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J. Y. Jung, "The Effects of the Consumer Types on the Choice of Credit Cards", Kookmin University, Master's Thesis, pp. 5, 2009.
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K. H. Jung, D. Y. Do, H. J. Kang, J. Y. Yang, S. I. Kim, "Proposal of Personalized Credit Card Application In Varied Context: Focusing on Service Design Methodology", Journal of Digital Design, Vol. 15, No. 1, pp. 265-274, 2015.
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