• 토지주택연구
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• 제13권2호
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• pp.31-47
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• 2022

본 연구는 청년층 가구의 주거실태 변화를 종단적으로 분석하고 이를 전국 가구와 비교하고자 한국복지패널(Korea Welfare Panel Study, KoWePS) 5차 웨이브(2010년)와 15차 웨이브(2020년)을 활용하였다. 분석 결과를 요약하면, 청년층 가구 수는 조사 기간 중 절반 수준으로 급감하였고, 청년층 가구의 가구주는 주로 대졸 이상의 고학력 30대 초반 기혼한 남성 임금근로자였다. 10년 간 고학력자와 임금근로자의 비율이 크게 늘어나면서 소득도 향상되었으나 여성 가구주와 미혼 1인 가구의 증가가 두드러지면서 전국 평균 소득과의 격차가 줄어들었다. 청년층 가구는 대체로 비수도권 지역에 거주하였고, 침실 2실을 갖춘 중형 공동주택의 임차인이었다. 특히 아파트 외 공동주택에서 월세로 거주하는 가구 비율이 높아지면서 주거비 부담은 전국 평균을 웃돌았고, 주거비를 25% 이상 부담하는 가구의 증가율이 전국 평균보다 높았다. 다만 청년층 가구의 수도권 거주 비율이 전국 평균을 상회하고, 조사 기간 동안 전국 가구에서 월세 거주 가구가 차지하는 비율에 변화가 없는 것과 달리 청년층 월세 가구 비율이 현저히 상승함에 따라 실제 청년층 차가 가구의 실질적인 주거비 부담은 더욱 커졌다. 또한 전국 평균을 밑도는 청년층 자가 비율과 함께 조사 기간 중 전국 자가 비율의 플러스 성장과 달리 마이너스 성장률을 보인 청년층 자가율의 변화폭은 주거사다리의 진입이 어려워진 청년층 가구에게 비우호적인 주택시장 여건을 보여준다. 따라서 청년층 친화적인 주택시장 여건 조성을 위한 시책들이 마련되어야 할 것이다.

• 한국주거학회논문집
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• 제26권2호
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• pp.89-101
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• 2015

The purpose of this study is to explore the housing pathways of middle-class married women toward owning a first home. In doing so, an in-depth interview as a qualitative method was conducted, life history was utilized to track down the path to first-home owning, and all the interviews were transcribed for analysis. The research participants were well-educated middle-class full-time housewives owning a home. The findings indicated that family formation through marriage and child birth was a primary driving force to buy a home. It was shown that owning a home was perceived not just as a stepping stone for building both family wealth and social capital but as one of the most important pillars to reinforcing traditional family values. In spite of some intergenerational distinctions on the path toward home owning, commonalities across generations included that home owning was considered to be a social icon for middle-class, it became almost impossible for younger generations without parental support which stimulated the intergenerational transfer of wealth, and it was greatly determined by both family income (affordability) and home finance options(borrowing capacity). This research implies that the changing social landscape transforms the value on homeownership and could undermine the socioeconomic strengths of home owning. Nonetheless, it's of importance to strategically assist first homebuyers who are likely to be a member of middle-class.

• 한국주거학회논문집
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• 제25권5호
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• pp.73-82
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• 2014

The purpose of this study is to identify U.S. Baby Boomers' intention to move and their reasons for moving after retirement, and to examine the associations between their socio-demographic characteristics and housing characteristics, and their reasons for moving after retirement factors. A total of 403 usable data were collected through an online survey using a self-administrated questionnaire. For data analyses, descriptive statistics, factor analysis, t-test, and ANOVA were used. Almost 30% of the total respondents considered moving and 15% were strongly agreed to move after their retirement. The most frequently mentioned reasons for moving after retirement were 'a place with good weather', 'being close to leisure activities', and 'a change or decline of my current neighborhood'. Four factors of reasons for moving after retirement (quality of residential environment, need assistant, proximity to activities, and proximity to family/friends) were identified. Age, marital status, number of household, housing type, homeownership, length of residence, and number of bedroom were significantly associated with the four factors of reasons for moving. The results of this study provide a better understanding to U.S. Baby Boomers' housing behavior after retirement which is 10 years faster than Korea, and suggest insights of housing plan for Korean older adults.

• 한국주거학회논문집
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• 제26권1호
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• pp.109-118
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• 2015

The purpose of this research is to examine generational distinctions of housing investment and household wealth for two different age cohorts - 'baby-boomers' and 'eco-boomers'. In so doing, national survey data of two different periods were analyzed and the primary results are summarized as follows; aggregate assets of both generations have risen, and the rising household debt for baby-boomers was related to loans for living expenses while eco-boomer's debt was ascribed to home-buying loans. In the midst of economic slowdown, the age cohorts had conservative asset allocation in preference for risk-averting investment like savings. The main purpose of saving and investment was distinctive across the groups? retirement for baby-boomers and home purchase for eco-boomers. Both groups prioritized reduction of household liabilities and also were cautious on investing in real estate. Still home-buying was considered to be an important driver for asset accumulation. While baby-boomers were unwilling to dispose any form of owned real estate, eco-boomers found it challenging to take on a long-term investment like home-buying, especially in economic uncertainties. Rather the young generation would diversify asset allocation with better-returning investment commodities like stocks, bonds and derivatives.

• 가족자원경영과 정책
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• 제14권1호
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• pp.135-159
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• 2010

The purpose of the study was to investigate the characteristics and economic status of deficit households compared to surplus households. Data from The Household Income and Expenditure Survey 2005 by NSO and 50, 207 salary/wage earners' households were used for the analysis. The statistical methods used were GLM, logit, and cluster analyses. The analysis results showed that 25.3 percent of the households were deficit households. Approximately half of the lowest 20% income group were deficit households. Income deficit households earned 1, 273 thousand less than that of surplus households, whereas consumption of deficit households was 1, 006 thousand more than that of surplus households. The average propensity of consumption of deficit households was 142.1. According to the logit analysis, factors contributing to the probability of belonging to a deficit household included income level, household size, age and educational level, occupation, homeownership, car ownership, and wife's employment status. Deficit households were classified into 5 types: 1) health care expenditure-dominated group, 2) housing expenditure-dominated group, 3) education expenditure-dominated group, 4) money transfer-dominated group, and 5) overall-overconsumption group. The overall-overconsumption group was the largest group of all at 58.5%. It was found that for all five groups, the changes in household size, income group, home ownership, and occupation of the individual were variables that influenced the probability of belonging to a certain group.

• 한국주거학회:학술대회논문집
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• 한국주거학회 2008년 추계학술발표대회 논문집
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• pp.173-178
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• 2008

The purpose of this study was to improve the understanding of housing experiences of the women in their 50's in Korean social-cultural context and to explore their housing trajectory. The grounded theory was adopted in this study to address the research questions. Data was collected through in-depth interviews with the seven women in their 50's. The major findings of this study are summarized as follows. First, the their housing experiences of childhood is characterized by emotional and affective memory, whose sub-categories are nature and large family. Second, the respondents are categorized into two types according to their tenure of their first house after marriage. the respondents who started the housing careers with rental housing tend to move more frequently than the one who procured homeownership at the early stage of life course. Third, the respondents are satisfied with their present housing, consider it as their final housing but most of them are ready to sell their present house and move to smaller or cheaper house when their children need to money to buy the house for marriage.

• 한국주거학회논문집
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• 제8권3호
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• pp.59-66
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• 1997

The purpose of this study is to explore the relationships between the various types of activities occurring in domestic space and the resident's characteristics in Belgium. Data for this study was collected by questionnaires mailed to 133 staff member. both academic and administrative. working at The Free University of Brussels. a university serving the Dutch speaking community in Belgium. General leneal model and Duncan test were used in analyzing the data. The major findings of the study can be summarized as follows: First. families in the life-cycle stage of having no children are more likely to relax and watch T.V. and do housework in the master bedroom than those in the launching stage. Families in the life-cycle stage of elementary school are more likely to eat meals in the kitchen than those in the launching period. Second. families made up two members and under tend to do more housework in the master bedroom than those of three and over. Third. those with aged 30 and under are more likely to relax and watch T.V., and to do housework in the master bedroom than those with aged 51 and over. Forth. the renter status of homeownership tend to more relax and watch T.V., and to do housework in the master bedroom than the owner Fifth. those living with less floor space tend to relax and watch T.V. in the master bedroom more than those with larger residences.

• 한국주거학회논문집
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• 제28권1호
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• pp.83-93
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• 2017

This research intends to find out the impact of housing wealth of home-owning pre-retirees and older adults consisting of young-old, middle-old and old-old groups on their household consumption. In doing so, this research analyzes 2,350 home-owning households by utilizing the 17th Korean Labour and Income Panel Study (KLIPS). The results show that housing wealth has a statistically significant effect on non-durable consumption of the pre-retirees, and young-old and middle-old groups of older adults, and housing wealth has a much stronger effect on household expenditure than does financial wealth or real estate. It's found that the consumption elasticity is particularly greater for female-headed households living in SMA, residing in apartments, holding a lower debt-to-asset ratio and being a pensioner. The empirical findings imply that the old-old group of older adults is unlikely to actively tap into their housing windfalls since housing asset becomes the last to dispose in the course of an individual's life. As housing wealth effects are especially strong when liquidity constraints faced by older adults are removed, it's of significance to substantially reduce household debt before retirement in order to constantly maintain an adequate level of household consumption or to promptly prepare for future contingencies.

• 가족자원경영과 정책
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• 제16권4호
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• pp.213-233
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• 2012

This descriptive study about a community center for elderly users identifies factors influencing economic dependency. The objective of this study is to find factors that contribute to increased economic dependency and to provide basic data for preventing conflict between caregivers and elderly dependents. The subjects are 204 elderly persons who are community-center users in SongPa-Gu. Thirteen dongs (administrative areas) were chosen randomly in a cluster sample from among 26 dongs in Soungpagu containing a total of 158 community centers for the elderly. I obtained informed consents for my research from all subjects, and collected data by conducting interviews from June 28th, 2011 to August 7th, 2011. The data was analyzed by descriptive statistics, t-test, one-way ANOVA, Duncan test and multi regression analysis. The mean economic dependency score was 3.23, meaning that subjects with this score are dependent at a level that is "over intermediate". The level of formal education, homeownership, financial assistance from family and the number of families, financial assistance to the family and the number of families, economic life satisfaction, self efficacy and social support.

• 한국주거학회논문집
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• 제9권1호
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• pp.33-42
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• 1998

This study has been designed to analyze longterm trend of home-ownership probability over the family life cycle. In this study, 633 female household heads were interviewed on their critical life event such as pregnancy, birth or death of households, marriage, and residential movement between 1987 and 1990 in Oxaca, Mexico. The raw data composed of 100,000 lines were transformed into yearly segmented observation data, proposed by Allison. The results are drawn as follws: 1) There is significant effect of marriage cohort on residential mobility and home ownership: couples who married in 1960s are likely to change their residence at early stage of family life than those who married in 1940s. They also have lower probability of home ownership for 10 years after marriage than the other cohorts. 2) Over all the cohorts, it is consistent tendency that probability of home ownership continuously increases over the entire family life cycle for 40 years. 3) Of the logistic regression analysis of home ownership on household socioeconomic variables, the homeownership was positively related with age of marriage and time since marriage, and was negatively related with education of female head. Over in this study, it is proven that home owenership is ultimate goal of most families, and it is a function of family event variables.