• 제목/요약/키워드: internet finance

검색결과 187건 처리시간 0.021초

정보통신 이용행태와 직장인의 통행빈도 변화의 연관성 연구 (Relationship of the Use of Information and Communication Technologies with the Change of Travel Frequencies Korea Society of Transportation)

  • 성현곤;신기숙;추상호
    • 대한교통학회지
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    • 제28권2호
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    • pp.53-64
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    • 2010
  • 본 연구에서는 정보통신 이용행태와 통행행태, 특히 통행발생빈도 변화와의 관계를 파악하기 위하여 수도권에 거주하면서 수도권에 직장을 둔 직장인 995명을 대상으로 개인특성, 통행특성, 토지이용특성, 정보통신이용특성 등을 설문 조사한 결과를 분석하였다. 통행특성으로는 차량이용빈도, 통근수단, 그리고 통근시간을, 토지이용특성으로는 주거지와 직장근처 지하철역까지의 거리를, 정보통신이용특성으로는 인터넷이용빈도, 자료 및 정보획득, 커뮤니케이션 & 여가활동, 인터넷구매 및 판매, 금융 및 전자민원, 핸드폰서비스이용량, 그리고 이메일이용빈도 등을 이용하였다. 분석결과 통행특성과 토지이용특성이 정보통신이용특성과 더불어 상호 영향을 미치면서 통행빈도의 변화에도 영향을 미치고 있는 것으로 나타났다. 특히, 통근시간이 길고, 주거지와 직장에서 지하철을 이용하기 어려울수록 인터넷을 이용하여 자료 및 정보를 획득함으로써 실제 통행을 감소시키는 것으로 나타났다.

인터넷 전문은행 채택 요인에 관한 실증 연구 (Why People Adopt the Virtual Bank? -An Empirical Study on Motivational Factors-)

  • 이슬기;이정우
    • 디지털융복합연구
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    • 제18권12호
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    • pp.205-216
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    • 2020
  • 본 연구에서는 기술수용모델을 활용하여, 인터넷 전문은행을 사용해본 경험이 있는 사람들을 대상으로 하여 인터넷 전문은행의 사용하려는 의도와 만족도에 영향을 미치는 선행 요인들을 크게 사용자 특성과 은행의 특성으로 구분하여 찾아서 이론화하고 실증하였다. 독립변수에 있어서 인터넷 전문은행의 특성으로서는 응답성, 편의성, 금전적 혜택, 보안성을 선정하였고, 사용자 특성으로는 혁신성, 자기효능감, 인터넷 경험을 선정하였다. 종속변수로는 사용자 만족과 사용의도, 그리고 충성도를 선정하였다. 인터넷 전문은행을 사용하고 있는 사람들을 대상으로 설문조사를 하여 194부의 응답을 수집하였다. PLS를 활용한 분석 결과, 금전적 혜택이 중요한 요소로 나타났고 보안성과 개인의 혁신성, 그리고 인터넷 경험도 사용자 만족과 사용의도에 직접적으로 영향을 미치는 것으로 나타났다. 만족도와 사용의도가 고객들의 충성도에 영향을 미치는 경로도 검증이 되었다. 본 연구의 의의와 한계점도 결론에 논의하였고 추가적으로 필요한 연구들도 언급하였다.

Distance Learning for Higher Education Applicants in War: Information Competence

  • Hanna, Truba;Iryna, Radziievska;Mykhailo, Sherman;Nataliia, Morska;Alla, Kulichenko;Nataliia, Havryliuk
    • International Journal of Computer Science & Network Security
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    • 제22권10호
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    • pp.291-297
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    • 2022
  • Modern challenges in the educational environment force scientists and practitioners to search for an adequate answer. In particular, the war in Ukraine demonstrated the importance of developing information competence as one of the main means of distinguishing true information from a whole stream of fake news. This is especially relevant in connection with the introduction of distance learning when students must find and process a large amount of information on their own. Therefore, the purpose of the article is to analyze the training of higher education students through the prism of acquiring the necessary level of informational competence in war conditions. For this, general scientific and special research methods, as well as the experimental method, were used. In the results, the peculiarities of the interpretation of information competence in the distance form of education among modern researchers are determined, the psychological components of resistance to fakes are analyzed. Based on the conducted empirical measurements, it was established that thorough work on student education gives positive skills when working independently with Internet materials, strengthens the ability to distinguish false information and propaganda from the real state of affairs. The conclusions summarize the results of the empirical research and suggest ways to improve the situation with the formation of information competence.

State-of-the-Art in Cyber Situational Awareness: A Comprehensive Review and Analysis

  • Kookjin Kim;Jaepil Youn;Hansung Kim;Dongil Shin;Dongkyoo Shin
    • KSII Transactions on Internet and Information Systems (TIIS)
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    • 제18권5호
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    • pp.1273-1300
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    • 2024
  • In the complex virtual environment of cyberspace, comprised of digital and communication networks, ensuring the security of information is being recognized as an ongoing challenge. The importance of 'Cyber Situation Awareness (CSA)' is being emphasized in response to this. CSA is understood as a vital capability to identify, understand, and respond to various cyber threats and is positioned at the heart of cyber security strategies from a defensive perspective. Critical industries such as finance, healthcare, manufacturing, telecommunications, transportation, and energy can be subjected to not just economic and societal losses from cyber threats but, in severe cases, national losses. Consequently, the importance of CSA is being accentuated and research activities are being vigorously undertaken. A systematic five-step approach to CSA is introduced against this backdrop, and a deep analysis of recent research trends, techniques, challenges, and future directions since 2019 is provided. The approach encompasses current situation and identification awareness, the impact of attacks and vulnerability assessment, the evolution of situations and tracking of actor behaviors, root cause and forensic analysis, and future scenarios and threat predictions. Through this survey, readers will be deepened in their understanding of the fundamental importance and practical applications of CSA, and their insights into research and applications in this field will be enhanced. This survey is expected to serve as a useful guide and reference for researchers and experts particularly interested in CSA research and applications.

스마트폰 보안 취약 요소에 따른 분석 연구 (The Research of Security Vulnerabilities of Smartphone)

  • 최희식;조양현;주헌식
    • 디지털산업정보학회논문지
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    • 제9권3호
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    • pp.119-127
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    • 2013
  • The merits of Smartphone are portability, convenience and especially a lot of information can be stored in the device. Especially in Smartphone, users can install programs that cannot install to normal cell phone and users can use many different services through these Smartphone programs. Also Smartphone can connect to Internet through network, so it can access information anytime, anywhere easily. Security of personal information and variety of information which stored in Smartphone are in risk. In Chapter 2 of thesis, it will discuss the definition and features of the Smartphone and market trends. In Chapter 3 of thesis, it will discuss security vulnerabilities of Smartphone and it will analyze and research security vulnerabilities of Smartphone in Chapter 4. In conclusion, it will check users' identification twice in useful application especially application that relate to finance and mobile payment. By checking users' identification several times, it will help to defend from security threats. Users can use Smartphone safely and convenience by know how to prevent from mobile hacking for personal and private information. the quality of APIs matching by the clustering and hierarchical relationships mechanism.

Intention to Adopt Cloud Accounting: A Conceptual Model from Indonesian MSMEs Perspectives

  • HAMUNDU, Ferdinand Murni;HUSIN, Mohd Heikal;BAHARUDIN, Ahmad Suhaimi;KHALEEL, Muhammad
    • The Journal of Asian Finance, Economics and Business
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    • 제7권12호
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    • pp.749-759
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    • 2020
  • Over the years, numerous Micro, Small, and Medium Enterprises (MSMEs) have been vigorously established across many countries. Even though the Internet of Things (IoT) has enabled companies to anchorage business returns, most Indonesian MSMEs are highly susceptible to failure and one of the main issues is the inability to manage their financials effectively. The literature on accounting points out that the success of MSMEs owing to the usage of cloud-based Accounting Information Systems (AIS) or Cloud Accounting (CA) could reduce the rate of failure by managing multiple accounting information at a low cost. Although many benefits exist, Indonesian MSMEs are not adopting these platforms in their daily business activities. This study investigates the factors that influence Indonesian MSMEs' intention to adopt CA. The study is directed by unstructured in-depth interviews with seven bestseller MSMEs where a thematic analysis technique was employed to identify them. The interview findings and prevailing literature on the influencing factors based on the TOE (technological, organizational, and environmental) framework to adopt CA in Indonesian MSMEs context are perceived benefits outweighing the cost, perceived compatibility, perceived complexity, owner-manager knowledge on accounting, organization size, competitive pressure, and informal network. The conceptual model further includes government intervention as a moderator in the model.

e-CRM을 위한 광양항(光陽港)의 e-Port화(化) 전략요소(戰略要素)(6C)에 대한 연구(硏究) (A Study on the strategic points(6C) of e-Port in KwangYang Port)

  • 최흥섭
    • 통상정보연구
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    • 제3권1호
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    • pp.139-155
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    • 2001
  • The managing strategies of each enterprise has been fundamentally changed due to the emergence of digital economics by using the internet. Therefore it is indispensable for each enterprise to be changed their business strategies. With a view to meeting the change of new economic paradigm, they are efforting to build a infrastructure for information and communication, induce foreign capital, reconsider their conditions of location, draw the law concerned and reinforce education for experts etc. In consideration of these change, the KwangYang port have to introduce e-Business for the purpose of increasing the level of their competition. We - our government, the companies - concerned with port management should recognize and use efficiently our core competence and potentiality of our port management. To achieve it, firstly port industries are to handle not only international logistic system but also communication, finance and sightseeing. Secondly, the developed off-line system have to be harmonizing with the on-line. Therefore, this paper are focused to suggest the theoretic background by analyzing the strategic points of e-port which are divided in 6C - Contents, Community, Connection, Commerce, Communication and Customization.

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스마트TV의 사용성 측정방법 (Method for Measuring Usability of Smart Television)

  • 변대호
    • 디지털융복합연구
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    • 제11권5호
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    • pp.31-39
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    • 2013
  • 스마트TV는 컴퓨팅 능력, 방송 및 인터넷 서비스가 가능한 상호작용을 높인 텔레비전이다. 사용성은 스마트TV의 평가요소로 그 중요성이 있다. 사용성 관점에서 스마트TV를 평가하기 위해서는 사용성에 영향을 미치는 요인을 중심으로 한 측정 모델의 개발이 필요하다. 본 논문에서는 스마트TV의 사용성 측정을 위한 AHP(계층적분석과정) 모델과 측정 데이터를 획득하는 방법을 제안한다. 선행연구로부터 사용성에 영향을 미치는 요인을 도출한 후 사용성 점수를 계산하는 수치적 예제를 보인다.

Insights Discovery through Hidden Sentiment in Big Data: Evidence from Saudi Arabia's Financial Sector

  • PARK, Young-Eun;JAVED, Yasir
    • The Journal of Asian Finance, Economics and Business
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    • 제7권6호
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    • pp.457-464
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    • 2020
  • This study aims to recognize customers' real sentiment and then discover the data-driven insights for strategic decision-making in the financial sector of Saudi Arabia. The data was collected from the social media (Facebook and Twitter) from start till October 2018 in financial companies (NCB, Al Rajhi, and Bupa) selected in the Kingdom of Saudi Arabia according to criteria. Then, it was analyzed using a sentiment analysis, one of data mining techniques. All three companies have similar likes and followers as they serve customers as B2B and B2C companies. In addition, for Al Rajhi no negative sentiment was detected in English posts, while it can be seen that Internet penetration of both banks are higher than BUPA, rarely mentioned in few hours. This study helps to predict the overall popularity as well as the perception or real mood of people by identifying the positive and negative feelings or emotions behind customers' social media posts or messages. This research presents meaningful insights in data-driven approaches using a specific data mining technique as a tool for corporate decision-making and forecasting. Understanding what the key issues are from customers' perspective, it becomes possible to develop a better data-based global strategies to create a sustainable competitive advantage.

An integrate information technology model during earthquake dynamics

  • Chen, Chen-Yuan;Chen, Ying-Hsiu;Yu, Shang-En;Chen, Yi-Wen;Li, Chien-Chung
    • Structural Engineering and Mechanics
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    • 제44권5호
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    • pp.633-647
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    • 2012
  • Applying Information Technology (IT) in practical engineering has become one of the most important issues in the past few decades, especially on internal solitary wave, intelligent robot interaction, artificial intelligence, fuzzy Lyapunov, tension leg platform (TLP), consumer and service quality. Other than affecting the traditional teaching mode or increasing the inter-relation with users, IT can also be connected with the current society by collecting the latest information from the internet. It is apparently a fashion-catching-up technology. Therefore, the learning of how to use IT facilities is becoming one of engineers' skills nowadays. In addition to studying how well engineers learn to operate IT facilities and apply them into teaching, how engineers' general capacity of information effects the results of learning IT are also discussed. This research introduces the "Combined TAM and TPB mode," to understand the situation of engineers using IT facilities.