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http://dx.doi.org/10.5762/KAIS.2021.22.4.75

Literature Review on Private Health Insurance for Korean older adults  

Choi, Hyoung-Shim (Division of nursing, Hansei University)
Publication Information
Journal of the Korea Academia-Industrial cooperation Society / v.22, no.4, 2021 , pp. 75-82 More about this Journal
Abstract
The purpose of this study was to review literature about private health insurance (PHI) schemes for Korean older adults published in Korea and abroad from 2015 to 2019, and to present the implications of the study and provide an overview of PHI utilization by Korean older adults. Nineteen quantitative academic research papers were selected and analyzed with respect to presentation time, research purpose, data source, and study design. Old age, low income, low education, and chronic disease were found to hinder enrollment in PHI schemes. Although the relationship between PHI and medical usage was not consistent, it was positively related to health outcomes such as subjective health status and health-related quality of life. Therefore, for PHI to fulfill the role of providing supplementary medical care for older adults with high medical demands, a national improvement policy should be developed to address the barriers that prevent older adults adopting PHI schemes, and empirical studies related to medical usages by and the health outcomes of older adults should be conducted in order to generate a basis for the use of PHI.
Keywords
Older Adults; Private Health Insurance; Enrollment; Medical Use; Unmet Medical Needs;
Citations & Related Records
Times Cited By KSCI : 5  (Citation Analysis)
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