ANP와 DEA 결합모형을 통한 은행의 효율성 평가

The Performance Evaluation of Bank Branches using ANP and DEA Hybrid Model

  • 발행 : 2003.12.01

초록

Data Envelopment Analysis-Assurance Region(DEA-AR) model is used in this paper to investigate the efficiency and performance potential of Korean banks as they engage in activities that incur interest and non-interest expenses and produce income. DEA provides a measure of each bank's relation to the best-practice frontier for its competitors. This can provide a better quality-benchmark than using industry averages or a particular peer bank branches as the benchmark. The banks are classified into efficient and inefficient sets. Multiplier values for AR-inefficient banks with unique slacks indicate the potential for management to improve the bank's performance relative to its peers. DEA-AR that provide economically reasonable bounds for the multipliers lead to profitability potential, as distinct from efficiency, results.

키워드

참고문헌

  1. 안태식, '은행영업점의 성과평가방법으로서의 DEA: 테스트와 비교', 경영학 연구, 1991
  2. 김명순, '시중은행 영업점 평가제도의 현황과 문제점', 은행정보, 1989
  3. Benston, Hanweck & Humphrey, 'Scales Economies in Banking: A Restructuring and Reassessment', Journal of Money, Credit and Banking, Vol. 14, pp.435-456, 1982 https://doi.org/10.2307/1991654
  4. Charnes, Cooper, Rhodes, 'Measuring the efficiency of decision making units,' European Journal of Operational Research Vol. 2, pp. 429-444, 1978 https://doi.org/10.1016/0377-2217(78)90138-8
  5. Cooper, Seiford, Tone, Data Envelopment Analysis: A Comorehensive Text with models. Applications. References and DEA-Solver Software, Kluwer Academic Publishers, 2000
  6. T. Saaty, Decision making with dependence and feedback: the analytic network process. Pittsburgh, PA: RWS Publications, 2001
  7. Sarkis, 'A methodological framework for evauating environmentally conscious manufacturing program, Computers and Industrial Engineering,' Vol.36, pp. 793-810, 1999 https://doi.org/10.1016/S0360-8352(99)00166-7
  8. Thomson, Singleton, Thrall, Smith, 'Comparative site evaluations for locating a high-energy' physcis LAB in Texas, Interfaces, Vol. 16, pp. 35-49, 1986