| 1 | Brody, P., and Pureswaran, V. Device Democracy. IBM Global Business Services, 2014. |
| 2 | Worner, D., and Bomhard, von, T. "When your sensor earns money: exchanging data for cash with Bitcoin", Proceedings of the 2014 ACM International Joint Conference on Pervasive and Ubiquitous Computing, 2014 |
| 3 | Isaac, J. T., and Zeadally, S. "Secure Mobile Payment Systems", IT Professional, 16(3), pp.36-43. DOI |
| 4 | Murdoch, S. J., Drimer, S., Anderson, R., and Bond, M. (2010). "Chip and PIN is Broken", Proceedings of the 2010 IEEE Symposium on Security and Privacy, 2010, pp.433-446. |
| 5 | Bond, M., Choudary, O., Murdoch, S. J., Skorobogatov, S., & Anderson, R. "Chip and Skim: Cloning EMV Cards with the Pre-play Attack", Proceedings of the 2014 IEEE Symposium on Security and Privacy, 2014. |
| 6 | Richard Gendal, "Who will decide the future of retail payments?", Insights on business, IBM Banking. |
| 7 | Bitcoin Contracts, https://en.bitcoin.it/wiki/Contracts |
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