• 제목/요약/키워드: misrepresentation

검색결과 35건 처리시간 0.026초

PROJECT COMPLEXITY AS A MODERATOR OF PERFORMANCE BIAS TOWARDS OVERRUN

  • Li liu;Andrew Nguyen;James Arvanitakis
    • 국제학술발표논문집
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    • The 4th International Conference on Construction Engineering and Project Management Organized by the University of New South Wales
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    • pp.38-45
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    • 2011
  • Studies have shown that infrastructure projects have continued to experience significant delays and cost overrun over an extended period of time and no evidence of learning ever have happened [1] [2]. Various causes contribute to the bias towards overrun [3]. This study contributes to literature by developing and subsequently validating a set of hypothesized relationships between project complexity and project performance. The results show that project complexity is associated with both the magnitude and variance of overrun. Further, the extent and magnitude of the positive bias towards overrun are moderated by project complexity.

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영국 보험계약법 상 최대선의의무에 관한 주요 개혁동향 (Main Trends for Reforming the Duty of Utmost Good Faith in English Insurance Contracts Law - Focused on the Policyholder's Pre-Contractual Duty in Insurance Contracts for Business)

  • 신건훈
    • 무역상무연구
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    • 제49권
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    • pp.257-281
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    • 2011
  • The duty of utmost good faith is found in sections 17-20 of MIA 1906. Critics of the current legal regime on the pre-contractual duty from the viewpoint of the assured, have been concentrated on two points in particular. First, the scope of the duty is so wide that it imposes too high burden on the assured. The second criticism is directed at the remedy, prescribed by the MIA 1906, s.17, against breach of the duty. This article intends to analyse the legal implications of proposals in CP 2007 for reforming pre-contractual duty of utmost good faith of business assured in English insurance contracts law and the problems of proposals. The Law Commissions are proposing four fundamental changes to meet the long-standing criticism and the results of analysis are as following. First, the Law Commissions are proposing a change in the test of constructive knowledge in relation to the duty of disclosure so that a business assured will be obliged to disclose facts which he knows or a reasonable ought to know in the circumstances. Secondly, deviating from the current legal position, the Law Commissions are proposing that if a business assured has made a misrepresentation, but the assured honestly and reasonably believe what it said to be true, the insurer should not have any remedy due to the misrepresentation. The proposal is designed to protect the reasonable expectations of business assured at the pre-contractual stage. Thirdly, the Law Commissions are proposing to change the test for materiality by replacing the "prudent insurer" test by a "reasonable assured" test. The proposed test would focus on the question of what a reasonable assured in the circumstances would think what is relevant to the judgment of the insurer. Finally, the Law Commissions are proposing flexible remedies in case of the breach of the duty. The Law Commissions are proposing no remedy when an assured is acting honestly and reasonably, while avoidance in case of dishonesty. On the other hand, The Law Commissions seem to have an intention to introduce a compensatory remedy in case of negligent breach of the duty.

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한국 문헌정보학에서 참고봉사와 정보봉사의 의미 (Reference Services and Information Services in Korea's LIS Field)

  • 이제환
    • 한국도서관정보학회지
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    • 제38권4호
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    • pp.299-323
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    • 2007
  • 이 글은 '정보봉사'라는 용어의 사용을 사례로 하여 우리 문헌정보학계의 전문용어 사용과 관련된 개념적 모호성과 허구성을 드러내 보이고 있다. 구체적으로 우리 학계가 참고봉사를 대체하는 용어로 사용하고 있는 '정보봉사'의 역사를 추적하면서, 우리의 정보봉사가 사용 당위성의 근거로 삼고 있는 미국의 'information services'와 실질적으로 어떠한 차이가 있는지에 대해 각자의 역사와 이론적 기반을 비교하면서 분석하고 있다. 이 과정에서 현재 우리 강단에서는 정보봉사라는 용어가 어느 정도 사용되고 있으며 지적 토대가 되는 이론적 영역을 무엇이라고 판단하고 있는지, 더불어 우리 도서관에서는 정보봉사를 어떠한 의미로 이해하면서 관련 업무를 수행하고 있는지 등에 대해 논의하고 있다. 이 글의 궁극적인 목적은 '정보봉사'라는 용어의 사용이 단순한 외양의 모방이 아닌 속내의 변혁을 동반하는 실질적인 패러다임의 변환으로 이어지도록 우리 학계의 노력을 촉구하는데 있다.

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Does Different Performance of Sampling Gears (Cast Net versus Gill Net) Bring the Inappropriate Estimation of Freshwater Fish in a Large River?

  • Kim, Jeong-Hui;Park, Sang-Hyeon;Baek, Seung-Ho;Jang, Min-Ho;Lee, Hae-Jin;Yoon, Ju-Duk
    • 생태와환경
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    • 제53권2호
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    • pp.156-164
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    • 2020
  • The accurate estimation of fish assemblages is highly dependent on the sampling gear used for sampling. We used data from 15 sampling sites along the Nakdong River, which is a large river in South Korea, to identify differences in assemblages and sizes of freshwater fishes collected with either cast nets or gill nets, the two most commonly used sampling gear in South Korea. The two gears differed in the fish assemblages they captured, with more species caught by gill nets. Further, due to its tighter mesh size, the cast net caught significantly smaller fishes than the gill nets(independent t-test, p<0.05). We found the cast net to be appropriate for species that inhabit shallow (less than 2 m) and open water, but inappropriate for deep water, habitats with plant beds, and nocturnal species. Thus, cast net sampling is not efficient in a large river environment, and a combination of sampling methods is more suitable for understanding fish assemblages in such habitats. In general, appropriate selection of fishing methods to specific habitats is necessary to improve data quality and minimize the misrepresentation of environmental conditions.

An improved Multi-server Authentication Scheme for Distributed Mobile Cloud Computing Services

  • Irshad, Azeem;Sher, Muhammad;Ahmad, Hafiz Farooq;Alzahrani, Bander A.;Chaudhry, Shehzad Ashraf;Kumar, Rahul
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • 제10권12호
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    • pp.5529-5552
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    • 2016
  • Mobile cloud computing (MCC) has revolutionized the way in which the services can be obtained from the cloud service providers. Manifold increase in the number of mobile devices and subscribers in MCC has further enhanced the need of an efficient and robust authentication solution. Earlier, the subscribers could get cloud-computing services from the cloud service providers only after having consulted the trusted third party. Recently, Tsai and Lo has proposed a multi-server authenticated key agreement solution for MCC based on bilinear pairing, to eliminate the trusted third party for mutual authentication. The scheme has been novel as far as the minimization of trusted party involvement in authenticating the user and service provider, is concerned. However, the Tsai and Lo scheme has been found vulnerable to server spoofing attack (misrepresentation attack), de-synchronization attack and denial-of-service attack, which renders the scheme unsuitable for practical deployment in different wireless mobile access networks. Therefore, we have proposed an improved model based on bilinear pairing, countering the identified threats posed to Tsai and Lo scheme. Besides, the proposed work also demonstrates performance evaluation and formal security analysis.

영국보험계약법 상 고지의무 문제와 2012년 소비자보험(고지.표시)법에 관한 연구 (Some Problems Disclosure on the Insurance Contract Law in UK and The Consumer Insurance(Disclosure & Representations), 2012)

  • 윤승국
    • 무역상무연구
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    • 제61권
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    • pp.139-163
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    • 2014
  • Recently with making of 'The Consumer Insurance (Disclosure and Representations) Act 2012(hereunder CIA)', the UK revised the duty of disclosure especially with the consumer insurance contract. According to the CIA, if the misrepresentation was careless, the insurer may have the three options based upon what the insurer would have done had the consumer taken care to answer the question accurately; a compensatory remedy, avoidance of the insurance contract or, amendment of the contract. I realized that the establishment of CIA has been exposed to pro-actively relieve the breach of Warranty and Disclosure, Representations as far as required by the Global Insurance market. It was found that it is expected to bring significant changes in UK Insurance Act system of the 21st century, and prepares competition from neighboring countries. On the other hand, in the common law system, countries under MIA(1906) are trying to address the breach of warranty and Disclosure, Representations, except the UK cannot completely adhere with a positive attitude.

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Factors Influencing the Choices of Accounting Policies in Small and Medium Enterprises in Vietnam

  • PHAM, Cuong Duc;PHI, Trong Van
    • The Journal of Asian Finance, Economics and Business
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    • 제7권10호
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    • pp.687-696
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    • 2020
  • Accounting policies are principles and practices by which an entity uses to recognize, measure and report economic transactions. Improper application of accounting policies can lead to misrepresentation of firms' financial position and performance which consequently results in incorrect accounting information to the users. This paper aims to investigate the factors influencing the choices of accounting policies in small and medium enterprises (SMEs) in Vietnam by reviewing relevant literature to build a research model. The research model comprises of one dependent variable that is income-decreasing accounting procedures and six independent variables namely the firm size, financial leverage, incentives, auditor, accountants, and tax policies. After this, the authors collected primary data from more than 200 questionnaires sent to directors and chief accountants of the SMEs for the period 2018 to 2019. We then used Ordinary Least Squares regression method (OLS) to analyze the data. The results showed that four factors influenced selection of accounting policies in which auditors are associated with income-increasing accounting policies; and there are three factors associated with income-decreasing accounting policies which are, company size, tax and accountant. Especially, the research results indicate that company size has a significant influence on the selection of accounting policies in the SMEs. Based on the results, we propose instructive suggestions for regulators and lawmakers improve choices of accounting policies in the SMEs.

사례분석을 통한 3D 상용 어플리케이션 기반 BIM 데이터의 상호연동성 개선방향에 관한 연구 (A Study on the Development of the Problem Improvement Directions in Enhancing 3D BIM Data Interoperability through IFC)

  • 김지원;이민철;최정민;옥종호
    • 한국CDE학회논문집
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    • 제14권6호
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    • pp.390-403
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    • 2009
  • Construction industries have increasingly utilized Building information Modeling (BIM) technologies. Interoperability - the capability for BIM data to run from one computer application to another in the life cycle of a project - has become one of the principal research areas. Enhancing interoperability inevitably requires information structures that are standardized throughout the construction industries. As a candidate of the data exchange standard, Industry Foundation Classes (IFC) has been developed and several researches recently performed to measure its richness of digital data exchange. But doubts have been brought up whether IFC meets a sufficient level of interoperability since the research result revealed a number of cases of information misrepresentation and loss. This research presents the lessons learned from the interoperability tests of three widely used 3D design applications including Graphisoft's Archicad, Autodesk's Revit, and Bentley's Bentley Architecture. One building's architectural and structural design data were modeled with the three tools and exchanged through IFC respectively for interoperability test.

Acceptance of Social Media as a Marketing Tool : A Quantitative Study

  • Hooda, Apeksha;Ankur, Ankur
    • Asian Journal of Business Environment
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    • 제8권3호
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    • pp.5-12
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    • 2018
  • Purpose - The purpose of current paper is to identify features of advertisements at social media that generate the ad-click and to further identify if these advertisements lead to purchase. If no purchase is made, then reasons for not making purchase are identified. Users' purchase experience after users clicked at advertisements are also studied. Research design, data, and methodology - Research design followed is exploratory research, where various factors leading to ad-clicks and generating purchase at social media platform were explored. Raw data was gathered by means of survey among a sample of 185 respondents in India using online structured questionnaire. GLM model and multinomial regression were used to analyze the data. Results - Several factors including endorsement by friends, advertisement aesthetics, product reviews, and aggressive pricing played major role in generating ad-clicks. Major impediment to purchase on were product misrepresentation in advertisement, false discounts, and site security. Female users clicked more on social media advertisements and made more purchases compared to their male counterpart. Conclusions - Social media advertisements have significant positive effect on buying behavior of online customers. Transactions culminating from social media ad-click generated significant positive experience for social media users. Thus, social media can be effective marketing tool.

A Retail Strategy for the Prosperity of the Art Market within Online Distribution Channel

  • Soomin, HAN
    • 유통과학연구
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    • 제21권3호
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    • pp.113-121
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    • 2023
  • Purpose: Online distribution channel alludes to the many different digital channels utilized in marketing and distributing goods and services to end users. The present research aims to explore and provide various retail strategy for the success of the art market within online distribution channel. Research design, data and methodology: The current author has conducted and investigate the qualitative textual methodology to take a look at carefully the current and prior literature dataset to achieve the purpose of the present research so that the present author could obtain total 27 relevant prior studies. Results: According to the comprehensive literature investigation, this research has found that there are six kinds of retail strategy for the prosperity of the art market within online distribution channel as follows: (1) Blockchain Technology, (2) Artificial Intelligence (AI), (3) Virtual Reality (VR), (4) Online Market Places, (5) Social Media, and (6) Regulations. Conclusions: The results of this analysis of the relevant literature show that the art market industry needs to adjust to keep up with the quickly shifting landscape of the digital world. In addition, although these technologies can be helpful in addressing difficulties linked to authenticity and transparency, they cannot eliminate the hazards of fraud and misrepresentation.