• 제목/요약/키워드: financial satisfaction

검색결과 691건 처리시간 0.03초

중년기 남녀의 삶의 질에 관한연구I (The Quality of Life Among Middle-aged Men and Women)

  • 박미석
    • 가정과삶의질연구
    • /
    • 제14권2호
    • /
    • pp.19-34
    • /
    • 1996
  • This study was designed to investigate the quality of life among middle-aged men and women in Seoul. The primary purposes were to describe perceived life quality of the middle-aged and to examine the relationship among the selected variables. The data for this study were collected utilizing multistage area random sampling method 524 respondents were analyzed using SPSS PC+ statistical package. The major findings are as follows: 1. The level of life quality perceived by middle-aged was 4.7 out of 7 and relatively normally distributed. 2. The quality of life of middle-aged were differed by occupation family income amount of saving home ownership religion and residence. 3. The correlates of life quality were family life satisfaction job satisfaction financial satisfaction health satisfaction leisure satisfaction and stress. 4. Among the variables family life satisfaction was the strongest predictor variable. Thirty six percent of the total variances were explained by family life atisfaction job satisfaction stress health satisfaction and financial satisfaction.

  • PDF

대도시 단독가구 여자노인의 생활의 질 향상을 위한 연구 - 가족.소비.주거생활을 중심으로- (Quality of Life of Elderly Women Living alone or with the Spouse -With a focus on the family consumer and hosing life-)

  • 제미경
    • 가정과삶의질연구
    • /
    • 제13권4호
    • /
    • pp.101-114
    • /
    • 1995
  • The purpose of this study was to investigate the factors which influenced the quality of life of elderly women living alone or with the spouse. A survey using interview was administered to 221 elderly women living in Seoul and Pusan The major findings were as follows: 1) The family life satisfaction of elderly women was determined by the quality of relationship with her eldest son's wife shared activities financial strain and location. The determinants of consumer life satisfaction were financial strain materialism tenure and the number of income sources, Housing life satisfaction was influenced by the convenience of neighborhood facilities tenure and housing structure type. 2) The quality of relationship with her eldest son's wife social activities financial strain tenure and the reason for independent household formation explained the variance of the life satisfaction about 29% by using a stepwise multiple regression method.

  • PDF

대학생의 재정에 대한 지식과 가치관에 관한 연구: 지식과 가치관에 따른 유형분류 및 재정적 특성분석 (A Study on Financial Knowledge and Values of College Students: Classification and Analysis according to the Knowledge and the Values)

  • 홍은실
    • 가정과삶의질연구
    • /
    • 제25권3호
    • /
    • pp.89-106
    • /
    • 2007
  • This paper diagnoses the financial knowledge of the college students and their values on financial situation. Another emphasis is given to the classification of surveyed college students based on their financial knowledge and values and the financial traits of each classified group is also analyzed. Statistical analysis was conducted using Cronbach's ${\partial}$, factor analysis, t-test, one-way ANOVA, and Duncan's multiple range test with total number of 733 questionnaires. Primary results of the research are as follows: First, overall score of financial knowledge was 62.65 points, showing the highest points in spending while lowest in savings and investment. Senior classes, students majoring in liberal arts, students with financial education and media experiences scored high points. Second, overall score of college students on financial values was 3.92, resulting in high points on credit and frugality but points on sharing with others were low. Thirdly, all surveyed students were classified into 4 types based on the mean scores on financial knowledges and values. Total 31.7% of students belonged to Type 1 where students scored high points on financial knowledge and values. Type 2 had about 22.4 % of students whose financial score was high but value score was low. Type 3 occupied 24.2% and this group scored low points on financial knowledge but high points on financial values. Type 4 occupied 21.8% and was a group of students whose scores for financial knowledge and values were low. Finally, Type 1 and 3 groups showed better desirable behaviors for financial management and expressed higher satisfaction status for finance than Type 2 and 4. Type 1 is a group of students whose subjective financial level was high. Monthly income was highest in Type 2 and financial stress was lowest in Type 1.

The Relationship among Product Risk, Perceived Satisfaction and Purchase Intentions for Online Shopping

  • TRAN, Van Dat
    • The Journal of Asian Finance, Economics and Business
    • /
    • 제7권6호
    • /
    • pp.221-231
    • /
    • 2020
  • This research investigates the relationship among product risk, financial risk, security risk, privacy risk, perceived satisfaction, and purchase intention. Validated measurements were identified from a literature review. The measurement model and the conceptual model depicting hypothesized relationships were evaluated based on responses from 306 customers using confirmatory factor analysis and structural equation modeling. The results showed that product risk, financial risk, security risk, and privacy risk impacted on perceived satisfaction. Besides, product risk, privacy risk, and perceived satisfaction influenced purchase intentions. Thus, this study focused on the influences of product risk, financial risk, security risk, and privacy risk on their cognitive attitudes toward websites. That means the more consumer perceive security, the more they avoid shopping online. The study is important to show how perceived risk affects online shopping behaviors, and it invites marketers to make necessary adjustments to prevent perceived risks to increase and online shopping to decrease. The findings of this study suggest the creation of a framework on the effect of perceived risk types on online shopping. Managers need to take perceived risks into account when designing their electronic marketing channels. In addition, shopping websites should strengthen their transaction security by appropriately using various available resources and new information technologies.

도시 전업주부의 가치지향성 .가정관리전략.가정관리만족도 (The value orientation home management strategy and home management satisfaction of the unemployed urban housewife)

  • 이정우
    • 가정과삶의질연구
    • /
    • 제15권1호
    • /
    • pp.111-128
    • /
    • 1997
  • This study mainly deals with the housewife's value orientation home management strategy and home management satisfaction,. The major results are as follows; 1) The degree of communication and communication frequency in household prove the predictable variables to influence the housewife's value orientation home management strategy and home management satisfaction. 2) Among the value orientation fate control orientation predicts home management strategy. 3) Material orientation shows the negative influence on her home management satisfaction. 4) Among home management strategy the fact that household financial management strategy and housework organization strategy are the important variables in the home management satisfaction suggest that household financial management and everyday repeated housework management cause the deep influence on her life satisfaction. 5) The higher her material orientation and gender equilibrium orientation are the higher housework socialization stra egy frequency is the lower her home management satisfaction is.

  • PDF

비정형 데이터 분석을 통한 금융소비자 유형화 및 그에 따른 금융상품 추천 방법 (Financial Instruments Recommendation based on Classification Financial Consumer by Text Mining Techniques)

  • 이재웅;김영식;권오병
    • 한국IT서비스학회지
    • /
    • 제15권4호
    • /
    • pp.1-24
    • /
    • 2016
  • With the innovation of information technology, non-face-to-face robo advisor with high accessibility and convenience is spreading. The current robot advisor recommends appropriate investment products after understanding the investment propensity based on the structured data entered directly or indirectly by individuals. However, it is an inconvenient and obtrusive way for financial consumers to inquire or input their own subjective propensity to invest. Hence, this study proposes a way to deduce the propensity to invest in unstructured data that customers voluntarily exposed during consultation or online. Since prediction performance based on unstructured document differs according to the characteristics of text, in this study, classification algorithm optimized for the characteristic of text left by financial consumers is selected by performing prediction performance evaluation of various learning discrimination algorithms and proposed an intelligent method that automatically recommends investment products. User tests were given to MBA students. After showing the recommended investment and list of investment products, satisfaction was asked. Financial consumers' satisfaction was measured by dividing them into investment propensity and recommendation goods. The results suggest that the users high satisfaction with investment products recommended by the method proposed in this paper. The results showed that it can be applies to non-face-to-face robo advisor.

장애인의 경제적 노후준비가 삶의 만족도에 미치는 영향 (Influence of the Financial Preparation of the Disabled for Old Age on Their Satisfaction of Life)

  • 이순희;김윤정
    • 디지털융복합연구
    • /
    • 제12권6호
    • /
    • pp.579-586
    • /
    • 2014
  • 본 연구에서는 장애인고용패널조사(Panel Survey of Employment for the Disable) 4차 자료를 이용하여, 40세 이상의 장애인 3,396명을 대상으로 경제적 노후준비가 삶의 질에 미치는 영향을 파악하는데 목적이 있었다. 연구결과 첫째, 노후준비를 하고 있는 장애인이 삶의 만족도가 노후준비를 하지 않고 있는 장애인의 삶의 만족도보다 높았다. 둘째, 노후준비를 하고 있는 장애인은 국가운영 공적연금으로 노후준비를 하고 있는 비율이 가장 높았으며, 경제적 노후준비는 충분하지 않다고 인지하는 것으로 나타났다. 마지막으로, 장애인의 노후준비에 따른 삶의 만족도 영향요인을 파악하기 위해 위계적 회귀분석을 실시한 결과, 노후준비가 충분할수록 삶의 만족도가 높은 것으로 나타났다.

금융업 종사자의 특성이 지식공유, 직무만족, 기업혁신에 미치는 영향 분석 연구 (Study on Effect of Characteristics of Financial Professionals on Knowledge Sharing, Job Satisfaction, and Firm Innovation)

  • 조휘형
    • 디지털융복합연구
    • /
    • 제11권10호
    • /
    • pp.225-240
    • /
    • 2013
  • 본 연구의 목적은 금융업 종사자의 지식공유에 영향을 미치는 특성요인과 성과요인 간의 영향관계를 규명하는데 있다. 연구목적을 달성하기 위해 금융업 종사자의 특성변수는 개인적 차원의 신뢰성향, 주관적 규범, 지식공유 의지를, 조직적 차원의 팀원 간 신뢰, 경영층 지원을 설정하였다. 성과변수는 직무만족과 기업혁신을 설정하고, 이에 대한 연구모델을 제시하였다. 연구모델은 금융업 종사자 185명의 설문지를 이용하여 실증분석 하였다. 연구결과는 첫째, 개인적 차원 중에서 신뢰성향은 지식공유에 긍정적인 영향을 미치는 것으로 확인되었다. 둘째, 조직적 차원의 팀원 간 신뢰 그리고 경영층 지원은 지식공유에 긍정적인 영향을 미치며, 특성요인 중에서 팀원 간 신뢰가 가장 강한 영향을 미치는 것으로 조사되었다. 셋째, 금융업 종사자의 지식공유는 직무만족과 기업혁신에 긍정적인 영향을 미치는 것으로 나타났다.

경찰공무원의 직무만족 영향요인에 관한 연구 (Police Officers to Identify the Impact of the Job Satisfaction)

  • 신승균
    • 한국콘텐츠학회논문지
    • /
    • 제9권12호
    • /
    • pp.314-321
    • /
    • 2009
  • 본 연구는 경찰공무원들의 조직환경 및 직무특성, 보상유형 등의 제반요인들이 직무만족에 어떠한 영향을 미치는가에 관한 실증적 연구이다. 특히 우리나라 경찰의 지배적인 조직문화의 유형은 무엇이고 어떠한 보상유형이 경찰조직 및 경찰관개인의 직무만족에 어떠한 영향을 미치고 있는가를 파악하려는 데 그 목적이 있다. 경찰공무원의 직무만족 영향요인에 관해 실증적 연구를 수행한 결과로 첫째, 직무흥미, 사회인정, 조직응집, 경제적 보상에 대한 인식이 높을수록 직무만족도는 높아지는 경향을 보였고, 근무환경에 대한 인식이 높아질수록 직무만족도는 낮아지는 경향을 보이는 것으로 나타났고, 둘째, 직무만족 영향요인 중 직무흥미, 사회인정, 조직응집, 경제적 보상에 대한 인식이 높아질수록 직무만족도는 높아지는 경향이 있으며, 근무환경에 대한 인식은 직무만족도에 아무런 영향을 주지 못하는 것으로 나타났다. 본 연구결과를 바탕으로 경찰의 조직과 인사정책에 관한 정책적 제언의 함의점을 도출해 보면, 경찰공무원의 직무만족의 향상을 위해서는 사회적 보상과 경제적 보상에 대한 대책이 보다 강화되어야 할 것으로 보인다. 특히 사회적 보상요인의 각 요인인 직무흥미, 사회안정, 조직응집, 근무환경, 경제적 보상 등에 대한 대책이 필요하며, 경제적 보상요인 중 승진 및 징계 등에 관한 공정한 인사정책의 시행이 필요할 것이다.

공공가정경영에 대한 이용자의 만족도 조사 연구 -비공공가정 이용자와의 비교를 중심으로- (An Analysis on Satisfaction of Users to Institutional Household Management -A Comparison with Users to Noninstitutional Household Management-)

  • 송혜림
    • 한국가정과학회지
    • /
    • 제4권2호
    • /
    • pp.1-14
    • /
    • 2001
  • This study focused on the satisfaction of user to institutional household management. In this study the institutional household management system was consisted in leadership management, marketing management, production management, personal management, material management and financial management. The purposeful questionair was developed for this 6 categories of institutional management system and the findings of users' satisfaction in these areas were analized. The findings were compared with the satisfaction of users to noninstitutional household management. The degree of satisfaction of users with leadership management, Production management. marketing management and financial management in institutional household was higher than those in noninstitutional household.

  • PDF