• Title/Summary/Keyword: life saving

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An Analysis of Financial Statement Among Urban Households Based On a System Approach (체계론에 기초한 도시가계의 재정상태 분석)

  • 양정선
    • Journal of the Korean Home Economics Association
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    • v.30 no.1
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    • pp.237-255
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    • 1992
  • The purpose of this study was to investigate relations of resources and demands, family financial management and financial statement of urban households by applying a system approach. The results of this study were as follows; Saving rate had significant differences according to resources variables such as age, family life cycle, occupation of househead and housewife, ratio of employed to family member, and to demands variabels such as subjective prospect of business cycle, and value orientation, whereas total saving amount had significant differences according to resources vaiables such as age, family life cycle, educational level, percapita income, occupation of househead, type of income and to demand variable, perception of relative income. Also average monthly saving amount had significant differences according to resources vaiables such as educational level, per capita income, occupation of housewife, housing ownership, ratio of employed to family member, ratio of dependent to employed, and to demands variable, perception of relative income. The stocks had significant differences according to resources variables such as age, family life cycle, educational level, per capita income, occupation of househead, type of income, and housing ownership. Finally, real estate had significant differences according to resources variables such as age, family life cycle, educational level, percapita income, occupation of househead, type of income, housing ownership, and to demands variable, perception of relative income. Financial Statement among urban households according to family financial management had significant differences. And among all variables affecting financial statement among urban households, per capita income had the highest effect and perception of relative income was the second.

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A Study on the Possibility of Initial Cost Saving in the New Housing Model Considering Long-life and Constructability - Focused on the Case Analysis with Converting Skeleton and Cladding to New Systems - (장수명화와 시공성을 고려한 새로운 공동주택 모델의 초기 비용절감 가능성 연구 - 구조체와 외장전환 사례분석을 중심으로 -)

  • Kim, Soo-Am;Shin, Sung-Eun;Chung, Joon-Soo;Shon, Young-Jin
    • Journal of the Korean housing association
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    • v.23 no.6
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    • pp.49-59
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    • 2012
  • This study suggested a new model in consideration of long life and constructability of apartment house suggested in the former part. New model suggested the possibility of cost saving based on the idea that people trend to reject because of the recognition that the new model would cost a lot of expense which work as the barrier for the expansion and distribution at the local market so as to prepare the ground for its activation. The Study was aimed at verifying the possibility of cost saving through comparing it with the existing standard apartment house system centered on the skeleton and cladding system among the new structural design models suggested in the former part. Assuming that these existing standard both models should be changed structural design into new model system, the quantity volume, cost and construction period along with the alteration of finished materials between two models were compared altogether. Simultaneously BIM library was built for easy taking-off bill of quantity and consideration of working methodology for construction working cycle, which was translated into construction cost so as to derive the cost of the two subject systems to be counted. Through the analysis, it was concluded that new model would secure variability in the future and constructability along with shortening the construction period (29%) and achieve cost saving (13%) of construction against the those of existing model.

Consumer's Evaluating Attributes and Satisfaction/ Dissatisfaction of Life - insurance (소비자의 保險에대한 태도와 만족, 불만족에 관한 연구)

  • 박명희
    • Journal of Families and Better Life
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    • v.6 no.1
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    • pp.117-129
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    • 1988
  • The purposes of this study are 1) to explore the evaluating attribute of family life- insurance 2) to examine the relationship between evaluation attribute variables and level of consumer satisfaction/ dissatisfaction (CS/D), and 3) to investigate the sociodemographic variables and psychological variables which influence the purchase of life-insurance. The data used in this study include 432 households of 208 life-insurance purchasers and 224 non-purchasers Statistics used for the data analysis are x2, factor analysis, multiple regression and a discriminant analysis. The resulting major findings are as follows; 1) The evaluating attributes are saving function, convenience. economic payoff, safety for future accident, agreement of insurance, and reputation of brand. 2) Among these factors. the most important factors. in CS/D of life-insurance are saving function, and reputation of brand. 3) the purchase of life-insurance has been influenced by such sociodemographic variables as husband's age , family income, and family life-cycle. Psychological variables such as attitude of life, perceived risk, consumer attitude about insurance business did not influence the purchase of life -insurance significantly. As mentioned above, we can conclude that Korean purchasers of life-insurance are using irrational evaluating attributes. Therefore more education of the consumers and more information about life-insurance purchases are necessary. Especially low-income households and first step of family life-cycle families are turned out to need more education as well as more information.

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A Study on the Energy-Lifestyle of Apartment Residents (공동주택 거주가구의 에너지라이프스타일 유형에 관한 연구)

  • Cho, Sung-Heui;Jung, Su-Jin
    • KIEAE Journal
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    • v.11 no.3
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    • pp.19-30
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    • 2011
  • This study examined apartment residents' energy-lifestyle, and their energy consumption patterns by energy-lifestyle. The major findings are as follow: 1)In order to identify energy lifestyle, three dimensions - value of life, energy consuming behavior and energy awareness - were defined by literature reviews, and each dimension was tested to define components. 2)The scores of the 14 factors that were defined by factor analysis on the three dimensions of the energy lifestyle were subject to cluster analysis, and then lifestyle was categorized into five groups. G1 is very negative, and indifferent to energy waste or saving at home. G2 is passively carrying out energy saving activities at home, only within their comfort. G3 is aware of energy saving, and more actively keeping energy saving behavior in their everyday lives, while they also show energy waste behavior at the same time. G4 is particularly indifferent to energy costs, and presenting energy squandering behaviors. G5 is better aware of energy saving than other groups, and carrying out energy saving behaviors in their everyday lives. This study would be of help to establish energy saving management and education plans in apartments.

Forecasting of Green Technologies on Intelligent Transportation System using Patent Analysis (특허 분석을 활용한 ITS 녹색 기술 예측)

  • Lee, Joo-Hyeon;Lee, Chul-Ung
    • Journal of the Korea Society of Computer and Information
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    • v.19 no.2
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    • pp.233-241
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    • 2014
  • In this paper, it predicts green technology in the future with "Co-word" which is patent analysis, "technology road-map, life cycle graph of patent activation and trend analysis. Analysis result shows that it would help environment preservation because development of ITS green technology makes carbon emission effectiveness and ITS green technology is especially expected to develop in fuel saving field. In addition, fuel saving field is predicted to be advance more practically technology field with convergence with IT.

Analysis of Economics through Control Method of Heat Source Equipment in Seasonal Air conditioning Building

  • Park, Yool;Kim, Samuel;Jung, Soon-Sung
    • International Journal of Air-Conditioning and Refrigeration
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    • v.11 no.4
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    • pp.209-217
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    • 2003
  • The term “energy saving is economical” is appropriate for the national view point and for design and assessment of one system, but not appropriate when choosing the system by comparing alternative systems in the early design step. Sometimes, non-energy saving system is more economical than energy saving system because of the price of electricity, gas or oil, which are used for operating the air conditioning system. Therefore, when designing a system, we should consider the efficient alternatives through economic assessment of energy saving method. However, research on non-operating number control of the system is not sufficient because it is more common to use operating number control of the system for most economic assessment of air conditioning systems. For this reason, this research can provide the economic operating number control method as basic design data. The data obtained through analysis of life cycle cost based on amount of yearly energy use, are produced by system simulation of HASP/ACLD/8501 and HASP/ACSS/8502 for six alternative heating$.$cooling systems based on seasonal air conditioning system, which is widely used for medium and large size office buildings in Busan.

The Analysis of Life Cycle Cost and Cooling Water Circulating Pump Energy Saving According to Variable Speed Pressure Differential Setpoint Control Strategy

  • Kim, Seo-Hoon;Kim, Jong-Hun;Jang, Cheol-Yong;Song, Kyoo-dong
    • KIEAE Journal
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    • v.15 no.4
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    • pp.37-43
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    • 2015
  • Purpose : The study applied control strategy to reduce through optimal control and operation of pump by applying control on variable speed to the circulation pump of HVAC system in the office building. The study has the purpose to review validity of control on variable speed as ESMs(Energy Saving Measures) and establish the control technology on variable speed pump. The study performed reduction analysis of building energy and economic evaluation of pump through energy effectiveness control strategy of HVAC system. Method: The study sought possible reduction through energy control strategy which can provide proper flow fitting to building load by applying control on variable speed pump. The study applied control strategy to reduce through pressure differential set-point control and operation of pump by applying control on variable speed to the circulation pump of HVAC system in the office building. Result : The results showed that about 16-35% of pump energy could be saved by using these optimal control strategies. In the result of analysis on 10 years life cycle cost of analysis on payback period of initial investment pump, variable speed pump control showed 5.1 years.

The causal relationship between consumers 'life-style and motivation, satisfaction of attributes at fast-food restaurant - Focused on college students eastern area of Kangwon Province (패스트푸드 전문점 이용객의 라이프스타일과 동기, 속성만족과의 인과관계 - 강원도 영동권 대학생들 위주로)

  • Yoon Tae-Hwan
    • Korean journal of food and cookery science
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    • v.21 no.6 s.90
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    • pp.867-876
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    • 2005
  • The purposes of this study were, 1) to investigate the causal relationship between customer's life-style and motivation of eating-out, and 2) to research the causal nexus between motivation of eating-out and satisfaction of attributes to choose the restaurant. Reliability analysis, factor analysis, and Structure Equation Model(SEM) were adapted by Windows SPSS 10.0 and Amos 4.0. Life-style was divided into 7 factors and eating-out motivation into 5. Life-style influenced significantly each motivation of eating-out. It had positive influence on 'Reception and congratulation', 'Change of dietary life', 'Economic saving', "'Preference motivation', and 'Advertisement and companion's need', but negative influence on 'Reception and congratulation', 'Change of dietary life', and 'Preference motivation'. Customer's motivation of eating-out also influenced significantly the attributes. Factorl 'Reception and congratulation' had positive influence on all attributes except for 'Transportation convenience and distance to the shop'. Factor 2 'Change of dietary life' had negative influence on 'Food's taste, quantity, price', 'Sanitation and cleanness', and 'Staff's service quality' Factor 3 "Economic saving' had positive influence on 'Food's taste, quantity, price' and 'Transportation convenience and distance to the shop'. factors 'Advertisement and companion's need' had positive influence on 'Atmosphere of restaurant' and negative influence on 'Food's taste, quantity, price'.