1 |
J. H. Lee. (2017). Finance Consumer Report (76. Kakao Bank). NICE R&C. www.nicerc.co.kr
|
2 |
P. M. Bentler & C. Chou. (1987). Practical Issues in Structural Modeling. Sociological Methods & Research, 16(1), 78-117.
DOI
|
3 |
H. W. Marsh. (1994). Confirmatory Factor Analysis Models of Factorial Invariance : A Multifaceted Approach. Structural Equation Modeling: A Multidisciplinary Journal, 1(1), 5-34. DOI : 10.1080/10705519409539960.
DOI
|
4 |
B. B. Ryul. (2014). Amos 21 Structural Equation Modeling. Seoul : Chungram.
|
5 |
R. J. Vandenberg. (2006). Statistical and Methodological Myths and Urban Legends -Where, Pray tell, Did They Get This Idea?. Organizational Research Methods, 9(2), 194-201. DOI : 10.1177/1094428105285506.
DOI
|
6 |
E. M. Rogers. (2002). Diffusion of Preventive Innovations. Addictive Behaviors, 27(6), 989-993. DOI : https://doi.org/10.1016/S0306-4603(02)00300-3.
DOI
|
7 |
G. C. Moore & I. Benbasat. (1991), Development of an Instrument to Measure the Perceptions of Adopting an Information Technology Innovation. Information Systems Research, 2(3), 192-222.
DOI
|
8 |
H. J. Kim & J. Y. Rha. (2017). Impacts of the O2O Mobile Order and Pay Services Continued Use Intention: Usage Frequency Moderating Effect. Journal of Consumption Culture, 20(3), 199-226.
DOI
|
9 |
J. M. Lee. (2012). Study on the Effect of Sociability, Ease of Use, Usefulness, Enjoyment on Acceptance Intention in e-Learning - A Perspective of the Extended Technology Acceptance Model. The Journal of the Korea Contents Association, 12(4), 417-425. DOI : http://dx.doi.org.oca.korea.ac.kr/10.5392/JKCA.2012.12.04. 417
DOI
|
10 |
M. H. Hsu, C. H. Yen, C. M. Chiu & C. M. Chang. (2006). A Longitudinal Investigation of Continued Online Shopping Behavior: An Extension of the Theory of Planned Behavior. International Journal of Human-Computer Studies, 64(9), 889-904.
DOI
|
11 |
O. R. Kong & H. J. Rhee. (2007). Loyal Customers and Their Experiences of Negative Emotions in case of Service Failures: Findings in the Financial Industries. Journal of Consumer Studies, 18(4), 215-235.
|
12 |
S. C. Seol, S. G. Jung & W. Y. Choi. (2017). Effects of Fintech User Motivation on User Attitude and Word of Mouth Intention: Focus on a Innovation Resistance Tendency and Type of Message (Rational, Emotional). Management & Information Systems Review, 36(5), 195-222. DOI : http://dx.doi.org/10.29214/damis.2017.36.5.010
DOI
|
13 |
W. Boonsiritomachai & K. Pitchayadejanant. (2017). Determinants Affecting Mobile Banking Adoption by Generation Y Based on The Unified Theory of Acceptance and Use of Technology Model Modified by The Technology Acceptance Model Concept. Kasetsart Journal of Social Sciences, Online. DOI : 10.1016/j.kjss.2017.10.005
|
14 |
I. U. Chon, H. M. Kang, Y. S. Kang & E. H. Lee. (2016). Effects of Failed Financial Services on Negative Emotion and Behavioral Responses. Journal of the Korean Operations Research and Management Science Society, 41(1), 11-19. http://dx.doi.org/10.7737/JKORMS.2016.41.1.001
|
15 |
M. J. Noh. (2010). An Analysis of the Relationship on the Mobile Banking Characteristics, Satisfaction, and Reuse Intention: According to Gender. Journal of Business Research, 25(4), 305-344.
|
16 |
M. J. Lee. (2017). The Effect of Emotional Response with Selection Factors on Behavioral Intentions in the Airline Industry: From the Perspective of Expectancy-Disconfirmation Theory. International Journal of Tourism and Hospitality Research, 31(9), 97-110. DOI : http://dx.doi.org/10.21298/IJTHR.2017.09.31.9.97.
DOI
|
17 |
S. H. Kim. (2006). A Study on the Effects of Consumer Attributes and Emotions on Dissatisfaction and Behaviors in Case of Negative Expectancy Disconfirmation: Comparison for Relative Influence According to Consumers' Efforts Before Purchase. Korea Management Review, 35(5), 1497-1529.
|
18 |
Y. H. Jung, G. Kim & C. C. Lee (2015). Factors Influencing User Satisfaction and Continuous Usage Intention on Mobile Credit Card: Based on Innovation Diffusion Theory and Post Acceptance Model. The Journal of Society for e-Business Studies, 20(3), 11-28. http://dx.doi.org/10.7838/jsebs.2015.20.3.011
|
19 |
D. S. Choi. (2011). The Price Decision and Product Sales Approach of Digital Goods. Korean Association of Business Education, 26.2, 465-488.
|
20 |
M. Kotarba. (2018). Digital Transformation of Business Models. Foundation of Management, 10(1), 123-142. DOI : 10.2478/fman-2018-0011.
DOI
|
21 |
B. S. Jeon & J. H. Sung. (2017). Internet only Bank, a Storm in a Tea Cup?. eBest Securities. www.ebestsec.co.kr
|
22 |
J. I. Choi. (2016). Introduction of the Internet only Bank and Development Direction Proposal. Journal of Digital Convergence, 14(9), 139-147. DOI : http://doi.org/10.14400/JDC.2016.14.9.139.
DOI
|
23 |
H. S. Chang & J. W. Kim. (2016). Fintech 3.0 - Disruption of Financial Industry Paradigm. Samsung Securities. www.samsungpop.com
|
24 |
D. H. Kim, K. W. Eun & G. E. Kim. (2017). Japan Fintech. Meritz Securities. http://home.imeritz.com.
|
25 |
S. H. Lee & D. W. Lee. (2015). FinTech-Conversions of Finance Industry based on ICT. Journal of the Korea Convergence Society, 6(3), 97-102.
DOI
|
26 |
S. W. Nam & E. J. Hong. (2018). Gender Difference on Trust in Internet-Only Banks Using the Multi-Group Path Analysis. Journal of Convergence for Information Technology, 8(3), 99-105.
DOI
|
27 |
B. King. (2015). Bank 3.0: Why Banking is No Longer Somewhere You Go But Something You Do. Singapore : John Wiley & Sons Singapore Pte. Ltd.
|
28 |
Y. S. Jeon. (2018). Internet Only Bank Will Transform Korea Financial Services Industry through Competition and Innovation. Financial Services Commission. www.fsc.go.kr
|
29 |
S. W. Nam. (2018). A Study on the Determinants of Consumer Trust toward Internet-Only Banks. Journal of Convergence for Information Technology, 8(2), 157-162.
DOI
|
30 |
J. H. Kim. (2017). Trend of Internet only Bank and the Actions of Korean Financial Service Providers. Financial Services Commission. www.fsc.go.kr
|
31 |
E. S. Kim & J. H. Kong. (2014). The Influence of Ego-Resilience, Positive Affect, Negative Affect on Military Life Stress in ROK Air Force Soldiers. Journal of the Korea Academia-Industrial Cooperation Society, 15(4), 2235-2243.
DOI
|
32 |
W. Boonsiritomachai & K. Pitchayadejanant. (2017). Determinants Affecting Mobile Banking Adoption by Generation Y Based on The Unified Theory of Acceptance and Use of Technology Model Modified by The Technology Acceptance Model Concept. Kasetsart Journal of Social Sciences, 2017, 1-10.
|
33 |
H. H. Lee, E. J. Kim & M. K. Lee. (2003). A Validation Study of Korea Positive and Negative Affect Schedule: The PANAS Scales. Korean Journal of Clinical Psychology, 22(4), 935-946.
|
34 |
S. Lee & S. M. Chang. (2017). Levels and Instability of Positive Affect, Negative Affect, and Self-Esteem and Their Relations with Depression and Neuroticism: Analyses of Multilevel Models with Experience Sampling Methods. The Korean Journal of Social and Personality Psychology, 31(4), 183-202.
|
35 |
Y. C. Lee & S. J. Lim. (2013). The Effect of Specialty Store's Service Quality on PANAS and Purchase Intention in Organic Products. Korea Distribution Science Association, Fifth International Conference, 259-269.
|
36 |
F. D. Davis, R. P. Bagozzi & P. R. Warshaw. (1989). User Acceptance of Computer Technology: A Comparison of Two Theoretical Models. Management Science, 35(8), 982-1003.
DOI
|
37 |
F. F. Reichheld & P. Schefter. (2000). E-Loyalty - Your Secret Weapon on the Web. Harvard Business Review, 78(4), 105-113.
|
38 |
R. A. Westbrook. (1987). Product /Consumption-Based Affective Responses and Post purchase Processes. Journal of Marketing Research, 24(3), 258-270.
DOI
|
39 |
R. Agarwal & J. Prasad. (2007). Are Individual Differences Germane to the Acceptance of New Information Technologies. Decision Sciences, 30(2), 361-391. DOI : http://doi.org.ssl.oca.korea.ac.kr/10.1111/j.1540- 5915.1999.tb01614.x.
DOI
|
40 |
J. S. Lee & J. H. Park. (2018). The Effects of Characteristics of User and System on the Perceived Cognition and the Continuous User Intention of Fintech. The Journal of the Korea Convergence Society, 9(1), 291-301.
DOI
|
41 |
L. Carolina, M. Francisco, J. & B. Harry. (2008). An Assessment of Advanced Mobile Services Acceptance: Contributions from TAM and Diffusion Theory Models. Information & Management, 45(6), 359-364. DOI : 10.1016/j.im.2008.05.001
DOI
|
42 |
M. H. Lee. (2003). Determinants of Intention to Use Internet Banking: Social Influence, Perceived Risk and Individual Difference. Korea Journal of Business Administration, 37, 757-776.
|
43 |
H. B. Ham & C. Y. Choi. (2016). The Research on Accepting Attitudes of Financial Consumers for Mobile Payment Systems. The e-Business Studies, 17, 175-189.
|
44 |
Z. Liao & C. Michael tow. (2002). Internet-based e-Banking and Consumer Attitudes : an Empirical Study. Information & Management, 39(4), 283-295.
DOI
|
45 |
S. I. Han. (2004). The Determinants of User Adoption of Internet Banking. Journal of Industrial Economics and Business, 17(6), 2405-2428.
|
46 |
L. Pau & J. Dits. (2002), Business Modeling Framework for Personalization in Mobile Business Services: a Case and Sociological Analysis. Erasmus Research Institute of Management(ERIM). http://www.erin.eur.nl.
|
47 |
J. H. Lee. (2016). Legal Issues on Plan to Introduce Internet Only Banks. Business Law Review, 3(30), 77-106.
|
48 |
S. H. Ok & K. T. Hwang. (2017). A Study on the Development of the Korean Internet Banks. Journal of Digital Convergence, 15, 111-126. DOI : http://doi.org/10.14400/JDC.2017.15.12.111.
|
49 |
A. Bhattacherjee. (2001). Understanding Information Systems Continuance: An Expectation-Confirmation Model. MIS Quarterly, 25(3), 351-370. DOI : 10.2307/3250921.
DOI
|
50 |
D. H. Cho & H. G. Lee. (2009). The Critical Success Factors of Internet Banks and Considerable Points when Introducing Into Domestic Markets. Journal of the Korea Contents Association, 12(9), 600-612.
|
51 |
J. H. Chung & S. K. Choi. (2017). Consideration of Regulation and Policy Regarding Separation of Banking and Commerce Aiming at Vitalizing Internet Primary Bank. Soongsil Law Review, 1(37), 215-245.
|
52 |
S. H. Kim & D. K. Park. (2017). Acceptance Factors of Financial Consumers on Internet Primary Banks. Journal of Industrial Economics and Business, 17(4), 589-622. DOI : 10.22558/jieb.2017.04.30.2.589.
|
53 |
D. W. Kim & S. C. Kim. (2017). Factors to Influence Switching Intention to Internet only Bank from Legacy Bank: Focused on Financial Consumers' Asset Management. Information Society & Media, 4(18), 105-134.
|
54 |
H. J. Kim & J. Y. Rha. (2018). Consumers' Adoption Resistance of Branchless Bank: Non-Users Perspective. Journal of Consumer Studies, 29(4), 97-117.
|
55 |
Y. H. Moon. (2017). Factors Affecting Intention to Use Internet Primary Bank: An Exploratory Difference of Demographic Characteristics. The Journal of Business Education, 3(6), 95-108.
|
56 |
N. Y. Kwak, H. I. Yoo & C. C. Lee. (2018). Study on Factors Affecting Financial Customer's Switching Intention to Internet Only Bank: Focus on Kakao Bank. Journal of Digital Convergence, 16(2), 157-167.
DOI
|
57 |
F. D. Davis. (1989). Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology. MIS Quarterly, 13(3), 319-340.
DOI
|
58 |
H. W. Yoo. (2017). A study on the Intellectual Property Rights for the Protection of Financial Instruments. Asia-Pacific Journal of Multimedia Services Convergent with Art, Humanities, and Sociology, 7(3), 1-9. DOI : http://doi.org/10.14257/AJMAHS.2017.03.59.
|
59 |
C. H. Kim & W. S. Kang. (2017). The Effects of Product and Customer Characteristics on Product Adoption in Mobile Banking Service - Focused on Mediating Roles of Customer Experience. Journal of Marketing Management Research, 22(4), 1-29.
|
60 |
S. Y. Chun. (2010). An Exploratory Study on Marketing of Financial Services Companies in Korea. Asia Marketing Journal, 2010(07), 111-133.
|
61 |
J. K. Kim et al. (2004). Study on the Progress of Financial Regulation and Supervision. Seoul : Korea Development Institute.
|
62 |
M. Hogg. (1995). Social Psychology: An Introduction. Englewood Cliffs, NJ : Prentice-Hall.
|
63 |
T. M. Ostrom. (1969). The Relationship between the Affective, Behavioral, and Cognitive Components of Attitude. Journal of Experimental Social Psychology, 5(1), 12-30.
DOI
|
64 |
D. Watson & L. A. Clark. (1988). Development and Validation of Brief Measures of Positive and Negative affect: The PANAS Scales. Journal of Personality and Social Psychology, 54(6), 1063-1070.
DOI
|
65 |
H. Byun, H. R. Lee & J. H. Kim. (2018. 8.25). 76% of Kakao Bank Account Balance is Zero. Money today.
|
66 |
J. D. Morris, C. M. Woo, J. A. Geason & J. Y. Kim. (2002). The Power of Affect: Predicting Intention. Journal of Advertising Research, 42(3), 7-17.
DOI
|
67 |
R. L. Oliver. (1980). A Cognitive Model of the Antecedents and Consequences of Satisfaction Decisions. Journal of Marketing Research, 17(4), 460-469.
DOI
|
68 |
H. S. Park & J. M. Lee. (2016). A Validation Study of Korean Version of PANAS-Revised. The Korean Journal of Psychology : General, 35(4), 617-641. DOI : http://doi.org/10.22257/kjp.2016.09.35.4.617
DOI
|
69 |
W. J. Havlena & M. B. Holbrook. (1986). The Varieties of Consumption Experience: Comparing Two Typologies of Emotion in Consumer Behavior. Journal of Consumer Research, 13(3), 394-404.
DOI
|
70 |
R. B. Zajonc. (1980). Feeling and Thinking: Preferences Need No Inferences. American Psychologist, 35(2), 151-175. DOI : 10.1037/0003-066X.35.2.151.
DOI
|
71 |
R. B. Zajonc & H. Markus. (1982). Affective and Cognitive Factors in Preferences. Journal of Consumer Research, 9(2), 123-131.
DOI
|
72 |
E. C. Hirschman & M. B. Holbrook. (1982), Hedonic Consumption: Emerging Concepts, Methods and Propositions. Journal of Marketing, 46(3), 92-101.
DOI
|
73 |
W. J. Chu & M. J. Im. (2009). Exploring the Role of Investor Expertise in Affective Forecasting and Investment Performance. Journal of Korean Marketing Association, 6(24), 131-149. UCI : http://uci.or.kr/G704-000341.2009.24.2.006.
|
74 |
V. Venkatesh, M. G. Morris, G. B. Davis & F. D. Davis. (2003). User Acceptance of Information Technology: Toward a Unified View. MIS Quarterly, 27(3), 425-478.
DOI
|
75 |
C. S. Lin, S. Wu & R. J. Tsai. (2005). Integrating Perceived Playfulness into Expectation-Confirmation Model for Web Portal Context. Information & Management, 42(5), 683-693. DOI : 10.1016/j.im.2004.04.003
DOI
|
76 |
S. Chea & M. M. Luo. (2005). E-Service Customer Retention: The Roles of Negative Affectivity and Perceived Switching Costs. 11th Americas Conference on Information Systems, AMCIS 2005: A Conference on a Human Scale, Association for Information Systems. (pp. 365-371). Omaha, NE : Elsevier B. V.
|
77 |
J. J. Inman & M. Zeelenberg. (2002). Regret in Repeat Purchase versus Switching Decisions: The Attenuating Role of Decision Justifiability. Journal of Consumer Research, 29(1), 116-128.
DOI
|
78 |
B. Duchduen & B. Vutthi. (2013). The Empirical Development of Cognitive, Affective, and Behavioral Tendency Measures of Attitudes toward Nuclear Power Plants in Thai University Students. Progress in Nuclear Energy, 73, 86-95. DOI : 1016/j.pnucene.2013.12.013.
|