Human Ecology Research

  • 제60권4호
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  • Pages.549-564
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  • 2022
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  • 2982-5725(pISSN)
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  • 2982-6608(eISSN)
대한가정학회 (The Korean Home Economics Association)
권호 표지
DOI QR코드

DOI QR Code

청소년 금융임파워먼트 증진을 위한 e-멘토링 프로그램 효과 연구

Effects of an E-Mentoring Program to Improve Youth Financial Empowerment

  • 손상희 (서울대학교 소비자학과/생활과학연구소) ;
  • 손성보 (피츠버그대학교 사회복지학과 ) ;
  • 서원영 (서울대학교 교육학과)
  • Sohn, Sang-Hee (Department of Consumer Science/Research Institute of Human Ecology, Seoul National University, ) ;
  • Son, Seongbo (School of Social Work, University of Pittsburgh) ;
  • Seo, Wonyeong (Department of Education, Seoul National University)
  • 투고 : 2022.10.11
  • 심사 : 2022.11.15
  • 발행 : 2022.11.30
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초록

This study aimed to develop an e-mentoring youth financial education program and verify its effectiveness for promoting financial empowerment and establishing financial capabilities among independent consumers. A four-session, eight-hour "Youth Financial Empowerment Mentoring Program" was developed. This program dealt with financial literacy and financial psychology factors in an integrated fashion. We used the nonequivalent control group pretest-posttest design to evaluate the program's effectiveness. Specifically, by using Zoom, a virtual conference platform, four mentors of college students were trained for four sessions over two weeks. Meanwhile, four groups were formed with four mentors and 18 high school mentees to implement a four-week e-mentoring program. As a result of the analysis of covariance, significant differences were found between the two groups in all financial psychology factors and financial literacy variables. In addition, the score of the experimental group was higher than that of the control group. As a result of qualitative evaluation through FGI for mentees and mentors, mentees experienced positive changes in financial behavior, beliefs, attitudes, and personal relationships, as well as increased financial knowledge. Meanwhile, mentors experienced positive changes in their introspection into financial behavior and consumption. Considering these results, we can conclude that this program effectively induces participants to learn and reflect on their initiative, which is in line with the original goal of "improving financial empowerment".

키워드

과제정보

This work was supported by the Ministry of Education of the Republic of Korea and the National Research Foundation of Korea (NRF-2018S1A5A2A01039528).

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