• 부동산연구
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• 제28권3호
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• pp.53-64
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• 2018

OECD 국가들은 인구고령화로 인해 공적연금의 재정안정성이 위협받자 공적연금의 노후소득보장 기능을 축소하는 대신 사적연금을 활성화해 왔으며, 세계에서 가장 급속한 인구고령화를 경험하고 있는 한국 역시 주요국의 정책을 답습하고 있다. 하지만 주요국과 달리 한국은 가구 자산의 대부분이 부동산 자산으로 구성되어 있다는 특징이 있다. 전체 자산에서 부동산 자산이 차지하는 경제사회적 중요성으로 인해 부동산의 자산효과는 거시경제정책의 주요 도구로 활용되어 왔다. 본 연구는 부동산의 가격변화가 사적연금(개인연금+퇴직연금)의 납입액에 미치는 영향을 분석하였다. 재정패널조사 자료를 활용해 이원고정효과모형(Two-Way Fixed Effect Model)으로 분석한 결과, 부동산 가격이 1% 증가할 때 사적연금 납입액은 0.171% 증가하는 것으로 나타났다. 즉 부동산의 가격변화가 사적연금을 통한 노후준비에도 긍정적인 것으로 분석되어졌다. 이러한 결과는 향후 부동산 시장이 위축될 경우 소비감소뿐만 아니라 국민들의 노후준비에도 부정적일 수 있다는 것을 시사한다.

• 한국산학기술학회논문지
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• 제21권7호
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• pp.224-232
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• 2020

본 연구는 대전광역시 건축자산 기초조사를 통하여 대전광역시 건축자산 현황을 파악하고, 건축자산의 지역분포, 형성시기, 자산가치 등 특성을 분석하여, 도시발전 및 지역 정체성을 밝혀내는데 목적이 있다. 연구결과 다음과 같은 결론을 얻을 수 있었다. 첫째, 대전광역시 건축자산의 유형별 구성은 건축물이 86.5%, 공간환경 7.4%, 기반시설 6.1%의 구성비를 지니고 있으며, 공간적으로 구도심지(동구, 중구)에 75.0%가 분포하고 있다. 둘째, 대전광역시 건축자산의 시기별 구성은 1960~1980년대가 52.7%, 한국전쟁 이전이 25.0%의 분포를 보이고 있다. 셋째, 대전광역시 건축자산의 물리적 특성은 단층, 주택 및 종교시설, 한식목조의 전통기와, 그리고 시멘트 몰탈 및 목재 마감 재료가 대표성을 지니고 있다. 대전광역시 건축자산은 한국전쟁 이후 대전역 주변의 도시재건 및 부흥, 그리고 1930년대 충남도청의 이전 이후 구시가지의 관사, 은행 및 관공서 분포 등, 한국전쟁 후 부흥 및 근대도시 대전의 성장과 관련성을 지니고 있다. 특히 이사동 재실 관련 한옥 및 소제동 철도관사는 대전의 지역성 및 근현대사를 반영하고 있다.

• 한국주거학회논문집
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• 제23권5호
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• pp.87-94
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• 2012

The primary purposes of this study are to suggest a medium-sized regeneration project which includes the excluded small sites near existing regeneration site, to identify urban improvement type which fits local conditions, and to suggest proper regeneration strategies for the improvement type. Main findings of this study are follows. First, the size of the living environment improvement project in urban area should be larger than 3ha and government's incentives are required for parcel merges to make the medium-size project site. Second, independent type of urban regeneration project should consider local characteristics while center-spread type of urban regeneration project should build a center by providing neighborhood facilities and proper housings. Third, urban regeneration project should be able to utilize local assets, such as cultural heritages, natural landscapes, transportation facilities. Fourth, standards for public support should be prepared to improve local competitiveness. Last, further studies are required for urban regeneration system improvement.

• 한국콘텐츠학회:학술대회논문집
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• 한국콘텐츠학회 2005년도 추계 종합학술대회 논문집
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• pp.330-334
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• 2005

우리나라는 전 국토가 문화 관광자원으로서 오랜 역사적 유물과 문화유산을 가지고 있다고 한다. 최근에는 다양한 관광자원의 조사와 많은 역사적 문화재를 찾아서 일반 시민들에게 알려 주어 그 가치와 의미를 부여하고 이를 보존하기 위한 많은 노력을 기울이고 있다. 본 연구에서는 국가지정문화재에 대한 일반인의 접근과 내용을 보다 편리하게 알려주기 위해서 다양한 공간자료와 멀티미디어의 콘텐츠를 결합하여 문화재를 사이버공간에서 안내하고 찾아갈 수 있는 경로탐색 및 방문시스템을 개발한 것으로서 일반인들이 손쉽게 인터넷과 공공장소에서 이용할 수 있는 콘텐츠를 제작하였다.

• 한국병원경영학회지
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• 제15권4호
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• pp.43-62
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• 2010

This study provides an evidence on the determinants of the profitability of university hospital by analyzing university hospital-level data set of hospital performance during the year 2007 (32 university hospitals in total). For the study, a multiple regression model is employed in which profitability index obtained from the DEA computations, operating margin to total asset and gross revenue are used as the dependent variables, and a number of hospital operating characteristics are chosen as the independent variables such as ownership type, location, bed size, period of establishment, bed occupancy rate, admission ratio of outpatients, patients per medical specialist, personnel cost per patient, liabilities to total assets, current ratio, fixed ratio, total asset turnover, medical assistance rate and public indicator. First, the results indicate that the bed occupancy rate and liabilities to total assets are positively and significantly associated with operating margin to total asset. Second, number of beds, the bed occupancy rate and number of patients per medical specialist are positively and significantly associated with operating margin to gross revenue. Third, the bed occupancy rate, number of patients per medical specialist, liabilities to total assets, total asset turnover are positively and significantly associated with profitability index revealed from DEA.

• 경영과정보연구
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• 제27권
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• pp.31-52
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• 2008

Intangible Assets are more important determinants of firm value than others in a digital information-based economy(Lev, 2001). Prior research reveals that investments in intangible assets such as R&D and advertising expenditures are associated with firm value. This paper examines the effects of the corporate investments in the information technologies(IT) on stock return and economic goodwill. The sample consists of 152 firms listed on the Korean stock market in 2002. To test hypothesis We employed multiple regression models. Results are as follows; First, IT environment, IT process, and IT human resource are positively associated with firm's IT value. Second, firm's IT value is positively correlated with firm's economic goodwill. Third, firm's IT value is positively correlated with firm's stock return. These results suggest that the investments related with IT are effective in cultivating firm's value and Stock investors can make the best use of firm's announcements related with IT value. Thus the authorities concerned need to expand the public announcements related IT value.

• The Journal of Asian Finance, Economics and Business
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• 제8권5호
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• pp.885-896
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• 2021

The general role of commercial banks is to provide financial services to the general public and business, ensuring economic and social stability and sustainable growth of the economy. Commercial banks play an important role in mobilizing and channelizing funds for investment activities. This study analyzes the impact of the key financial variables on the net profit of the selected commercial banks in Oman. The study employs times series panel data - cross-sectional analysis of the key financials of five leading commercial banks for a period of 13 years from 2007 to 2019. The results reveal that the correlation matrix of the selected variables has a positive relationship with net profit, assets, deposits, loans, and interest income. However, the findings also shows a negative relationship between net profit and net loans to total deposits ratio. The study found net loans is the main independent variable that influences the profitability of the banks since the key source of revenue comes from the lending operations. The assets, total capital adequacy ratio have a mixed effect on the profitability of commercial banks. The total deposits and capital adequacy ratio have a negative effect on profitability mainly because excessive liquidity will increase the cost of capital and reduce the return on investment. Focusing on lending operations with a sound credit portfolio will improve profitability.

• 한국가족관계학회지
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• 제22권4호
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• pp.205-221
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• 2018

Objectives: The purpose of this study was to examine the effects of developmental assets(social support, ego-resilience) on school adjustment on Korean Chinese left-behind adolescents. This study is meaningful to find implications for preparing supportive measures for the school adjustment of them. Method: 412 students who were in 3 middle schools in Yanbian Korean Autonomous Region responded to the questionnaire. A structural equation model was analyzed using SPSS 24.0 and AMOS 24.0 programs. Results: The main results of this study are as follows: First, left-behind adolescents' social support is influenced directly on school adaptation and indirectly through ego-resilience. Second, the left-behind adolescents with higher ego-resilience showed higher school adjustment. Conclusions: This study suggests that a balanced support system for developmental assets as internal and environmental factors is necessary for Korean Chinese left-behind adolescents' school adjustment.

• The Journal of Asian Finance, Economics and Business
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• 제9권6호
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• pp.45-52
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• 2022

This research has the purposes of analyzing and proving empirically, such as: To investigate the effect of good corporate governance (GCG) on financial performance at banks in Indonesia through the mediating role of corporate asset growth. Theoretically, the study's results were expected to enrich and complete the repertoire of understanding in the financial management area, specifically with those phenomena related to banking financial performance and factors which influenced it. The population of this research was a bank that had a Corporate Governance Perception Index (CGPI) rating from 2011 to 2020. The type of sampling used was saturated sampling; thus, the whole population is sample members. Current data analysis used SEM. GCG has a direct or indirect impact on banking financial performance, according to the findings of this study. Improved GCG results in increased public confidence, which is reflected in an increase in total assets, as well as improved banks' financial performance. As a result, it can be stated that corporate asset increase largely mitigated the impact of GCG on bank financial performance in Indonesia. Through this rapid growth from corporate assets, Bank can maximize the market expansion which is ultimately able to improve banking financial performance.

• 한국정보시스템학회지:정보시스템연구
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• 제33권2호
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• pp.105-124
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• 2024

Purpose This study aims to propose a blockchain-based platform that can guarantee enhanced trustworthiness in corporate ESG efforts, demanded by global ESG initiatives such as GRI and TCFD. Blockchain technology, recognized for its transparency and data immutability, can contribute to building trust in ESG disclosures, meeting the data transparency verification needs required by these initiatives. This research also explores the use of NFTs representing unique ESG efforts by companies, helping them in organizing and sharing ESG information with investors and consumers. Design/methodology/approach This study utilizes Hyperledger Fabric, a permissioned blockchain known for its enhanced transparency, scalability, and suitability for business transactions, to develop a blockchain platform for managing and disclosing ESG information assets in a trustworthy manner. Furthermore, it introduces the concept of ESG NFTs as a more reliable method for conveying ESG information to stakeholders, where ESG NFTs undergo verification process by third-party authenticators and evaluation by independent evaluators for credibility of ESG disclosure. Findings The use of NFTs, which has been predominantly intended for market trading in public blockchain, offers a credible means of disseminating corporate ESG status and evaluations in a permissioned blockchain, better fit for business transactions. By representing information assets as NFTs, which are tamper-proof and establish clear ownership, the proposed platform enables effective management of ESG-related information assets.