• Title/Summary/Keyword: the cause-effect relationship

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Bank Capital, Efficiency and Risk: Evidence from Islamic Banks

  • ISNURHADI, Isnurhadi;ADAM, Mohamad;SULASTRI, Sulastri;ANDRIANA, Isni;MUIZZUDDIN, Muizzuddin
    • The Journal of Asian Finance, Economics and Business
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    • v.8 no.1
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    • pp.841-850
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    • 2021
  • This study aims to evaluate the relationship between bank capital, efficiency, and risk in Islamic banks. We use data from 129 Islamic banks in the world, retrieved from various data sources. We retrieved specific banking data from Moody's Analytics BankFocus and Thomson Reuters Eikon, while data at the country level was obtained from the World Bank website. This study uses various estimates both Pooled OLS (Ordinary Least Square) and Random Effect (RE). However, to overcome the issue of serial correlation which could cause bias in the results of the study, we used fixed-effect (FE) cluster estimates. The research results confirm the previous findings that bank capital positively affects bank stability (natural logarithm of Z-Score) and negatively affects credit risk (loan loss provision to total liabilities). The findings also show that efficiency has the same effect. The interaction test of bank capital and efficiency shows that efficiency encourages banks to reduce risk, including when bank capital is relatively lower. This finding is expected to have implications for the authorities to boost bank efficiency in addition to establishing several regulations related to capital. The efficiency implemented by the bank will encourage banks to act prudently so that the bank can maintain its performance through risk mitigation.

The prediction of contamination degree through the relationship analysis between the climatic factor and ESDD (기후인자와 ESDD간의 상관관계 분석통한 오손도 예측)

  • Lee, W.Y.;Kim, D.Y.;Park, H.S.;Han, S.O.;Park, K.S.
    • Proceedings of the Korean Institute of Electrical and Electronic Material Engineers Conference
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    • 2003.07a
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    • pp.440-443
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    • 2003
  • Recently, with the rapid growth of industry, environmental condition became worse. With the mix of the various contaminants, such as, salts, dust and industrial pollutants, synergy effect could be happened. So, many researches have been focused on the issue. The cause of natural accident could be classified as, lightning, rainstorm and contamination. However, the accident by contamination influences on the larger area than that by lightning, and, in the case of rapid contamination, it takes a shorter time than rainstorm. The salt contaminant is one of the most representative pollutants, and known as the main source of the accident by contamination. So, in this investigation we make a research on the prediction of contamination degree through the relationship analysis between the climatic factor and ESDD.

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Effect of Outdoor Temperature on the Refrigerant Behavior in the Compressor of a Heat Pump Operating at Heating Mode (열펌프의 난방운전시 외기온이 압측기의 냉매거동에 미치는 영향)

  • 이재효;김병균;이건우
    • Korean Journal of Air-Conditioning and Refrigeration Engineering
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    • v.16 no.5
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    • pp.452-458
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    • 2004
  • The major cause of compressor failure is the decrease of oil viscosity due to floodback. In most previous researches on the compressor reliability, the relationship between oil circulation rate and performance or oil viscosity has been studied. Another research topic is flow visualization by using a sight glass on the bottom of a compressor sump area and accumulator. Both oil film thickness and oil level through the sight glass should be assessed for compressor reliability if the oil content of the mixture is small and low viscosity raise poor lubrication of pump bearing. In this study, the compressor reliability was assessed by measuring the viscosity of the mixture and calculating oil film thickness. The analysis of the relationship between bottom shell super heat and oil film thickness at heating operation was peformed. It is concluded that bottom shell superheat does not perfectly stand for the mixture's behavior for a low ambient heating operation and oil film thickness can give more detailed and direct criteria for compressor reliability.

A Study on Change of Soil-Water Retention Curve with Different Net Confining Pressures and Porosities using a Suction-Saturation Control Technique (흡입력-포화도 조절 기법을 이용한 불포화토의 함수특성곡선에 미치는 간극비 및 순구속압력의 영향 연구)

  • Lee, Joon-Yong;Yu, Chan
    • Journal of The Korean Society of Agricultural Engineers
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    • v.54 no.4
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    • pp.93-103
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    • 2012
  • A suction-saturation control technique based on flow pump system was developed to investigate hydraulic properties in unsaturated soils. The flow pump system is designed based on the principle of the axis-translation technique and triaxial equipment, and gives the suction-time and suction-saturation curves, the primary relationship needed for interpreting the response of unsaturated soils and link between theory and the material properties in unsaturated soil mechanics. Using the suction-saturation control technique, suction-time relationship and soil-water retention curve (SWRC) during hydraulic hysteresis were investigated with different net confining pressures and porosities. Three types of soils-two sands and a silt were used in this paper. This paper showed the effect of the hysteresis on the SWRC due to different net confining pressures and porosities. This means that a careful decision must be made as to which condition is to be modeled, since the delicate difference of the conditions in physical modeling can cause the different experimental output.

Developing a Prediction Model regarding Adjustment of Nursing Students to College Life (간호대학생의 대학생활적응 예측모형 구축)

  • Kim, Eun-A;Jang, Keum-Seong
    • The Journal of Korean Academic Society of Nursing Education
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    • v.18 no.2
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    • pp.312-322
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    • 2012
  • Objectives: The purpose of this study was to investigate the factors related to adjustment of college for nursing students and to develop a collective model for successful prediction and concrete paths of the factors. Methods: Data collection was conducted from May 19th 2010 to Jun 4th 2010. Five hundred thirty-one questionnaires were used for data analysis after distributing 560 sheets to senior students in 8 different locations. Data was analyzed with SPSS 18.0 Win program and AMOS 18.0. Results: Mother attachment does not have a direct effect on adjustment to college life but does effect psychological well-being and coping, which indirect adjustment to college life. In addition, the more psychological well-being and coping usage frequency, and the less stress of clinical practice, the higher score of adjustment to college life. According to the results, explanatory power of the model for the college nursing students' adjustment was 62.0%. Conclusions: To improve adjustment to college life, it is recommended to have a direct method of developing psychological well-being and coping improvement program to improve mother attachment. The research is meaningful in a sense that it explains the cause and effect relationship between adjustment to college life and relevant variables to predict comprehensive dimensional explanation of adjustment of college life for nursing students.

The Impact of Computer Applications on the Improvement of Farm Household Income (정보화가 농가소들 증대에 미치는 영향)

  • Yu, Seung-Ju;Cho, Joong-Koo;Lee, Seong-Woo
    • Journal of Korean Society of Rural Planning
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    • v.12 no.3 s.32
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    • pp.81-95
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    • 2006
  • The objective of the this study is to find a way to increase fm household income through investigating their computer applications. We utilized the 2000 Korea Agricultural Survey data and applied a Heckman Selection Model to correct a selection bias. The present study found the following results. First, determinant of income among fm households by the level of computer applications has significant statistical differences based on their choices of computer applications. Accordingly, the application of general linear regression about fm income without adjusting these choices may cause statistical fallacy. Second, it has been reported that increasing the member of household is not directly related to increasing the fm income. In case of computer-own farm household, the effect of decrease in income according to increasing in age was predicted. However, in the fm household not possessing computer, it shows negative relationship. It shows that an agricultural career of farm owner and educational attainment of all farm household members have positive relationship regardless of computer possession. The income of the farm household those main field is not agriculture is also found to be lower than that of farm household whose major earnings come from agriculture.

A Study on Calculating the Fee Range of Broadcasting Contents : Focus on IPTV

  • Shin, Minsoo;Kil, Jinho;Bae, Seonghoon
    • Journal of Information Technology Applications and Management
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    • v.22 no.2
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    • pp.43-70
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    • 2015
  • Concerns have been growing about whether domestic internet protocol television (IPTV) can establish a solid foothold in the pay TV market, largely because of the lack of IPTV-only content and service differentiation. It has been difficult for IPTV providers to attract valuable PPs (program providers) to strengthen their positions, and IPTV providers have invested much money into procuring content. To survive this difficult situation, IPTV providers need to reappraise their profit sharing methods and content distribution structure to facilitate the expansion of their subscriber base. This can be done by attracting valuable PPs to IPTV providers and securing extra revenue by distributing more content for their PP partners. The IPTV industry has a different structure and value chain from the digital cable industry. Moreover, profit sharing schemes among participants in the IPTV industry are complicated. Thus it is essential to analyze the criteria for profit sharing, the selection of attributes in profit sharing, and their cause-effect relationship in developing fair pricing for broadcast content in the IPTV industry. This study introduces the attributes that need to be considered for the pricing of content and profit sharing among IPTV providers and PPs. In addition, this study uses system dynamics to analyze the relationship among those attributes along with additional associated factors for the pricing of content.

A Combined DEA-BSC methodology for evaluating organizational efficiency (DEA와 BSC 기법을 이용한 조직 효율성 비교에 대한 연구)

  • Kim Bum-Soo;Chang Tai-Woo;Shin Ki-Tae;Park Jin-Woo
    • Journal of Korean Society of Industrial and Systems Engineering
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    • v.28 no.2
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    • pp.18-26
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    • 2005
  • The balanced scorecard(BSC) overcomes the limit of traditional financial statement that focuses on only financial performance. BSC is widely used in government and industry because of the clear representation of the relationship and logic between the key performance indicators(KPI) of 4 perspectives - financial, customer, internal process, and loaming and growth. However, traditional BSC does not consider evaluating the difference between the results measured by BSC. By using relatively small number of inputs and outputs In comparing decision-making units, data envelopment analysis(DEA) can aggregate multiple performance measures. In this research, we propose a methodology named CDB(Combined DEA and BSC) to evaluate the performance of organization considering financial and non-financial perspectives. CDB uses KPI of cause-and-effect relationship on BSC as inputs and outputs of DEA method. In addition, this research proposes a method of converting the KPI of BSC to the input and output variables of DEA, and enhancing discrimination power using the limit number of variables. We illustrate the methodology by giving an example of evaluating aquisition-unit efficiency in a supply chain.

Research on Assessment of Impact of Big Data Attributes to Disaster Response Decision-Making Process (빅데이터 속성이 재난대응 의사결정에 미치는 영향에 관한 연구)

  • Min, Geum Young;Jeong, Duke Hoon
    • The Journal of Society for e-Business Studies
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    • v.18 no.3
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    • pp.17-43
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    • 2013
  • This research is to assess the relationship Big Data attributes and disaster response process. The hypothesis are designed to form decision making between situation awareness and disaster response by defining major attribute of Big Data(Volume, Variety, Velocity, Complexity). It is proved whether there is a moderating effect in cause-and-effect relationship by visualizing Big Data. To test the hypotheses, it was conducted a questionnaire survey of civil servants in charge of disaster-related government employees, and collected 320 data(without 12 undependable responses). The research findings are suggested the attributes of accumulation, expandability, flexibility, real-time, analytical, combination of Big Data have a strong effect on disaster manager's situation awareness.

The Impact of Interpersonal Relationships on Department Stores Customer Satisfaction and Trust, Loyalty (백화점 고객이 가지는 관계가 고객만족과 신뢰 및 충성도에 미치는 영향에 관한 연구)

  • Lee, Joung-gun;Bea, Mu-eun
    • Journal of Distribution Science
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    • v.4 no.1
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    • pp.27-51
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    • 2006
  • This study is to understand the existing relation-marketing based on a result that social-relationship in market can effect on customer's action with expanding the seller-purchaser relationship, and understanding purchaser-purchaser relationship in the community. The result of this study could be summarized as below: First, the customer-sales person friendly relationship effects respectively on customer satisfaction and loyalty. Second, friendly relationship of customers effects on customer satisfaction and loyalty. Third, customers' satisfaction and trust increases customers loyalty. Considering that they could cause others to re-buy, friendly word of mouth, recommendations, we should know improving customers loyalty about a company(department store) is very important. This study presents not only customers and sales clerks relationship but also developing customer-customer relationship is important as well. From the viewpoint, this study gives the following strategic tactics to companies. First, customer's relationship with sales clerk is not able to be built in a short time unlike discount or gifts. Second, relationship around customers effects on loyalty of the department store, over the relationship of simple customer-sales clerk. Finally, companies, to make a relationship like fabric, should escape a two-level channel, a company to a customer, then recognize a three-level channel, a company to a friendly customer to a neutral or a unfriendly customer. That means a business should use the positive to make the negative or the neutral change their behavior to it.

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