• Title/Summary/Keyword: financial satisfaction

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The Quality of Life Among Middle-aged Men and Women (중년기 남녀의 삶의 질에 관한연구I)

  • 박미석
    • Journal of Families and Better Life
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    • v.14 no.2
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    • pp.19-34
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    • 1996
  • This study was designed to investigate the quality of life among middle-aged men and women in Seoul. The primary purposes were to describe perceived life quality of the middle-aged and to examine the relationship among the selected variables. The data for this study were collected utilizing multistage area random sampling method 524 respondents were analyzed using SPSS PC+ statistical package. The major findings are as follows: 1. The level of life quality perceived by middle-aged was 4.7 out of 7 and relatively normally distributed. 2. The quality of life of middle-aged were differed by occupation family income amount of saving home ownership religion and residence. 3. The correlates of life quality were family life satisfaction job satisfaction financial satisfaction health satisfaction leisure satisfaction and stress. 4. Among the variables family life satisfaction was the strongest predictor variable. Thirty six percent of the total variances were explained by family life atisfaction job satisfaction stress health satisfaction and financial satisfaction.

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Quality of Life of Elderly Women Living alone or with the Spouse -With a focus on the family consumer and hosing life- (대도시 단독가구 여자노인의 생활의 질 향상을 위한 연구 - 가족.소비.주거생활을 중심으로-)

  • 제미경
    • Journal of Families and Better Life
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    • v.13 no.4
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    • pp.101-114
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    • 1995
  • The purpose of this study was to investigate the factors which influenced the quality of life of elderly women living alone or with the spouse. A survey using interview was administered to 221 elderly women living in Seoul and Pusan The major findings were as follows: 1) The family life satisfaction of elderly women was determined by the quality of relationship with her eldest son's wife shared activities financial strain and location. The determinants of consumer life satisfaction were financial strain materialism tenure and the number of income sources, Housing life satisfaction was influenced by the convenience of neighborhood facilities tenure and housing structure type. 2) The quality of relationship with her eldest son's wife social activities financial strain tenure and the reason for independent household formation explained the variance of the life satisfaction about 29% by using a stepwise multiple regression method.

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A Study on Financial Knowledge and Values of College Students: Classification and Analysis according to the Knowledge and the Values (대학생의 재정에 대한 지식과 가치관에 관한 연구: 지식과 가치관에 따른 유형분류 및 재정적 특성분석)

  • Hong, Eun-Sil
    • Journal of Families and Better Life
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    • v.25 no.3 s.87
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    • pp.89-106
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    • 2007
  • This paper diagnoses the financial knowledge of the college students and their values on financial situation. Another emphasis is given to the classification of surveyed college students based on their financial knowledge and values and the financial traits of each classified group is also analyzed. Statistical analysis was conducted using Cronbach's ${\partial}$, factor analysis, t-test, one-way ANOVA, and Duncan's multiple range test with total number of 733 questionnaires. Primary results of the research are as follows: First, overall score of financial knowledge was 62.65 points, showing the highest points in spending while lowest in savings and investment. Senior classes, students majoring in liberal arts, students with financial education and media experiences scored high points. Second, overall score of college students on financial values was 3.92, resulting in high points on credit and frugality but points on sharing with others were low. Thirdly, all surveyed students were classified into 4 types based on the mean scores on financial knowledges and values. Total 31.7% of students belonged to Type 1 where students scored high points on financial knowledge and values. Type 2 had about 22.4 % of students whose financial score was high but value score was low. Type 3 occupied 24.2% and this group scored low points on financial knowledge but high points on financial values. Type 4 occupied 21.8% and was a group of students whose scores for financial knowledge and values were low. Finally, Type 1 and 3 groups showed better desirable behaviors for financial management and expressed higher satisfaction status for finance than Type 2 and 4. Type 1 is a group of students whose subjective financial level was high. Monthly income was highest in Type 2 and financial stress was lowest in Type 1.

The Relationship among Product Risk, Perceived Satisfaction and Purchase Intentions for Online Shopping

  • TRAN, Van Dat
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.6
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    • pp.221-231
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    • 2020
  • This research investigates the relationship among product risk, financial risk, security risk, privacy risk, perceived satisfaction, and purchase intention. Validated measurements were identified from a literature review. The measurement model and the conceptual model depicting hypothesized relationships were evaluated based on responses from 306 customers using confirmatory factor analysis and structural equation modeling. The results showed that product risk, financial risk, security risk, and privacy risk impacted on perceived satisfaction. Besides, product risk, privacy risk, and perceived satisfaction influenced purchase intentions. Thus, this study focused on the influences of product risk, financial risk, security risk, and privacy risk on their cognitive attitudes toward websites. That means the more consumer perceive security, the more they avoid shopping online. The study is important to show how perceived risk affects online shopping behaviors, and it invites marketers to make necessary adjustments to prevent perceived risks to increase and online shopping to decrease. The findings of this study suggest the creation of a framework on the effect of perceived risk types on online shopping. Managers need to take perceived risks into account when designing their electronic marketing channels. In addition, shopping websites should strengthen their transaction security by appropriately using various available resources and new information technologies.

The value orientation home management strategy and home management satisfaction of the unemployed urban housewife (도시 전업주부의 가치지향성 .가정관리전략.가정관리만족도)

  • 이정우
    • Journal of Families and Better Life
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    • v.15 no.1
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    • pp.111-128
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    • 1997
  • This study mainly deals with the housewife's value orientation home management strategy and home management satisfaction,. The major results are as follows; 1) The degree of communication and communication frequency in household prove the predictable variables to influence the housewife's value orientation home management strategy and home management satisfaction. 2) Among the value orientation fate control orientation predicts home management strategy. 3) Material orientation shows the negative influence on her home management satisfaction. 4) Among home management strategy the fact that household financial management strategy and housework organization strategy are the important variables in the home management satisfaction suggest that household financial management and everyday repeated housework management cause the deep influence on her life satisfaction. 5) The higher her material orientation and gender equilibrium orientation are the higher housework socialization stra egy frequency is the lower her home management satisfaction is.

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Financial Instruments Recommendation based on Classification Financial Consumer by Text Mining Techniques (비정형 데이터 분석을 통한 금융소비자 유형화 및 그에 따른 금융상품 추천 방법)

  • Lee, Jaewoong;Kim, Young-Sik;Kwon, Ohbyung
    • Journal of Information Technology Services
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    • v.15 no.4
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    • pp.1-24
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    • 2016
  • With the innovation of information technology, non-face-to-face robo advisor with high accessibility and convenience is spreading. The current robot advisor recommends appropriate investment products after understanding the investment propensity based on the structured data entered directly or indirectly by individuals. However, it is an inconvenient and obtrusive way for financial consumers to inquire or input their own subjective propensity to invest. Hence, this study proposes a way to deduce the propensity to invest in unstructured data that customers voluntarily exposed during consultation or online. Since prediction performance based on unstructured document differs according to the characteristics of text, in this study, classification algorithm optimized for the characteristic of text left by financial consumers is selected by performing prediction performance evaluation of various learning discrimination algorithms and proposed an intelligent method that automatically recommends investment products. User tests were given to MBA students. After showing the recommended investment and list of investment products, satisfaction was asked. Financial consumers' satisfaction was measured by dividing them into investment propensity and recommendation goods. The results suggest that the users high satisfaction with investment products recommended by the method proposed in this paper. The results showed that it can be applies to non-face-to-face robo advisor.

Influence of the Financial Preparation of the Disabled for Old Age on Their Satisfaction of Life (장애인의 경제적 노후준비가 삶의 만족도에 미치는 영향)

  • Lee, Sun-Hee;Kim, Yun-Jeong
    • Journal of Digital Convergence
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    • v.12 no.6
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    • pp.579-586
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    • 2014
  • The purpose of the present study was to identify the state of financial preparation of the disabled for their old age, and the influence factors on their quality of life. To this aim, the 4th data from the Panel Survey of Employment for the Disabled were used to examine 3,396 subjects of 40 years or older. First, regarding the difference between life satisfaction according to whether or not the disabled were preparing for their old age, the preparing people had higher satisfaction in daily life. Second, the most popular way of financial preparation of the people with disabilities for old age proved the state-run public pension, and the disabled were cognitive that their preparations were not enough. Lastly, the satisfaction of the disabled in daily life who were financial preparing for the old age proved higher depending on the higher sufficiency of their preparation.

Study on Effect of Characteristics of Financial Professionals on Knowledge Sharing, Job Satisfaction, and Firm Innovation (금융업 종사자의 특성이 지식공유, 직무만족, 기업혁신에 미치는 영향 분석 연구)

  • Cho, Hwihyung
    • Journal of Digital Convergence
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    • v.11 no.10
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    • pp.225-240
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    • 2013
  • This study is intended to identify the relationship between antecedents and performance factors that affect the knowledge-sharing of financial professionals. In order to accomplish the objective, antecedents were established as 'disposition to trust', 'subjective norm', and 'knowledge-sharing willingness' in the personal aspect, and 'trust in peers' and 'management support' in the organizational aspect. As performance factors, 'job satisfaction' and 'firm innovation' were established, and a research model was presented. Empirical analysis was done on the research model using collected questionnaires from 185 financial professionals. The research findings are as follows. First, disposition to trust of financial professionals has a positive effect on their knowledge-sharing. Second, trust in peers and management support have a positive effect on their knowledge-sharing. Among the antecedents, trust in peers has the strongest effect on their knowledge-sharing. Third, knowledge-sharing of financial professionals has a positive effect on their job satisfaction and firm innovation.

Police Officers to Identify the Impact of the Job Satisfaction (경찰공무원의 직무만족 영향요인에 관한 연구)

  • Shin, Seung-Gyoon
    • The Journal of the Korea Contents Association
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    • v.9 no.12
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    • pp.314-321
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    • 2009
  • This study investigates how the external factors of police organization, such as organizational environments, job characteristics, and compensations can influence job satisfaction and organizational commitment. Especially, this study considers what kind of organizational culture is dominant and what kind of compensation influences job satisfaction and organizational commitment in Korea. The purpose of this study is to find out the ways to maximize compensation and job satisfaction of police officers and to improve organizational commitment. The results are as follows: First, the more perceived job interest, social approval, organizational cohesion, and financial compensation, the higher job satisfaction, whereas the more perceived work environment, the lower job satisfaction. Second, the more perceived job interest, social approval, organizational cohesion, and financial compensation, the higher job satisfaction. However, the perceived work environment does not influence the job satisfaction. Third, the higher job satisfaction, the higher organizational commitment. Fourth, organizational cohesion, financial compensation and organizational environment have an effect on organizational commitment mediated by job satisfaction.

An Analysis on Satisfaction of Users to Institutional Household Management -A Comparison with Users to Noninstitutional Household Management- (공공가정경영에 대한 이용자의 만족도 조사 연구 -비공공가정 이용자와의 비교를 중심으로-)

  • 송혜림
    • Korean Journal of Human Ecology
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    • v.4 no.2
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    • pp.1-14
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    • 2001
  • This study focused on the satisfaction of user to institutional household management. In this study the institutional household management system was consisted in leadership management, marketing management, production management, personal management, material management and financial management. The purposeful questionair was developed for this 6 categories of institutional management system and the findings of users' satisfaction in these areas were analized. The findings were compared with the satisfaction of users to noninstitutional household management. The degree of satisfaction of users with leadership management, Production management. marketing management and financial management in institutional household was higher than those in noninstitutional household.

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