• KDI Journal of Economic Policy
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• 제44권3호
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• pp.1-26
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• 2022

This paper analyzes the effects of the cut in the legal maximum interest rate (from 27.4% to 24%) that occurred in February of 2018 on loan interest rates, the default rates, and the loan approval rate of borrowers in the non-banking sector. We use the difference-in-difference identification strategy to estimate the effect of the cut in the legal maximum interest rate using micro-level data from a major credit-rating company. The legal maximum rate cut significantly lowers the loan interest rate and default rate of low-credit borrowers (i.e., high-credit-risk borrowers) in the non-banking sector. However, this effect is limited to borrowers who have not been excluded from the market despite the legal maximum interest rate cut. The loan approval rate of low-credit borrowers decreased significantly after the legal maximum interest rate cut. Meanwhile, the loan approval rate of high-credit and medium-credit (i.e., low credit risk and medium credit risk) borrowers increased. This implies that financial institutions in the non-banking sector should reduce the loan supply to low-credit borrowers who are no longer profitable while increasing the loan supply to high- and medium-credit borrowers.

• Journal of the Korean Data and Information Science Society
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• 제16권2호
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• pp.383-389
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• 2005

In this paper, we propose the pure premium rate of reliability insurance policy for radiators under the assumption of Weibull physics of failure. We also describe the performance factors which have an effect on failure characteristics of radiators. The maximum likelihood estimates of scale and shape parameters for assumed distribution are obtained by using accelerated life test data of sample sizes 5 using MINITAB.

• Journal of the Korean Data and Information Science Society
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• 제15권1호
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• pp.49-57
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• 2004

In this paper, we calculate the premium rate of reliability insurance policy for wiper motors under the assumption of Weibull physics of failure. We also describe the performance factors which have an effect on failure characteristics of wiper motors. The maximum likelihood estimates of shape parameter and scale parameter are obtained by using interval censored real data of sample sizes 6 using MINITAB.

• Journal of the Korean Data and Information Science Society
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• 제16권2호
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• pp.401-410
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• 2005

In this paper, we calculate the premium rate of reliability insurance policy for brake pads for automobiles using real failure data obtained from use-condition. We try process capability analysis for the manufacturing process of brake-system. We describe the performance factors which have an effect on failure characteristics of brake pads. We also obtain the maximum likelihood estimates of shape and scale parameters of the fitted Weibull distribution for brake pads.

• International Journal of Reliability and Applications
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• 제3권1호
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• pp.51-60
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• 2002

This paper presents the methodology for obtaining point and interval estimating of the parameters of a new two-parameter distribution with multiple-censored and singly censored data (Type-I censoring or Type-II censoring) as well as complete data, using the maximum likelihood method. The basis is the likelihood expression for multiple-censored data. Furthermore, this model can be extended to a three-parameter distribution that is added a scale parameter. Then, the parameter estimation can be obtained by the graphical estimation on probability plot.

• 한국항공우주학회지
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• 제39권1호
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• pp.42-49
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• 2011

달 탐사를 위한 우주 통신 하향링크는 대용량 데이터의 전송을 위해 높은 전송속도를 요구한다. 따라서 본 논문에서는 달 탐사를 위한 하향링크 S, X, Ku, Ka 대역별로 CCSDS에서 권고하는 변조 및 채널 부호화 기법에 대하여 전송속도를 분석한다. 이를 통해 달 탐사를 위한 텔리메트리 링크에 대하여 최대 전송속도를 가지며 링크마진을 만족하는 변조 및 채널 부호화 기법을 제시한다.

• 한국환경과학회지
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• 제9권1호
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• pp.75-80
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• 2000

Kinetic data for the acid phase anaerobic digestion were presented in this study and the constants were determined with acid production rate and gas production rate. Process models based on continuous culture theory were used to describe the characteristics of the acid forming microorganisms and to enable further development toward utilization of the process in a more rational manner. Acid phase digestion can be separated with appropriate manipulation of hydraulic retention time in anaerobic digestion. Kinetic analysis of data from the various hydraulic retention times using a phase specific model obtained form the acid phase indicated maximum specific growth rate of 0.40/h, saturation constant of 2,000mgCOD.$\ell$, yield coefficient of 0.35 mgVSS/msCOD utilized and decay constant of 0.04/h for the acid production rate. Similar analysis of data for the gas production rate indicated maximum specific growth rate of 0.003/h, saturation constant of 2,200mgCOD/$\ell$, yield coefficient of 0.035 mgVSS/mgCOD utilized and decay constant of 0.06/h.

• Journal of Microbiology and Biotechnology
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• 제18권6호
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• pp.1130-1135
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• 2008

The effect of pH on anaerobic hydrogen production was investigated under various pH conditions ranging from pH 3 to 10. When the modified Gompertz equation was applied to the statistical analysis of the experimental data, the hydrogen production potential and specific hydrogen production rate at pH 5 were 1,182 ml and 112.5 ml/g biomass-h, respectively. In this experiment, the maximum theoretical hydrogen conversion ratio was 22.56%. The Haldane equation model was used to find the optimum pH for hydrogen production and the maximum specific hydrogen production rate. The optimum pH predicted by this model is 5.5 and the maximum specific hydrogen production rate is 119.6 ml/g VSS-h. These data fit well with the experimented data($r^2=0.98$).

• 한국의학물리학회:학술대회논문집
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• 한국의학물리학회 2002년도 Proceedings
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• pp.311-313
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• 2002

We are under development of a 3D PET scanner with depth of interaction (DOI) capable of high sensitivity and high resolution. In this scanner, a maximum data transfer rate of coincidence pair's event information is 10 Mcps and one event is a 64-bit data format. This maximum data transfer rate corresponds by 10 times a conventional PET scanner. A data acquisition system, which fulfills the specification of this scanner, is considered for parallel collection with banks including several coincidence units. Data transfer rate is improved by optimizing parameters of a message size, and so on.

• 한국통신학회논문지
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• 제33권3B호
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• pp.112-122
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• 2008

블루투스 시스템은 피코넷을 기반으로 네트워크를 형성하여 데이터를 전송한다. 하나의 피코넷에는 하나의 마스터 장치와 최대 일곱 개의 슬레이브 장치로 구성될 수 있다. 폴링기법을 사용한 피코넷의 마스터 장치는 잡 스케줄러를 수행하여 피코넷의 모든 슬레이브 장치들에게 데이터 전송 기회를 제공한다. 최대 데이터 전송률은 두개의 블루투스 장치로 이뤄진 피코넷에서 ACL 링크의 DH5형태의 패킷을 사용할 경우이다(최대 데이터 전송률: 723.2 kb/s). 그러나, 한 개의 마스터 장치와 두 개의 슬레이브 장치로 구성된 피코넷의 경우, 마스터 장치는 접속된 모든 슬레이브 장치에게 동등한 데이터 전송률을 제공해줘야 하기 때문에, 데이터 전송률은 절반(361.6 kb/s)으로 줄어든다. 그리고, 스캐터넷에서의 데이터 전송률은 더욱 낮아(최대 전송률: 302.2 kb/s) 지는 단점이 있다. 본 논문에서는 여러개의 피코넷으로 이루어진 스캐터넷에서의 낮은 데이터 전송률을 해결하기 위하여 "더블피코(DoublePico)"라 불리는 새로운 애드혹 네트워크 형태를 제안한다. 또한, 본 논문에서 제안된 더블피코는 블루투스를 이용한 애드혹 네트워크에서 높은 데이터 전송률(최대 전송률: 457.57 kb/s)을 제공한다.