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http://dx.doi.org/10.6107/JKHA.2011.22.2.021

The Characteristics of Bogeumjari Housing Program and Direction of Future Housing Policy for Low-income Households without Home Ownership  

Jin, Mee-Youn (한국토지주택공사(LH) 토지주택연구원)
Publication Information
Journal of the Korean housing association / v.22, no.2, 2011 , pp. 21-33 More about this Journal
Abstract
This paper aims to explore the characteristics of Bogeumjari Housing Program and its significance to housing policy, and propose an appropriate direction of future housing policy for low-income households without home ownership based on actual data on housing careers and preferences of the policy target households. Supply of Bogeumjary Housing is characterized by consolidation of existing housing program, housing support by income level, differentiation of eligible households, and housing subscription on-line. Bogeumjari Housing Program is meaningful in that it is a policy that resumed the supply of permanent housing, provides multi-tier support system by income level, and adjusts the imbalances in housing demand and supply. Despite their strong preferences for Bogeumjari Housing, their affordability is very low due to their low income levels and gloomy outlook for household finances. In this light, the government should pursue housing policies that include not only new housing constructions, but also efficient use of housing stocks, expansion of loans for first-time home buyers, and introduction of home mortgage and housing voucher.
Keywords
Housing Policy; Bogeumjari Housing; Housing Supply; Housing Welfare;
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Times Cited By KSCI : 1  (Citation Analysis)
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