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http://dx.doi.org/10.14400/JDC.2016.14.9.139

Introduction of the Internet-only Bank and Development direction Proposal  

Choi, Jeong-Il (Division of Business, Sung Kyul University)
Publication Information
Journal of Digital Convergence / v.14, no.9, 2016 , pp. 139-147 More about this Journal
Abstract
Korea is ahead of the launch of internet banking professional following to America, Europe and Japan. Internet banking is a professional non-store bank to conduct business such as deposits and loans on the internet and call centers. It is operating in a low-cost structure and minimizes the loans and deposits, various fees than traditional banks and obtains a profit. In order to be successful internet banking professional to develop a differentiated work with the existing banks should be competitive. In this paper, we explore and analyze the cases of Japan and the United States to present the future direction of domestic Internet banking professional future. Also it is expected to enable faster and more convenient one-stop financial services. Internet specialized bank is expected to continue to develop further by the inevitable competition with conventional banks as developing differentiated financial services. Deregulation of banks and industries and participation of various companies of security, insurance, telecommunications, and retail are expected to lead to the convergence among industries and development of new financial services.
Keywords
Internet-only Bank; Internet Banking; Financial Service; Mobile & Smart Phone; Industrial Convergence;
Citations & Related Records
Times Cited By KSCI : 8  (Citation Analysis)
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