Journal of the Korea Academia-Industrial cooperation Society (한국산학기술학회논문지)

The Korea Academia-Industrial cooperation Society (한국산학기술학회)
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Study of the Factors Influencing the Economic Retirement Preparation for People Living with Disabilities Based on Andersen's Behavioral Model

Andersen모형을 적용한 장애인의 경제적 노후준비에 영향을 미치는 요인

  • Received : 2014.06.24
  • Accepted : 2014.10.10
  • Published : 2014.10.31
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Abstract

The present study identified the factors of economic retirement preparation for people living with disabilities using the Andersen's behavioral model. The 2012 Disabled Employment Panel Survey data were collected from May 21, 2012 to July 31, 2012 and were analyzed by applying the SPSS 20 program. Logistic regression analysis was carried out on a sample of 2,869 people aged 30 to 60 years. The predisposing factors (education, marital status), possibility factors (employment, non-basic livelihood security recipient status, homeowner status, income), and desire factors (subjective socioeconomic status, life satisfaction, self-esteem) affected the retirement preparation. To help people living with disabilities, policies and programs based on the factors that reflect the individual needs must be established.

본 연구는 장애인들의 경제적 노후준비에 영향을 주는 요인을 파악하기 위하여 Andersen의 행동모형을 적용하였다. 2012년 5월 21일부터 7월 31일까지 조사한 장애인고용패널 5차년도 자료 중 30세 이상 60세 이하 2869명을 대상으로 SPSS 20 program을 이용하여 로지스틱 회귀분석을 실시하였다. 장애인의 노후준비에 영향을 미치는 소인요인으로는 학력, 결혼상태이고, 기능요인에서는 취업여부, 비수급여부 및 자가주택 여부가 그렇지 않은 경우에 비해 노후준비가능성이 높았다. 또한, 총수입이 증가할수록 노후준비 가능성도 증가하는 것으로 나타났다. 마지막으로 욕구요인에서는 주관적 사회경제적 지위, 일상생활만족도 및 자아존중감이 높을수록 노후준비가능성은 증가하였다. 이에 장애인의 경제적인 노후준비를 돕기 위해서는 그들의 다각적인 요인을 파악하고 개별적인 요구들을 반영할 수 있는 정책마련 및 프로그램이 운영 되어야 할 것이다.

Keywords

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