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http://dx.doi.org/10.14346/JKOSOS.2017.32.3.151

A Comparison Study on the Risk and Accident Characteristics of Personal Mobility  

Lee, Soo Il (Hyundai Insurance Research Center)
Kim, Seung Hyun (Graduate School of Urban Planning & Engineering, Yonsei University)
Kim, Tae Ho (Hyundai Insurance Research Center)
Publication Information
Journal of the Korean Society of Safety / v.32, no.3, 2017 , pp. 151-159 More about this Journal
Abstract
This study deals with characteristics and risk of a PM based on user survey result, road driving test and data analysis of PM accident. Text mining method is applied to extract PM accident data from Big Data, which are claim data of private insurance company. Road driving test and survey on safety, convenience, noise, overtake ability, steering ability, and climbing ability of PM are performed to evaluate user's safety and convenience considering domestic road condition. As the result of claim data analysis, annual average increase rate of PM accident is 47.4% and average compensation of personal mobility is higher than that of bicycle by maximum 1.5 times. 79.8% of PM accident is self-caused accident due to unskilled driving and age-specific diagnosis rate of driver over 60 is higher than that of under 60. Diagnosis rate of over 60 at lower limb, foot, rib and spine is especially higher than that of under 60. As the result of road driving test and user survey, satisfaction level on safety and convenience of PM is evaluated as close to that of bicycle and satisfaction level of PM is increased after boarding. Overtake ability, steering ability, and climbing ability of PM are evaluated as same or better than that of bicycle but warning equipment to pedestrian or bike such as horn is required because noise level of PM during driving is too low. Finally, user survey result shows that bicycle road is suitable for PM and safety standard, advance-education and insurance are required for PM. It is suggested that drivers' license for PM can be replaced by advance-education. Results of this study can be used to prepare safety measures and legal basis for PM operation.
Keywords
personal mobility(PM); accidents characteristics; risk empirical analysis; insurance big data; text mining;
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