiss.kstudy.com/thesis/thesis-view.asp?key=3550182
16 H. B. Lee & K. R. Hyun, "A Study for Characteristics and Factors of Private Health Insurers", Korean Social Security Studies, Vol.27, No.1, pp. 217-240, 2011. http://kiss.kstudy.com/thesis/thesis-view.asp?key=2893278
17 S. W. Moon, T. W. Kang, H. R. Oh, N. K. Seo, & S. S. Kim. An In-depth Study of 2017 [Internet]. Korea Health Panel Study, 2019 [Cited 2019, Dec. 31], Available from: Korea Health Panel Study. 2019 Available from: https://www.khp.re.kr:444/web/research/board/view.do?bbsid=13&seq=2252 (accessed Nov. 30, 2020)
18 Statistics Korea. Statistics on the Aged 2020 [Internet]. Statistics Korea, 2020 [Cited 2020, Sep. 28], Available from: http://kostat.go.kr/portal/korea/kor_nw/1/1/index.board?bmode=read&aSeq=385322 (accessed Oct. 30, 2020)
19 National Health Insurance Service. National Health Insurance Statistical Yearbook 2018. [Internet]. National Health Insurance Service, 2019 [Cited 2020, Sep. 28], Available from: https://www.nhis.or.kr/nhis/together/wbhaec06300m01.do?mode=view&articleNo=132759&article.offset=0&articleLimit=10 (accessed Oct. 30, 2020)
20 S. A. .Kim, Y. W. SEO, K. S. Woo, & Y. J. Shin, "A systematic review of studies on current status and influencing factors of unmet medical needs in Korea", Journal of Health Critical Social Welfare, No. 62, pp. 53-92, 2019. https://dx.doi.org/10.47042/ACSW.2019.02.62.53   DOI
21 I. R. Baek, H. S. Park, & S. S. Byun, "The Deter minants and Medical Care Utilization Behavior of Private Health Insurance", The Journal of the Korea Contents Association, Vol.12, No.7, pp. 295-305, 2012. https://dx.doi.org/10.5392/JKCA.2012.12.07.295   DOI
22 D. F. Polit, C. T. Beck, Finding and Critiquing Evidence: Research Literature Reviews. In Nursing Research: Generating and Assessing Evidence for Nursing Practice(8th ed.), p. 796, Philadelphia, PA: Lippin cott, 2008, pp. 105-138
23 S. J. Kim, "A Study on Quality Evaluation of Med ical Web DBs : PubMed and Embase", Journal of the Korean Society for Library and Information science, Vol.38, No.2, 2004, pp. 161-187. https://www.dbpia.co.kr/journal/articleDetail?nodeId=NODE00516988   DOI
24 W. G. Heo, "The Influences of Economic, Social Factors on the Subjective Health Assessment for Baby Boomer Generation Workers-the Moderating Effect of Private Health Insurance", Journal of the Korea Contents Association, Vol.15, No.9, pp. 257-272, 2015. https://dx.doi.org/10.5392/JKCA.2015.15.09.257   DOI
25 E. S. Ahn, J. M. Hwang, & M. S. Shin, "Dental Utilization Associated Factors among Elderly", Journal of Dental Hygien Science, Vo.15, No.1, pp. 60-66. 2015. https://dx.doi.org/10.17135/jdhs.2015.15.1.60   DOI
26 Y. H. Kim, K. H. Kim, K. D. Han, & J. S. Kim, "Gender Differences in Elders' Participation in the National Cancer Screening Program: Evidence from the Korean National Health and Nutrition Examination Survey 2010-12", Iranian Journal of Public Health, Vol.44, No.9, pp. 1176-1186. 2015. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4645774/pdf/IJPH-44-1176.pdf
27 Y. J. Kim, C. B. Kim, Y. H. Ahn, W. G. Chung, & N. H. Kim, "Gender differences in chewing discomfort in older South Koreans", International Journal of Dental Hygiene, Vol.13, No.4, pp. 273-282. 2015. https://dx.doi.org/10.1111/idh.12146   DOI
28 K. B. Son, J. W. Shin, E. O. Lim, T. J. Lee, & H. S. Kim, "Population Aging and Health Care Expenditure in South Korea: A Critical Review", The Korean Journal of Health Economics and Policy, Vol.21,No.1, pp. 51-77, 2015. http://kiss.kstudy.com/thesis/thesis-view.asp?key=3313129
29 Y. P. Moon, & S. J. Won, "Factors Determining the Economic Preparation for Later Life of the Elderly with Industrial Injury : Based on Andersen Behavioral Model of Health Care Utilization", Journal of the Korea Contents Association, Vol.15, No.8, pp. 313-325, 2015. https://dx.doi.org/10.5392/JKCA.2015.15.08.313   DOI
30 A. L. Choi, H. B. Lee, H. P. Moon, "A Study for use of Private Health care Insurers on middle and older adults : Focused on Korea Health Panel Data", Journal of Financial Services Consumers, Vol.6, No.1, pp. 25-47, 2016. http://kiss.kstudy.com/thesis/thesis-view.asp?key=3481750
31 J. Y. Kim, S. Y. Ryu, M. A. Han, & S. W. Choi, "The Association between Family Support, Activities of Daily Living and Depression among Hospitalized Older Patients with Chronic Diseases", Journal of agricultural medicine and community health, Vol.41, No.1, pp. 13-26, 2016 https://dx.doi.org/10.5393/JAMCH.2016.41.1.013   DOI