Journal of Families and Better Life (가정과삶의질연구)

Korean Home Management Association (가정과삶의질학회)
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A Study on the Classification Of the Household Financial Strategies

가계 재무전략의 유형화에 관한 연구 -1999년과 2000년 한국노동패널자료를 중심으로-

  • 박진영 (경성대학교 생활경영학과) ;
  • 문숙재 (이화여자대학교 소비자인간발달학과)
  • Published : 2004.04.01
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Abstract

The purpose of this study was to classify the household financial strategies and find out variables affecting the type of the household financial strategies. The data of 3994 households from Korean Labor and Income Panel Study(1999-2000) were used. The major findings were as follows: (1) the household financial strategies were Residual Saver Type(44.6%), Unformal Institute Saver Type(13.3%), Financial asset Saver Type(16.7%), Real estate Saver Type(13.4%) and Diversities(12.0%). (2) The household financial strategy types were changed rapidly during short term. (3) In 3994 households, the variables which influence on the change of the household financial strategies were education, job, numbers of children, place of residence, home ownership. Similarly, in each type, the change of household financial strategies was significantly different according to the household characteristics variables.

Keywords

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