International Journal of Human Ecology

대한가정학회 (The Korean Home Economics Association)
권호 표지

Allowance Usage Practices and Saving Behavior among Children

  • Kim Hyo-Chung (Dept. of Family and Consumer Sciences Inje University)
  • 발행 : 2005.12.01
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초록

This study investigated the allowance usage practices and factors affecting saving behavior from 291 elementary school students in Susan. Frequency distributions, Pearson product-moment correlations, and logistic regression analysis were conducted by SPSS Windows. Two-fifths of the respondents did not regularly receive allowance. Many parents did not guide what children spent their money on before using it. Children spent their allowances on buying snacks, stationary, and playing in the game room. Only a small number of the respondents kept a record, but many children saved money. On the other hand, in the logistic regression analysis, the significant variables explaining children's saving behavior were parents' guidance before using allowance, record-keeping, and doing household work for an allowance. These results imply that parents are in the best position to give children positive experiences towards financial management.

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