• 제목/요약/키워드: marine insurance

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영국 2015년 보험법의 해상보험 담보특약 제도에 대한 연구 -한국과 중국의 판례를 중심으로- (A Case Study on the Warranty in Marine Insurance under the Insurance Act 2015 in the UK -The Case of Korea and China-)

  • 안태건;김성룡;이승은
    • 무역학회지
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    • 제45권3호
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    • pp.133-146
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    • 2020
  • In the UK's the insurance law 2015, a remedy for breach of warranty in marine insurance was introduced. Also, if the insured proves that breach of warranty in marine insurance does not affect damages, the insurer pays the insurance money to the insured. The UK's marine insurance law has served as the governing law that has been the standard for the marine insurance industry for a long time. Korea and China were heavily influenced by the UK maritime insurance law. Therefore, this study analyzed the cases of breach of warranty in marine insurance in Korea and China. Through this, the insurer avoid the insurance contract for an accident that occurred after the breach of warranty. this result will be different under the new revised insurance law system. With the revision to The Insurance Act 2015, one of the biggest change in the insurance system is that it is possible to remedy of the violations of warranty. However, such a revision of the law requires considerable attention as it also changes the interpretation and judgment of the courts. Accordingly, a practical response of the insurance industry is required. It is necessary to prepare for possible disputes in practice.

영국 해상보험법상 피보험자의 고지의무에 관하여 (What is the Duty to Disclose a Material Circumstances by the Assured, M.I.A., 1906)

  • 박용섭
    • 한국항해학회지
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    • 제7권1호
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    • pp.83-103
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    • 1983
  • The duty of disclosure it is a preliminary requirement to effect marine insurance contract between the assured and the underwriter. The contract of Marine Insurance is called a uberrimae fidei contract, the assured, therefore, in the law of marine insurance, shall communicate a material circumstances to the latter before the policy to be effected. As growing the maritime industries in Korea, there is forming a larger marine insurance market, accordingly, and having a wide relation with the practice of the marine insurance in England. It means that the most of the legal theories of the marine insurance would be adopted by the English Marine Insurance Case Law and M.I.A., 1906. From the viewpoint of the said this author has tried out to study what is the duty of disclosure of the marine insurance based upon the English Marine Case Law.

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일본의 무역금융EDI에 있어 국제해상보험증권의 전자화 현황과 향후과제 (The current situations and future directions of electronic marine insurance policy in Japan's trade financial EDI)

  • 한상현
    • 통상정보연구
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    • 제9권1호
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    • pp.169-186
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    • 2007
  • The purpose of this study analyzes laying stress on Japan example that background of electronic issue of international meritime insurance policy is what, and is marched in some degree present. and this study presented what hereafter subject of electronic insurance plice is. The this paper is to study the current situations of trade financial EDI in Japan and problems in application of marine insurance contracts. The subject of electronic marine policy issue is as following in trade financing EDI. (1) application of electronic document in claim demand. (2) standardization of various documents and insurance plice data. (3) insurance compensation document that become Jeonjahwa in insurance accident settlement. (4) maritime Insurance policy agreement's establishment. (5) when is monopolized to third party, realization of electronic maritime insurance policy offer.

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해상적하보험증권의 유가증권성의 인정문제에 관한 실무적 고찰 (A Practical Study on the Issue of Recognition of Securitization in Marine Cargo Insurance Policy)

  • 한낙현
    • 무역학회지
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    • 제47권3호
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    • pp.191-209
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    • 2022
  • Whether or not insurance policies are securities has been debated for nearly a century. The position of claiming that an insurance policy has securities properties is premised on the concomitant nature of the maritime cargo insurance policy to the bill of lading. However, in reality today, marine cargo insurance policies are transferred between parties involved in international trade as an integral part of the bill of lading, and the two securities go through the same distribution process. The issue of recognizing the securities properties of an insurance policy is particularly debated when the insurance policy is issued in a order or bearer form. In a normal insurance policy, the name of the right holder, such as the claimant, is written on the insurance policy, and it is not usually transferred by endorsement. In principle, insurance policies are interpreted as neither securities nor negotiable securities. Sometimes, research is being done on legal reform to respond to digitalization of securities, and bills of lading are the subject of research. If marine cargo insurance policies, which are sometimes premised on distribution, have securities properties, the status of the regulations on digitization of bills of lading currently being studied may be helpful for digitization of marine cargo insurance policies. Under these circumstances, the securities of marine cargo insurance policies are reviewed based on recent practices.

무역금융EDI의 동향과 해상적하보험계약에의 적용과제 (The current situations of trade financial EDI and implications in application of marine insurance contracts)

  • 한상현
    • 정보학연구
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    • 제7권1호
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    • pp.121-136
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    • 2004
  • 본 연구에서는 완전한 무역전자화(paperless)를 목표로 무역업무철자에서 현재 진행되고 있는 무역금융EDI현상을 국제적 동향과 일본의 동향(주로 서류의 전자화)을 중심으로 고찰한 후, 해상적하보험분야에서 종래EDI의 활용과 시스템환경변화에 따른 새로운 EDI적용환경의 적용현상을 토대로 보험회사의 시각을 중심으로 수출입화물에 필요한 화물해상보험계약에서의 EDI적용과 향후과제들을 제시하였다.

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영국 해상보험법 상 담보법원칙의 문제점 및 개혁 필요성 (A Study on Some Problems and the Need for Reform of the Rule of Warranty in English Law of Marine Insurance)

  • 신건훈
    • 무역상무연구
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    • 제43권
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    • pp.239-273
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    • 2009
  • Marine insurance contracts, which intended to provide indemnity against marine risks upon the payment of a premium, originated in Northern Italy in the late 12th and early 13th centuries. The law and practice of Italian merchants were later introduced into England through Lombard merchants. It is, therefore, quite exact that English and Continental marine insurance law have common root. Nevertheless, some significant divergences between English and Continental marine insurance systems occurred since the late 17th century, mainly due to different approaches adopted by English courts. The rule of warranty in English marine insurance was established in the second part of the 18th century by Lord Mansfield, who laid the foundations of the modern English law of marine insurance and developed different approaches, especially in the field of warranty in marine insurance law. Since the age of Lord Mansfield, English marine insurance law has developed a unique rule on warranty. Bearing in mind the realities of the 18th century, it could easily be understood why Lord Mansfield afforded such a strict legal character to marine warranties. At that time, the 'promise' given by the assured, played an important role for the insurer to assess the scope of the risk. Legal environments, however, have changed dramatically since the times of Lord Mansfield. Of course, it is still important that the assured keep his promises to the insurer under the insurance contract, which is based upon utmost good faith. Nevertheless, the remedy of automatic discharge from liability, regardless of existence of a casual link between the breach and loss seems harsh in the realities of the 21st century. After examining the warranty regime adopted by the German and Norwegian hull clauses, it is fair to say that they provide a more equitable approaches for the assured than does English law. Therefore, this article suggests that English warranty regime needs overall reform and it is time to reform.

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서비스 수익 체인 실현을 위한 내부마케팅 전략: 현대해상화재보험 (Internal Marketing Strategy for Putting the Service-Profit Chain to Work: Hyundai Marine & Fire Insurance)

  • 이유재;이준엽;서진영
    • Asia Marketing Journal
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    • 제11권3호
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    • pp.225-249
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    • 2009
  • 현대해상화재보험은 내부고객 특히 접점 종업원들의 중요성을 인식하고 내부고객을 만족시킴으로써 외부고객 만족도를 높이고자 하는 노력을 지속적으로 기울여왔다. 그러한 노력의 결과로 대부분의 경쟁사들이 매출 감소를 경험하고 있는 어려운 시장 환경 속에서도 지속적인 성장을 거둠으로써 고객만족 경영의 모범을 보여주고 있다. 본 사례에서는 현대해상화재보험이 실행한 내부마케팅 전략들을 자세히 살펴봄으로써 종업원들을 대상으로 한 내부 고객만족이 어떻게 외부고객 만족과 연결되는지 확인하고, 시사점과 향후 과제를 제시하였다.

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영법(英法)에 있어서 보험기간(保險期間)의 확장(擴張)에 관한 일고찰(一考察) (A Study on the extension of duration of risk in the England marine insurance)

  • 도충구;이원근
    • 무역상무연구
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    • 제15권
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    • pp.137-165
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    • 2001
  • The study on the duration of risk in the marine insurance has been paid a great attention because the marine insurance has to provide several indemnity conditions including the one to be compensated the loss when the accident happens. The research examines as to how the duration of risk has been extended from the beginning period to now. The results show the duration of risk has been continually extended in terms of place and time by a dramatic change of environment related to the marine insurance including marine transportation, a variety of goods, development of marine communication, many different trading conditions, etc, and requirement of the assured. The validity of the duration of risk is effected when the ship leaves at the port and is terminated when the ship arrives at the final destination. It in the Lloyd's age has been started when the products was charged to the ship and terminated when the one was safely discharged to the destination. Recently, the duration of risk in England Marine Insurance attaches from the time the goods leave the warehouse or place of storage at the placed named for the commencement of the transit, continues during the ordinary course of transit and terminates on delivery to the consignees or other final warehouse or place of storage at the destination named. Further research on the extension of the duration of risk must be conducted according to the being large scale of the ship and goods.

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해상보험 클레임의 면책위험에 관한 고찰 (A Study on the Risks Excluded of Marine Insurance Claims)

  • 정성훈;최혁준
    • 한국중재학회지:중재연구
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    • 제15권2호
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    • pp.125-162
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    • 2005
  • This paper examined excluded risks of insurer in marine insurance generally, and found out the existing studies on the excluded risks, which were accomplished partially and fragmentarily, to conduct a comparative analysis of marine insurance based on the general flow of claim adjustment. It arranges the existing studies to settle a dispute between the parties -insurer and assurer- and studies the excluded risk based on risk change of the insured by analyzing characteristic and class of security violation, and meaning, form, effect of risk change. it inquires into and analysis cases of the Korean Supreme Court related to the exclusion and illegal act of marine insurance to compare marine theorists' opinion with commercial law.

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