• 제목/요약/키워드: insurance accidents

검색결과 240건 처리시간 0.031초

차량 간 범퍼높이 차이가 수리비에 미치는 영향 (The Effect of Bumper Mismatch on Vehicle Repair Cost)

  • 최동원;박인송;홍승준
    • 한국자동차공학회논문집
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    • 제18권1호
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    • pp.99-104
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    • 2010
  • It is a frequent occurrence in urban traffic - a low-speed collision in which one vehicle hits the back of another. The vehicles often sustain expensive damage. Bumpers can reduce this damage, but only line up so the initial contact in an impact is bumper to bumper. Then the bumpers on the colliding vehicles have to absorb the crash energy, keeping damage away from expensive sheet metal, lights, and other components. In real world accidents, Bumper mismatches in crashes are increasing, and the resulting repair costs from low-speed collisions are escalating. In this study, we investigated the bumper rail height and analyzed their effects on repair cost. Futhermore, Our 16kph front-into-rear crash tests demonstrates bumper mismatch problem.

유조선 운항에 따른 위험관리에 관한 소고 (A Study on the Risk Management of Oil Tanker Operation)

  • 윤대근;박상갑
    • 한국항해학회지
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    • 제25권1호
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    • pp.33-44
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    • 2001
  • 유조선은 보통 상선과는 다른 선체구조와 작업환경을 가지고 있다. 유조선에서 사고가 발생하면, 보통 상선에서는 선박과 화물에 제한되지만 유조선 사고에 따른 피해는 선박과 화물에 추가하여 유류유출에 따른 엄청난 제3자에 대한 배상책임을 져야한다. 따라서 유조선 운항에 따른 위험요소, 사전/사후손실통제, 해상 보험과 관련된 법규정을 이해하고, 기대하지 않은 사고가 발생할 때 피해를 최소화해야 할 것이다. 이러한 피해를 줄이기 위해서는 사전에 유류오염방지 시스템구축 및 유류오염 피해보상에 대한 준비를 해야만 한다. 이러한 준비에도 불구하고, 유조선 사고는 빈번히 발생하고 있다. 이에 본 논문에서는 유조선 운항에 따른 근본적이면서 전반적인 위험관리 방안에 대해 연구하였다.

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건설업 재해처리에 대한 환경 및 인식변화 고찰 (A Study about Circumstances and Perception of Construction Accident Compensation)

  • 홍성호;최진우
    • 한국건축시공학회지
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    • 제10권5호
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    • pp.69-74
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    • 2010
  • 건설현장에서 발생하는 재해는 산업재해보상보험으로 보상되는 것이 정상적인 방법이나 일부 재해는 발생사실을 은폐하여 건설업체나 현장에서 직접 보상하는 음성적인 방법인 ‘공상처리’를 하는 경우도 있다. 이러한 음성적인 방법은 공공 공사 입찰에 반영되는 PQ점수에서 가점을 받기위한 목적도 있으며, 향후 수주활동에 불이익을 당하지 않으려는 협력업체의 입장도 반영된 것으로 볼 수 있다. 일부는 재해율에 대한 건설업체의 약점을 알고 이를 이용하여 부당한 산재보상을 요구하는 경우도 있다고 한다. 본 연구는 건설현장의 재해가 미치는 영향과 환경을 알아보고, 이에 대한 건설공사 참여자의 인식을 조사하여 문제점 파악 및 대안 도출의 기초자료를 제공하는 것이다.

2017년 주요 의료판결 분석 (Review of 2017 Major Medical Decisions)

  • 이정선;이동필;유현정;정혜승;박태신
    • 의료법학
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    • 제19권1호
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    • pp.207-254
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    • 2018
  • 2017년 주요 판결 중에는, 진료계약과 함께 체결되는 틀니제작계약의 법적성질을 분리하여 후자의 경우 도급적 성질이 있다는 판결과 태아보험은 계약체결 후 1회 보험료를 받은 후부터 그 효력이 발생한다는 보험법리를 활용하여 민법에서 논의되는 전부노출설의 한계를 극복한 판결이 선고되었다. 약화사고와 관련하여 의료인의 책임을 인정하는 판결이 증가하면서 직접 약을 제조 교부하는 약사의 복약지도 등을 강화해야 한다는 의견이 있었고, 감염관리와 관련하여 법원이 과실을 부정하는 방향으로 사실관계를 해석하거나 적용한 데 대한 비판과 함께 병원감염사건의 특수성에 비추어 병원감염 관리 및 그 피해 구제를 위한 제도적 장치마련, 소송법상 증명책임 전환 등 제도의 개선이 필요하다는 의견이 있었다. 설명의무 관련 판결에서는 이미 설명이 되었던 부분이나 설명을 하지 않더라도 해당 진료행위를 수행하였을 것이기 때문에 설명의 대상이 되지 않는다는 판례 등 설명의무의 대상과 관련한 판결들이 다수 선고되었고, 손해배상의 범위와 관련하여 유방을 흉부 장기로 보아 다발성 반흔 구축 및 변형을 장해로 인정한 사건이 선고되어 많은 논의를 불러 일으켰다. 진단서와 관련한 의료법 해석에 대한 대법원 판결은 법률 규정이 가진 해석범위를 넘은 유추해석이라는 지적이 있었다.

건설공사보험 피해 보상금 지급액을 활용한 리스크 분석 (Risk Analysis using Construction Insurance Claim Payouts)

  • 유영진;손기영;김지명
    • 한국건축시공학회지
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    • 제16권4호
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    • pp.349-357
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    • 2016
  • 최근 건설프로젝트는 산업성장의 영향으로 대형화 복잡화 첨단화 되어 가며, 이로 인해 건설공사 리스크의 불확실 요소가 증가하고 있다. 이에 따라, 복잡해진 현대 건설 프로젝트에서 예측 및 대응할 수 없는 리스크 관리 방법에 관한 연구가 필요하다. 이에 본 연구는 A보험사의 클레임레코드를 토대로 실제 건설 공사 현장 내에 보상금 지급액 데이터를 수집하였으며, 사고원인 분석 및 회귀분석을 실시하였다. 사고원인 분석을 위해 본 연구에서는 공정률별, 계절별, 총공사금액별로 분류하고, 사고 빈도와 보상금 지급액으로 분석하여 리스크 중점관리요인을 도출하였다. 두 번째, 종속변수로 피해율을, 독립변수로 자연재해 위험도와 지리정보, 시공방법 및 능력, 프로젝트 규모로 분류하여 다중회귀분석을 실시하여, 총공사금액 대비 보상금 지급액에 대한 피해율 예측 모델을 개발하였다. 회귀분석 결과 45.5%의 설명력을 가진 피해율예측모델을 개발 및 검증하였다. 본 연구의 결과는 향후 건설 공사의 정량적인 리스크 분석 모델 개발 및 리스크 인자에 대한 검토를 위한 자료로 활용될 것이다.

산재환자의 의료재활서비스 활성화를 위한 산재보험시설과 민간시설간의 연계모형 개발 (Development of a Linking Model between Community Resourses and Industrial Injury Insurance Organs for the Activation of Medical Rehabilitation Services for Industrial Injury Patients)

  • 김희걸
    • 한국직업건강간호학회지
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    • 제14권1호
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    • pp.56-70
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    • 2005
  • Objectives: The purpose of this study is to develop a linking model between industrial injury insurance organs and local organizations providing social welfare health services, for the activation of medical rehabilitation services for industrial injury patients. Method: Research design for this study was a multi-step research through literature review, field research, and group interviews with persons in charge, to compare local society-oriented medical rehabilitation programs. The term of researches Sep.1 ~ Nov. 30, 2004. Results: 1. Home nurses from Workers Accident Medical Corporation have been taken to be adequate to case managers, who link industrial accident insurance institutions to local society services for the activation of medical rehabilitation services for industrial injury patients. They have been chosen for case managers because they have richer understanding and experiences of objects of industrial accidents than any other specialists, and because they have proved to be able to provide direct home services as a specialist. We have established the center for case management affairs within the workers accident general hospital, organized the committee for case management with doctors in charge, doctors in rehabilitation, rehabilitation consultants, social welfare workers, physical therapists, and nurses, determined objects of case managements from those of long-term recuperation, and constructed a course of case management containing from case management plans to evaluation. 2. We have made files of community resources, and organized the council of industrial accident administration to have it in charge of the adjustment and linking of services in case management affairs. 3. Because there are inequality of community resources between areas, differences in experiences in and bases for linking, and disparity of core organizations with active linking in the system of linking between public and civil sectors, we have taken a system of linking between parallel organs to be the core. In our linking model, workers accident general hospital, hospitals designated for industrial injury, and rehabilitation hospitals are linked in parallel, inadequate long-term recuperation managers are trusted to an workers accident medical corporations through examination by the examination committee in Korea Labor Welfare Corporation, and are dealt with by the committee for case management. Of the hospitals designated for industrial accidents, those running a home caring center provide home caring services for the handicapped at home from industrial injury. 4. Workers Accident Medical Corporation take part in medical rehabilitation, and Korea Labor Welfare Corporation in vocational/social rehabilitation. Furthermore, in the model, the latter should construct a system for job opportunities through Internet portals and provide cyber vocational consultation and introduction. Conclusion: Improvement of systems is needed to apply the linking model to practical affairs. Because this model is centered for practical affairs, it should be put under the analysis of effects, and evaluation of its adequacy to practical application, and its effects and efficiency through experimental running in the 8 workers accident general hospital in Korea.

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안강망어업 작업 중 안전사고 저감의 경제적 효과 분석 (An economic feasibility analysis of the reduction of accident at fishing operation in stow net fishery)

  • 김도훈;이주현;이유원
    • 수산해양기술연구
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    • 제56권3호
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    • pp.258-264
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    • 2020
  • This study aimed to analyze the economic feasibility of the reduction of working safety accidents in stow net fishery through the prevention education to fishing crews. The benefit was evaluated by estimating insurance payment amount that was reduced through prevention education. The decreasing rate of working safety accidents was presumed to follow the experience in Japan. The cost was assumed as the cost of textbook development. Results indicated that IRR was estimated to be 79.9% in case of scenario assuming no additional operating costs while IRR was 56.3% in case of scenario assuming 10% additional operating costs. In addition, the economic feasibility would be secured when annual operating costs increased to 274 million won according to the result of sensitivity analysis.

산업재해 추간판탈출증 환자의 삶의 질에 관한 연구 (Health Related Quality of Life Among Herniation of Nucleus Pulposus Patients Caused by Occupational Accidents)

  • 신나영;이세훈
    • 한국직업건강간호학회지
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    • 제16권2호
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    • pp.168-176
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    • 2007
  • Purpose: This study was to investigate the factors influencing on the quality of life (QOL) among herniation of nucleus pulposus (HNP) patients caused by occupational accidents. Method: 203 patients of HNP were recruited. 106 patients were occupationally injured workers who benefited from workmen's compensation scheme (PWCS group), and 43 patients were non-occupationally injured workers benefiting from national health insurance (PNHI group). Questions of QOL items were used by Korean version of SBQOL (SmithKlein Beecham's Qality of Life). Result: The quality of life of PWCS group measured by SBQOL was significantly lower than that of PNHI group. In PWCS group, SBQOL was significantly lower in patients with 40s of their age, 5 years or longer of treatment duration, no expectation of return to work, no expectation of recovering subject's health, and with loss of employment than rest of the patients in each category. Expectations of recovering subject's health showed to be affect factors on QOL both the PWCS and PNHI groups. Conclusion: It suggested that betterment of expectation of recovering patient's health and an administrative system for returning to work of the occupationally injured HNP patients during treatment be necessary for improvement of their quality of life.

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한국 건설현장의 인명사고 리스크 정량화 모델 개발기초 연구 (A Basic Study for Quantification Model Development of Human Accidents on Construction Site in South Korea)

  • 오준석;이주형;김태희;손기영;손승현
    • 한국건축시공학회:학술대회논문집
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    • 한국건축시공학회 2019년도 춘계 학술논문 발표대회
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    • pp.45-46
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    • 2019
  • Accident rate in domestic construction industry has been increased rapidly in every year. In particular, the rate of death has been shown very high compared with other industries. It means that safety activities performed by government is not effective in reducing the rate of accident. To solve these problems, the risk factors should be predicted in advance, controlled, monitored and managed from start of project to end of project. However, most studies have been conducted by using frequency of occurrence of accident and only listed the importance of risk. Therefore, the objective of this study is to provide basic material to develop risk quantifying model for human accidents on construction site in South Korea. In the future, it is expected to be used as a reference of study on developing safety mangement checklist in construction industry and model for forecasting accident.

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고속도로 안개발생 빈도추정 모형 개발 (Development of a fog Frequency Estimation Model at Expressway)

  • 박준태;이수범;이수일
    • 한국안전학회지
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    • 제26권4호
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    • pp.127-134
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    • 2011
  • A traffic accident which happens in Expressway during dense fog is more likely to cause the sequential accidents and high death rate. So, the preventive measures shall be taken at dangerous areas to enhance the efficiency of roads and minimize the accidents and the resultant damages. So, it is necessary to find out the characteristics of freeway zone which has high risk of fog occurrence and to establish the comprehensive safety strategy on installation and operation of the safety equipment. In this study, I developed a fog forecasting model by using the freeway fog data. This model can be used as the fog forecasting model in dealing with fog problems when new road is planned. The model was developed by using a statistical analysis technique or the regression analysis, focusing on the variables such as geographical features and regional conditions, distances to water sources and the area of water source. I have segmented the models by classifying the area into inland area and coastal area. The distance to water source and area of the water source located around the freeway were found to be main factors causing fog.