A Development of Household Debt Management Education and Counseling Programs

가계의 부채관리 교육 및 상담프로그램의 개발

  • 최현자 (서울대학교 소비자학과) ;
  • 성영애 (인천대학교 가정관리학과)
  • Published : 2001.02.01

Abstract

The purposes of this study was to develop household debt management education and counseling programs. The issues related with the consumer use of credit were identified and the selected programs of the United States were analyzed to develop the education and counseling programs for Korean households. Curriculums for the debt management education in three subjects and the process for debt counseling were suggested. Debt management education program included the issues related to general credit management strategy, credit card usage, and debt burden. For debt counseling, worksheets of problem identification, budget analysis, and action planning were developed.

Keywords

References

  1. 한국가정관리학회 제28차 학술대회집 부채관리 교육 및 상담: 현장실천을 위한 구체적이고 획기적인 시도 김경자
  2. 한국가정관리학회 제28차 학술대회집 가계의 부채관리 교육 및 상담 프로그램 성영애;최현자
  3. 한국가정관리학회 제28차 학술대회집 가계의 부채관리 교육 및 상담 프로그램에 대한 토론 윤정혜
  4. 한국가정관리학회지 v.18 no.4 가계의 부채관리 교육 및 상담프로그램 개발을 위한 기초연구-가계 부채문제의 규명 최현자;성영애
  5. Consumer and commercial credit management(9th ed.) Cole, R. H.
  6. 인하대학교 생활과학연구소 1999년도 국제학술대회 자료집 미국 재무상담 프로그램의 한국가계에의 적용(Financial counseling and education programs in the United States: Suggestions for adapting them to Korea) Lown, J. M.
  7. The Forum for Family & Consumer Issues v.5 no.1 Personal finance education: Preferred delivery method and program topics O'Neil, B.;J. Xiao, B. Bristow
  8. 고객관리를 위한 재무상담 Waddell, F. E.;김경자(외 편역)
  9. Theories and techniques in financial counseling and planning : a premier text and handbook for assisting middle and low income clients Williams, F. L.
  10. American Credit Counselors Crop.
  11. Consumer Counseling Centers of America
  12. Consumer Credit Counseling Service of Ohio. Kentucky and Southern Indiana
  13. Consumer Credit Counseling Service of Sacramento
  14. Consumer Credit Counseling Service of Toronto
  15. e-money
  16. Genus
  17. National Foundation for Consumer Credit
  18. Purdue University, Consumer Family Sciences Extension
  19. University of Illinois Extension
  20. Utah State University, Family Life Center
  21. Virginia Cooperative Extension
  22. University of Minnesota Extension Service