Browse > Article
http://dx.doi.org/10.9717/kmms.2022.25.2.269

Research on the Users' Inquiries on the Easy Payment Services using Text Mining Method  

Kim, Myoung Suk (Dept. of Business Management, Seoul Women's University)
Kim, Jiyeon (Dept. of Computer Engineering, Daegu University)
Publication Information
Abstract
Though easy payment service is the most well accepted one among various fin-tech services, the users still face difficulties and feel embarrassed when they use it. Over the past few years, many studies have been done on the users' experiences of easy payment service but there are little studies directly exploring the users' inquiries on the web. In this paper, we analyzed users' questions on Kakao Pay, Naver Pay, and Samsung Pay in Naver Jisik-iN, the biggest inquiry service in Korea from 2019 to 2020. We used keyword analysis, association analysis, and sentiment analysis. We found out that each payment service has distinct inquiries from the users according to its platform which it is based on.
Keywords
Easy Payment Service; Kakao Pay; Naver Pay; Samsung Pay; Users' Inquiries; Text Mining Method;
Citations & Related Records
Times Cited By KSCI : 5  (Citation Analysis)
연도 인용수 순위
1 J. Kim and I. Han, "The Strategy and Key Success Factors of Fintech Business for SNS Enterprise: Cases of Tencent, Naver Line and Kakao," Korea Business Review, Vol. 24, No. 4, pp. 1-19, 2020.   DOI
2 H. Ryu, "Business Ecosystem Strategies of Information Technology Firms in Fintech," The Journal of Internet Electronic Commerce Research, Vol. 18, No. 3, pp. 41-69, 2018.   DOI
3 KoNLPy: Korean NLP in Python(2014), https://www.konlpy.org (accessed December 4, 2021).
4 Open-source Korean Text Processor(2014), https://github.com/open-korean-text/openkorean-text (accessed December 4, 2021).
5 Y.J. Lee and S.I. Kim, "Evaluation for User Experience about Service of Finech-Mainly with Analysis on 'Kakaopay' and 'Naverpay'-," Journal of Digital Convergence. Vol. 15, No. 4, pp. 387-393, 2017.   DOI
6 J. An, S.H. Lee, E.H. Kim, and H.W. Kim, "Fintech Trends and Mobile Payment Service Analysis in Korea: Application of Text Mining Techniques," Informatization Policy. Vol. 23, No. 3, pp. 26-42, 2016.   DOI
7 A.S. Son, W. Shin, and Z. Lee, "An Analysis of Key Elements for FinTech Companies Based on Text Mining: From the User's Review," The Journal of Information Systems. Vol. 29, No. 4, pp. 137-151, 2020.   DOI
8 H.B Han and Y.S Lee, "Design and Implementation of an Assessment Model for Telecommunication Company Satisfaction," Journal of Korea Multimedia Society, Vol. 13, No. 2, pp. 324-331, 2010.
9 M. Jung, Y.L. Lee, C.M. Yoo, J.W. Kim, and J. Chung, "An Exploratory Study on Consumers' Responses to Mobile Payment Service Focused on Samsung Pay," Journal of Digital Convergence, Vol. 17, No. 1, pp. 9-27, 2019.   DOI
10 Naver Jisik-iN(2002), https://kin.naver.com (accessed December 4, 2021).
11 Naver sentiment movie corpus v1.0(2016), https://github.com/e9t/nsmc (accessed December 4, 2021).
12 C.H. Chang, K.H. Lee, and K.S. N, "A Study on Comparative Analysis for Competitiveness of Success Factors of the Platform Business," Journal of Digital Convergence. Vol. 14, No. 3, pp. 243-250, 2016.   DOI