• 한국산학기술학회논문지
• /
• 제19권11호
• /
• pp.701-710
• /
• 2018

본 연구는 인터넷 쇼핑몰 이용자들의 소비자 혁신성이 지각된 위험을 매개효과로 하여 제품 구매의도에 미치는 영향을 살펴보는 데 그 목적을 두었다. 본 연구 대상은 인터넷 쇼핑몰 경험이 있는 소비자를 대상으로 이어졌으며, 최종적으로 총 405부가 분석에 사용 되었다. 본 연구의 주요 결과는 첫째, 인터넷 쇼핑몰 이용자들의 소비자 혁신성과 지각된 위험 및 제품 구매의도 간의 관계를 살펴 본 결과, 모든 변인 간 상관계수는 정적(+)인 것으로 나타났다. 둘째, 소비자 혁신성은 지각된 위험과 구매의도에 유의한 영향력이 있는 것으로 나타났으며, 지각된 위험은 소비자 혁신성과 구매의도의 관계에서 매개효과가 있는 것으로 나타났다. 셋째, 인터넷 쇼핑몰 제품에 대해 쾌락적 제품과 실용적 제품에 대한 집단적 차이를 알아보는 다중집단 분석 결과 쾌락적 집단의 분석결과가 실용적 집단의 분석 결과보다 각 경로에 대해 통계적으로 강하고 유의하게 영향을 미치는 것으로 나타났다. 이러한 결과들을 종합하면 인터넷 쇼핑몰의 제품구매에 있어서 실용적 제품보다는 쾌락적 제품의 경우 혁신성향이 구매의도에 더욱 강한(정) 영향력을 준다는 것을 알 수 있다.

• 한국IT서비스학회지
• /
• 제12권4호
• /
• pp.205-218
• /
• 2013

Recently, due to the proliferation of smartphones, users of mobile banking services which are based in wireless Internet without constraint of the time and places are significantly increased. In the study, considering the characteristics of mobile banking services based on the smartphone and the user behavior. we analyse the factors which have an effect on the behavioral intention to use mobile banking services based on the smartphone. For this purpose, we use the model which is based on Technology Acceptance Model (TAM) and add two constructs:the perceived enjoyment and the perceived risk. A survey data for 194 students at the K cyber university is used for statistical analysis. As a result, the perceived ease of use affects the perceived usefulness and the perceived enjoyment, and the perceived ease of use. And the perceived usefulness and perceived enjoyment affect continuous intention to use. On the other hand, the hypothesis which the perceived risk would affect adversely the continuous intention to use is rejected. Through this study, we expect to provide the useful implications for the smartphone banking services and contribute to the development of strategy for them.

• 한국IT서비스학회지
• /
• 제12권2호
• /
• pp.243-256
• /
• 2013

Recently, due to the proliferation of smartphones, users of mobile multimedia services which are based on wireless internet without constraint of the time and places are significantly increased. In this study, considering the characteristics of mobile multimedia and the user behavior, we analyse the factors which have an effect on the behavioral intention to use the mobile multimedia services. For this purpose, we use the model which is based on Technology Accepted Model (TAM) and add two constructs; the perceived enjoyment and the perceived risk. A survey data for 280 students at the K cyber university is used for statistical analysis As a result, the perceived ease of use affects the perceived usefulness and the perceived enjoyment, and the perceived ease of use. And the perceived usefulness and perceived enjoyment affect continuous intention to use. On the other hand, the hypothesis which the perceived risk would affect adversely the continuous intention to use is rejected. Through this study, we expect to provide the useful implications for the mobile multimedia services and contribute to the development of strategy for them.

• 인터넷정보학회논문지
• /
• 제25권2호
• /
• pp.69-77
• /
• 2024

전 세계적으로 관광 산업이 코로나19 이전 수준으로 회복되고 있습니다. 이번 글에서는 관광객의 한국 여행 의향에 영향을 미치는 요인을 살펴보고자 합니다. 데이터 분석에는 TAM 모델을 사용했으며, 실제 시나리오에 더 적합하도록 신뢰, 정보 품질, 개인 혁신성 등 몇 가지 주요 외부 변수를 추가했습니다. 구조방정식 모델링 방법인 SPSS와 AMOS를 사용하여 분석한 결과, 지각된 위험은 의도와 큰 관련이 없다는 사실을 발견했습니다. 지각된 위험은 구매 의도와 유의미한 관계가 없으며, 이는 소비자가 지각된 위험보다 편의성을 우선시할 수 있음을 시사합니다. 그리고 다른 많은 요인들이 이 둘 사이의 잠재적인 매개 요인이 될 수 있습니다.

• 유통과학연구
• /
• 제18권10호
• /
• pp.53-64
• /
• 2020

Purpose: With the emergence of high technology in China, online shopping distribution of fresh agricultural products have been developing rapidly. This study built a model to investigate how perceived quality of products and logistic services, perceived risk, and perceived cost affect intention to buy fresh agricultural products in an Internet environment. Especially, in the purchasing process, attitude may work as an important mediator. Research design, data and methodology: To achieve the objectives of this study, Chinese respondents were asked to fill in a questionnaire through the China online survey website. With 520 available data, regression analysis was used to test the hypotheses. Results: Results indicate that perceived quality of fresh agriculture products and perceived logistics service quality have a significant positive impact on attitude and purchase intention. Results also reveal that perceived risk and perceived cost affect attitude and purchase intention negatively. Finally, results imply that attitude has a positive effect on purchase intention, which is the unique mediator in the online shopping process. Conclusions: This study suggests that managers in the online shopping distributions of fresh agricultural products should improve the quality of products and logistics services along with the reduction of the perceived risk and cost to compete in the China market.

• Journal of Korea Trade
• /
• 제25권6호
• /
• pp.20-33
• /
• 2021

Purpose - The growth in consumers' online shopping has even been accelerated by the COVID-19 pandemic. While the purchase can be made from any countries online, the purpose is to examine the effect of the country of the online retailer (COOR) on consumers' perceived risk and purchase motivation, focusing on the retailer not on the brand. Design/methodology - Survey data from online shoppers are analized using the structural equation model. Findings - COOR, like COO of the brand manufacturer, positively affect consumer's purchase intension. First, the images and the perceived psychic distances of the COOR affects both perceived risk and purchase confidence. Secondly, this perceived risk and confidence they put on the transaction then affect the purchase intension of the consumer. Originality/value - We show that the quality of the signal comes not only from the manufacturer-branded product item itself with a certain COO, but also from the retailer who carries it.

• 정보처리학회논문지D
• /
• 제14D권4호
• /
• pp.407-420
• /
• 2007

최근까지 전자상거래 환경에서의 구매의도에 영향을 미치는 요인에 관한 연구들이 많이 제시되었으나, 이들 요인들을 통합적으로 분석한 노력이 부족하였고, 특히 전자상거래가 활성화되면서 이용자들이 인식하기 시작한 위험성에 대한 심층적인 연구가 미흡하였다. 따라서 본 연구는 이러한 부분을 채우기 위한 노력의 일환으로 인터넷 쇼핑몰에서의 구매의도에 과연 사이트 특성 및 사용자 특성이 인지된 위험과 함께 어떻게 영향을 미치는지 살펴보았다. 본 연구는 서베이 방식의 필드 연구를 수행하였으며 수집된 자료는 구조방정식을 이용하여 분석하였다. 분석결과, 인터넷 쇼핑몰의 사이트 특성과 이용자의 특성이 구매의도에 직접적인 영향을 미치기보다는 오히려 인지된 위험이 구매의도에 직접적인 영향을 미치는 것으로 나타났다. 이러한 결과는 전자상거래 환경에서 그간 소홀히 다루어져 왔던 이용자의 인지된 위험성이 실제 매우 중요한 요인이며 따라서 많은 연구가 진행될 필요가 있음을 시사하고 있다.

• Journal of Information Technology Applications and Management
• /
• 제28권2호
• /
• pp.1-16
• /
• 2021

In recent years, as IT technologies such as cloud computing and mobile payment have evolved and Internet users have increased, the Internet financial market has become intelligent, mobile, and platformed. This study considers the impact of the psychological characteristics of platform systems and users on the performance of fintech platforms. The results of this study are as follows. Information quality affected trust and commitment, service quality affected commitment only, and system quality affected trust and commitment. The perceived risk affected trust and commitment, and the perceived benefit only affected trust and was shown to have an insignificant relationship with immersion. Trust has been shown to have a significant relationship with commitment, and both trust and commitment affected performance. In the validation of mediation effects, trust has shown a partially mediated effect between information quality, system quality, perceived risks, and perceived benefits and performance. There was no mediation effect between service quality and performance. Immersion has been shown to have a partial mediating effect between information quality, service quality, system quality, perceived risk and performance, and there is no mediating effect between perceived benefits and performance. This study showed what are the main factors that affect the performance of the fintech platform and will be used as a useful foundation for increasing the performance of the platform in the future.

• 유통과학연구
• /
• 제20권6호
• /
• pp.33-41
• /
• 2022

Purpose: This article presents the relationship among the perceived risk of the COVID-19 pandemic, burnout, job insecurity, and employees' job performance in Vietnam. Research design, data, and methodology: The dataset included 310 samples from Vietnamese employees through the internet (Gmail, Facebook, Google form). PLS-SEM is used on Smart-PLS software. Results: Research results show that the perceived risk of COVID-19 has a positive impact on job performance and burnout. At the same time, job insecurity positively impacts burnout and has a negative impact on job performance. The distribution of resources to many jobs (both working and worrying about losing jobs) will reduce job performance. Furthermore, the study shows that workers exposed to COVID-19 risks have higher job performance. At the same time, burnout is not a factor that reduces employees' job performance. Finally, the perceived risk of COVID-19 and job insecurity have nothing to do with each other (perceived risk of COVID-19 does not affect job insecurity). These are two factors that exist independently and in parallel. Conclusions: The authors also suggest some implications in theory and practice from these research results. The implications will reduce anxiety about risks due to COVID-19 and job security for employees.

• 한국콘텐츠학회논문지
• /
• 제11권6호
• /
• pp.372-384
• /
• 2011

본 연구는 인터넷 뱅킹 서비스가 성숙기에 접어 들면서 고객들의 인터넷 뱅킹이라는 기술을 수용하게 되는 과정과 이유 파악이 필요하며, 고객의 입장에서는 인터넷 뱅킹 서비스가 어떤 단계를 거쳐 어떻게 이용되는지 알아보고 인터넷 뱅킹의 지속적 고객수용에 영향을 미치는 외부적 요인을 실증적으로 분석하였다. 외부적 요인으로는 사용자지식, 서비스 특성, 보안, 인지된 위험, 사용편리성 그리고 유용성을 사용하였다. 실증분석을 위한 틀로서 TAM을 기초로 변형한 Ex-TAM을 재구성하여 분석하였다. 결과로서 4개의 요인 (서비스 특성, 사용편리성, 유용성, 신뢰)이 유의하게 나타났다. 반면, 2개의 요인(보안, 인지된 위험)은 유의하지 않았으며 1개의 요인(사용자 지식)은 부분적으로 유의하게 나타났다.