• 제목/요약/키워드: financial preparation for old age

검색결과 23건 처리시간 0.021초

직장인의 직무수행능력, 노후준비도, 미래불안감이 창업의지에 미치는 영향연구: 퇴직후 삶에 대한 또 다른 성공기대감의 매개효과를 중심으로 (A Study on the Influence of Office Workers' Job Performance Ability, Retirement Readiness, and Future Anxiety on Entrepreneurship Will: Focusing on the Mediating Effect of Another Success Expectation on Life after Retirement)

  • 박국근;하규수
    • 벤처창업연구
    • /
    • 제15권6호
    • /
    • pp.167-187
    • /
    • 2020
  • 현재 우리나라는 초고령화 사회로 변화되어 가고 직장인은 주된 일자리에서 평균 49.5세에 퇴직하며, 국민연금은 현재 62세에서 2034년까지 65세로 늦춰지는 상황에서 직장인의 퇴직 이후 고령화에 대비한 연구가 필요함. 전국 직장인들을 대상으로 퇴직이후 창업의도에 영향을 미치는 요인과 퇴직이후 삶에 대한 또 다른 성공기대감의 매개효과를 규명하고자 한다. 퇴직이후 100세까지 지속가능한 직업, 즉 직장생활 속 지혜와 경험을 살린 창업을 위한 준비를 할 수 있도록 개인의 태도변화와 체계적인 제도적 지원이 필요하다. 연구결과, 직무수행능력인 목표수행능력, 노후준비도인 경제적 준비, 외적관계준비 및 미래불안감은 창업의지에 정(+)의 영향을 미치고, 직무수행능력인 신기술활용능력, 노후준비도인 신체적준비, 내적관계준비는 영향을 미치지 않는 것으로 나타났다. 외적관계준비와 창업의지, 미래불안감과 창업의지 간의 영향관계에서 또 다른 성공기대감은 부분매개 효과가 확인되었다. 경제적준비와 창업의지 간의 영향관계에서는 완전매개 효과가 확인되었다. 퇴직이후의 창업의지를 높이기 위해서는 또 다른 성공기대감이 중요한 변수임을 확인하였다. 잠재적 창업자인 직장인이 재직하는 동안 초고령화에 따른 정부의 재정적 부담도 줄이고 직원교육을 통한 기업의 성장도 이룰 수 있도록 정부지원의 교육시스템을 회사 내에 도입, 직장인의 인생 3모작을 위한 기업가정신 및 목표수행능력 향상프로그램을 도입, 개인과 기업의 성장 및 정부의 재정 부담을 줄이는 해결책이 될 시사점을 얻을 수 있었다.

노후 성격적응성향과 노인이 지각하는 기혼자녀와의 갈등관계연구 -장남부부와의 관계를 중심으로- (A Study on the Relation of the Later Personality Adjustment Types and the Aged Perception of the Conflict with their Married Children -Focus on the Relationships with their Eldest Sons and Wives-)

  • 유영주
    • 가정과삶의질연구
    • /
    • 제15권2호
    • /
    • pp.155-172
    • /
    • 1997
  • The purpose of this study is to examine the relation between the later personality adjustment types and the elderly percepted conflict with their married children. The subjects for this study are the aged over 60 years in Seoul both having the eldest sons' couples and perceiving their own economics level as the middle-upper. The results based on this are as followed: 1) The Active Integrated Coper is appeared in the higher educational level group in the better health condition in the 11-30 thousand won of personal expense in the professional and management occupation and in the more vigorous for social activity. The Failing Overcoper the Dependent Passive Coper and the Self-negating Undercoper is appeared in th female elder group in the later group of the older age in the lower educational level in the worse health condition in the group without spouse in one without income in the below 10 thousand won in the less preparation for the later life. 2) The problems of emotion and iew of values bring about the conflicts between them and theirs rather than the financial problem. when they are in the worse health condition in the group without religion in the group not cohabiting their eldest sons' couples and in the group not well-prepared for their later life as the socio-demographic variables the old recognized the seriousness of the conflict with their eldest sons' couples. 3) The lower the Active Integrated Coper is and the higher the Failing Overcoper is the more intense the conflict between them and their eldest sons' couples is. 4) The t-test to examine the difference in the old's conflict with their eldest sons' couples among the later groups shows that it is in the less the Active Integrated Coper and in the more the Failing Overcoper that the conflict is more surfaced. 5) The educational level the level of the later life preparation the contact frequency with their daughter the level of their social activity as the socio-demographic variables and the Failing Overcoper as the later personality adjustment type answer for 22 percentage of the conflict.

  • PDF

대구지역 치기공과 학생의 취업률 향상과 치과기공사의 인력수급에 관한 연구 (A Study on the Improvement of Employment Rate of Dental Technology School Graduates in Daegu and the Supply and Demand of Dental Technician Work Forces)

  • 이종도;정영해
    • 대한치과기공학회지
    • /
    • 제31권1호
    • /
    • pp.37-54
    • /
    • 2009
  • The purpose of this thesis is to address the imbalance between supply and demand of dental lab technicians and to propose its solutions by analyzing the improvement of employment rate of graduates of dental technology schools in Daegu area and the supply and demand of the technician workforce. Preliminary and full-scale surveys were performed from Aug. 10 to Oct. 10 in 2008 on 150 junior students of dental technology schools who finished their on-the-job-training and 150 dental technicians who were working for dental laboratory in Daegu by self-assessment questionnaire. Followings are the findings of this study. First, regarding the gender of the dental technicians, 32.7% of respondents were female 67.3% were male. Concerning age, respondents younger than 29 years-old occupied the highest percentage(39.3%). With respect to the lab technology school they graduated, DaeguHealthCollege took the largest proportion of 87.3%. With regard to interpersonal relationship at the school, 58.0% of respondents felt their relationship 'smooth'. Second, about the motive of choosing to be a lab technician, the biggest proportion of the respondents(34.7%) replied that 'because it is professional'. Regarding the degree of satisfaction about the profession, 'so-so' was the answer with the biggest percentage(51.3%) followed by 'satisfied'(32.0%) and 'unsatisfied'(16.7%). It showed that respondents were generally satisfied with their major. Third, regarding relevance of on-the-job-training with 'preparation for the employment', highest percentage of both students and lab technicians(50.0%) replied 'so-so'. With respect to 'necessity of practical education', highest percentage of the students and lab technicians replied 'relating didactic education in college to the real world' with 52.7% and 40.7% respectively. With regard to 'the aim of on-the-sport-training', 'practical training of didactic education' was chosen by 54.0% and 47.3% respectively. Fourth, with regard to the 'types of college education advantageous for the employment', both students and lab technicians groups chose 'practical training' with the highest percentage. Concerning 'helpfulness of clinical training on employment', students answered 'so-so' and 'helpful' by 50.0% and 42.7% respectively and dental technicians replied similarly by 50.0% and 46.0% respectively. Fifth, with regard to the influence of financial factors on the supply and demand of dental technician(question #1), 68.0% of respondents agreed that 'salary plays key role in the supply and demand of the work force'. Concerning the question about working condition, respondents requested better working environment. With reference to interpersonal relationship at the laboratory, respondents replied that interpersonal relationship affects the duration of the employment it was found out that there were many conflicts with colleagues or dental office. Sixth, regarding the satisfaction about their profession according to the characteristics of the respondents more respondents were 'satisfied'(10.30 points) with their profession and 'unsatisfied' were 9.47 points and the difference was statistically significant(p<0.05). According to the findings of this study, practical education on campus and on-the-job-training are as important as didactic education at class due to the characteristics of dental technology major. It was found that more practical training is related to higher employment rate. Therefore, efficiency of on-the-job-training by college education should be increased raise employment rate of the graduates and reduce the unemployment. Up-to-date information needs to be promptly delivered and future vision should be presented to the students to raise their satisfaction about the profession. In addition, to reduce dental technician's frequent change of their workplace after facing with the reality of the profession after graduation, related organizations should make an effort to present better future than now.

  • PDF