1 |
digital natives
|
2 |
digital immigrants
|
3 |
M. Prensky, "Digital natives, digital immigrants," On the Horizon, vol. 9, no. 5, pp. 1-6, 2001.
DOI
|
4 |
C. Skinner, Digital Bank, The Financial Serices Club, 2013.
|
5 |
Banking is essential, banks are not.
|
6 |
B. King, "The Finance Sector Gets a Start-Up Overhaul in 2011," Huffington Post, 2010. http://www.huffingtonpost.com/brett-king/the-finance-sector-gets-a_b_802175.html
|
7 |
노상규, "핀테크, 금융시장의 해체이자 네트워크 혁명," 이슈, pp. 32, 2015년 4월호.
|
8 |
김형중, "'핀테크'에 주목하자," 디지털타임즈, 2014. 11. 23.
|
9 |
J. Rifkin, The Zero Marginal Cost Society: The Internet of Things, the Collaborative Commons, and the Eclipse of Capitalism, Palgrave MacMillan, 2014,
|
10 |
GSM Association, The Mobile Economy 2015, 2015.
|
11 |
I. Mbiti and D. N. Weil, Mobile Banking: The Impact of M-PESA in Kenya, Working Paper 17129, National Bureau of Economic Research, 2011.
|
12 |
http://www.postbank.co.ke/whoweare.php
|
13 |
K. Rangan and K. Lee, "Mobile banking for the unbanked," Harvard Business School Case 9-511-049, 2011.
|
14 |
함유근, 윤영수, 강한수, 김진성, "새로운 IT 서비스 모델, 클라우드 비즈니스 모델: M-Pesa 사례 분석," 한국IT서비스학회지, 11권 3호, pp. 287-304, 2012.
DOI
|
15 |
Kenya Post and Telecommunication Corporation
|
16 |
http://www.africantelecomsnews.com/resources/AfricaOpp_Kenya.shtml
|
17 |
Mas, I. and D. Radcliffe, "Mobile Payments Go Viral : M-PESA in Kenya," World Bank, 2010.
|
18 |
http://www.cgap.org/blog/10-things-you-thoughtyou-knew-about-m-pesa
|
19 |
함유근, 윤영수, 강한수, 김진성, "새로운 IT 서비스 모델, 클라우드 비즈니스 모델: M-Pesa 사례 분석," 한국IT서비스학회지, 11권 3호, pp. 287-304, 2012.
DOI
|
20 |
Mas, I. and D. Radcliffe, "Mobile Payments Go Viral : M-PESA in Kenya," World Bank, 2010.
|
21 |
Central Bank of Kenya
|
22 |
G, Chen, "bKash Bangladesh: What explains its fast start?," 2014. http://www.cgap.org/blog/bkash-bangladesh-what-explains-its-fast-start
|
23 |
CCAP, bKash Bangladesh: A Fast Start for Mobile Financial Services, https://www.cgap.org/sites/default/files/Brief_bKash_Bangladesh_July_2014.pdf
|
24 |
Return on Assets
|
25 |
박래수, "국내 은행산업의 수익성 제고 논의를 바라보며," 주간 하나금융포커스, pp. 1-3, 2015. 4. 13.
|
26 |
오정근, "저성장 시대, 수익성 악화되는 국내은행," 나라경제, pp. 84-85, 2013. 9.
|
27 |
"The fight for the customer," Mckinsey Global Banking Annual Review, 2015. 9.
|
28 |
이재은, "맥킨지, 핀테크發 은행업 '고객 전쟁' 예고," 하나금융포커스, 5권 40호, pp. 10-11, 2015.
|
29 |
"HSBC to cut 50,000 jobs, slash investment bank and shrink risk by $290 billion," The Economic Times, 2015. 6. 9.
|
30 |
김형중, "핀테크 육성, 규제부터 혁파하자," 디지털타임스, 2015. 5. 14.
|
31 |
F. Partnoy, "The coming world of smaller banks," Financial Times, 2011. 8. 10.
|
32 |
현경민, 박종일, 김성진, 길진세, 박장배, 왜 지금 핀테크인가, 미래의창, 2015.
|
33 |
M. Andreessen, "Andreessen on finance: 'We can reinvent the entire thing'," 2014. http://www.bloomberg.com/news/articles/2014-10-07/andreessen-on-finance-we-can-reinvent-the-entire-thing
|
34 |
C. Skinner, "Banks need to radically shake up and wake up," 2011. http://thefinanser.co.uk/fsclub/2011/08/banks-need-to-radically-shake-up-and-wake-up.html
|
35 |
C. Skinner, Digital Bank, The Financial Serices Club, 2013.
|
36 |
박희범, 경제학으로 본 비트코인: 비트코인의 미래는?, 2014.
|
37 |
핀테크(FinTech): 창조적 독점과 디지털 금융기술 혁신, http://slownews.kr/32306
|
38 |
현경민, 박종일, 김성진, 길진세, 박장배, 왜 지금 핀테크인가, 미래의창, 2015.
|
39 |
E. Siegel, Predictive Analytics: The Power to Predict Who Will Click, Buy, Lie, or Die, John Wiley & Sons, 2013.
|
40 |
Google Payment Limited
|
41 |
Financial Conduct Authority
|
42 |
현경민, 박종일, 김성진, 길진세, 박장배, 왜 지금 핀테크인가, 미래의창, 2015.
|
43 |
G. Wildau, "Tencent launches China's first online-only bank," 2015. http://www.ft.com/intl/cms/s/0/ccc5a6dc-9488-11e4-82c7-00144feabdc0.html#axzz3ovrp58vg
|
44 |
염지현, 이태경, "핀테크의 습격... 떨고 있는 그들?," 중앙일보, 2015. 10. 21.
|
45 |
peer-to-peer lending
|
46 |
Jumpstart Our Business Startups
|
47 |
중앙일보, 2015, http://news.joins.com/article/17097552
|
48 |
http://news.inews24.com/php/news_view.php?g_menu=022400&g_serial=916631
|
49 |
http://media.daum.net/m/channel/view/media/20150831073103480
|