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http://dx.doi.org/10.7472/jksii.2019.20.3.111

A Study on the Competency Assessment for Smart Phone Based Simple Payment  

Jung, Hoon (Hana Institute of Finance)
Lee, Bong Gyou (Graduate School of Information, Yonsei University)
Publication Information
Journal of Internet Computing and Services / v.20, no.3, 2019 , pp. 111-117 More about this Journal
Abstract
We categorize the model of simple payment into Magnetic Secure Transmission, Near Filed Communication, and App Card based on the Focus Group Interview. We also define the key drivers for the diffusion of simple payment services based on the literature review with the experts. Through Analytic Hierarchy Process our finding suggests that the degree of acceptance at the stores is the most critical factor which decides the diffusion of simple payment service model. Security is also the important driver but due to the fact that service providers should follow the information security rule and supervisory guidance, it actually did not make a big difference in terms of assessing competence of each model.
Keywords
Simple Payment; AHP; Samsung Pay; MST; NFC; App Card; Two Sides Markets;
Citations & Related Records
Times Cited By KSCI : 4  (Citation Analysis)
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