• 가족자원경영과 정책
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• 제12권1호
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• pp.141-157
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• 2008

The purpose of this paper is to examine levels of financial knowledge, to identify the financial education needs of college students, and to show how financial knowledge and education needs correlate. The results of this study indicated that the level of understanding of economy was the highest among the seven categories, whereas the overall level of financial knowledge was less than 50%. The need for financial education was relatively high in various topics of financial management, especially financial planning and savings. There was no significant relationship between knowledge level and educational needs except between financial planning and investment. Students who understand financial planning better want more financial education. College students in this study were not financially independent from their parents, receiving allowance and assistance in tuition payment, so their financial experiences were limited. Students who understood financial management showed greater need of financial education and had more financial experience. The findings in this study suggested that college should provide formal financial education as an elective course, which should include content related to financial planning and various financial products.

• 가정과삶의질연구
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• 제15권1호
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• pp.53-70
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• 1997

The purpose of this study was to (1) assess the perceived needs of the married women for financial management education and (2) to identify individual and family variables that influence needs on each content of financial management education. Data were collected from questionaires with 603 married women who were residents of jeonju. The major findings were as follows; (1) The level of financial management education needs were high. (2) The priority order on each content perceived by the married women was 'saving' 'insurance' 'housing' 'tax' 'expenditure planning' and 'debt management & credit' (3) The needs on contents area of the married women group classified by characteristics were significant according to age education level job family life cycle monthly family income asset and financial need variables.

• 대한가정학회지
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• 제42권8호
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• pp.219-233
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• 2004

The purpose of this study was to examine the financial education needs of college students and how financial education affected their perceived financial management problems. The results indicated that the need for personal financial management of the students was relatively high and that students were interested in various topics withinpersonal financial management. Formal financial education was found to have a positive impact on students' financial management behavior by reducing the probability of having problems with managing financial affairs. In addition, students' use of credit cards played a significant role in predicting problems with managing financial affairs. Several implications based on the findings were suggested.

• 한국지역사회생활과학회지
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• 제14권2호
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• pp.15-27
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• 2003

This study investigates the reports about financial management and financial information needs in farm household, to development financial education program for farm household. The results were as follows: 1) Financial management was carried of husband (49%), husband and wife (31.0%) and wife (15.2%) 2) Farm households demand of financial information was selling for farm products(66.5%), farm management(65.1), keeping budget(52.6%) and consumer information(42.6%). 3) The variables (sex, age, Education, farming type) have statistically significant on test of financial knowledge. 4) On the basis of results, for the stabilization of rural economy it is necessary to maximize and stabilize the rural house hold income however, it is also necessary to educate the rural people by providing the ways and means to efficiently manage the income. Thus various financial management programs and educational resources should be developed and provided to the agriculture household finance managers and the instructors in Agricultural Technology Development Center. Specially, according to the financial knowledge test as the demand of financial information in the group of respondents who answered ‘don’t know’ is higher than the demand in the group of right or wrong answers it is quite urgent to develop and provide the financial education programs and financial resources for these people.

• 농촌지도와개발
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• 제27권4호
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• pp.159-171
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• 2020

This study aims to examine the needs analysis for agricultural management capabilities and farming practices that were emphasized by focusing to the inflow of farmers and the importance of the smooth succession. Data were collected from 134 farm successors. The Borich demand and the Locus for Focus model were hired for the study. Result were as follows. The competency group that the farm successors showed a high educational needs for was financial management. As for the detailed competencies that farm successors showed high educational needs for, based on Borich demand and the Locus for Focus model, the six detailed competencies of financial measures, financial analysis, financial management, sales planning, machine operation, and pest management were common and were derived as priorities. As for the direction of farming practice education for farm successors, based on these analysis results, education on machinery operation in the production sector should be expanded, and the management sector, more systematic and diverse education should be prepared to strengthen financial management capabilities.

• 대한가정학회지
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• 제50권8호
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• pp.21-40
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• 2012

This study is to respond to the urgent demands of both society and times on public schools in regards to training an educated person who can cope with the financial environment of this diversified modern society. Therefore, this study will explain the concept of Financial Consumer Education and its trends of several other countries. By focusing on the current state of Korean Financial Consumer Education, it will call attention to the needs of introducing Financial Consumer Education to the school curriculum in order to educate students about finance systematically. To support our viewpoint, this paper analyzed and organized the materials concerning Financial Consumer Education in two curricula (2007 and 2011 Revised National Curriculum), and in a Practical Arts (Technology Home Economics) textbook of the 2007 revised version. Hence, the purpose of this study is to explore the desired direction and revitalization of Financial Consumer Education by analyzing the existing curricula. Even though the content of finance education begun from one of the subcategories of consumer education called 'Financial Management,'the number of research about financial education through public education has been increased in response to the social and academic consensus. Therefore, we suggest the re-conceptualization of consumer education for financial education is necessary. Therefore, this paper suggests that Financial Consumer education in a Practical Arts (Technology Home Economics) should not be regarded as only one of the components of Consumer Education. Instead, by raising it to the status of Financial Customer Education, it is required to teach the learners to improve their personal financial management skill as well as to help them achieve financial knowledge, skill, and attitude as financial consumer.

• 한국학교ㆍ지역보건교육학회지
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• 제6권
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• pp.75-87
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• 2005

The purpose of this study was to describe elementary school students' health communication needs based on school-based health fairs by students' demographic characteristics and school health education experiences. A self-administered survey was conducted to a total of 851 fifth-grade students in 8 elementary schools in Seoul. For survey participant sampling, Seoul area was divided into four districts: north, south, east, and west, and two elementary schools were selected from each district by the stratified convenient sampling process. Three class 5th-grade students in each selected school finished the survey. Questionnaires and survey instruction letters were delivered to vice-principals in the designated schools and the vice-principals managed the survey process. The survey Questionnaire included demographic characteristics (sex, parent's marital status, parents' educational status, famil financial status, the person whom was with after school, and daily computer hour), health education experiences (health education at school, and school health education satisfaction), and health communication types. The health communication types were reorganized into eight types based on comprehensive literature review on health fairs (or child and adolescence. The health communication types were 'health exam and advice fair,''health promotion advertising and campaign,' 'health-related exhibition and experience fair,' 'profession visit-in-school education,' 'health-related VCR or movie festival,' 'health-related institute visits,' 'internet health counseling,' and 'telephone health counseling.' Regarding demographic characteristics, sex, family financial status, and academic performance were significant factors related to health communication need scores (p <.05). Girl, high level of family financial status, and excellent academic performance score were related to high score of health communication need. In terms of school health education experience, taking regular class for health education and satisfaction with school health education were linked to higher health communication need scores. This result discusses that experience and satisfaction with school health education largely contribute to building participants' health communication concepts and needs.

• 영재교육연구
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• 제18권2호
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• pp.175-200
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• 2008

영재교육의 수월성을 제고하는 데는 영재교육 교사가 자신의 전문성을 효율적으로 발휘하도록 행 재정 지원을 제공하는 것이 중요하다. 본 연구에서는 영재교육 교사들이 자신의 교사 전문성을 효율적으로 발휘하도록 지원함으로써 영재교육의 질을 제고하는 방안을 탐색하는 데 목적을 두었다. 이를 위해, 영재교육 교사를 대상으로 1차 설문조사(236명) 및 2차 설문조사(123명)를 통해 영재교육 교사 행 재정 지원에 대한 의견 및 요구를 분석하였다. 설문조사 분석 결과에 근거하여, 영재교육기관의 행 재정 지원, 지역사회 구성원의 영재교육에 대한 인식 및 지원, 그리고 영재교육교사 전문성 발휘를 위한 지원 체제에 대한 개선안을 다음과 같이 제안하였다. 영재교육기관 행 재정 지원 개선안은 영재교육 전담교사 제도를 도입하고 일반학교 수업시수를 감소하는 방안, 도 지역 영재교육기관의 재정 지원을 강화하는 방안, 그리고 집단편성, 학생지도, 수업연계성의 행정지원의 체계성을 확립하는 방안이다. 지역사회 구성원의 영재교육에 대한 인식 및 지원의 개선안은, 학교장의 영재교육 인식제고를 위한 연수를 실시하는 방안, 학부모 교육을 통해 영재교육에 대한 올바른 인식을 개선하는 방안이다. 영재교육 교사 전문성 발휘를 위한 지원의 개선안은 영재교육 교사 연수를 지속적으로 확대 제공하는 방안, 우수교사 확보를 위해 영재교육 전담교사 제도를 도입하는 방안, 영재교육 교수 학습자료를 개발 보급하고 지식네트워크를 구축하여 정보를 공유하는 방안, 영재교육 교사 특혜를 강화하는 방안이다.

• 한국정보컨버전스학회논문지
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• 제7권1호
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• pp.25-46
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• 2014

본 연구에서는 금융기관에서 발생하는 금융사고의 발생현황 및 발생원인을 살펴보고, 국내 및 외국의 금융사고 사례, 현재시점에서 금융사고 예방을 위한 활동에 대하여 살펴보고 앞으로 금융기관들이 금융사고에 어떻게 대처해 나아가야할지에 대한 방안을 제시하였다. 이 방안을 제시하면서 금융사고 발생 전 예방활동, 금융기관 정상영업 중 예방활동, 금융사고 후 활동으로 나누어 제시하였다. 그 내용은 다음과 같다. 1. 금융사고 발생 전 예방활동을 강화해야 한다. 이를 위해서는 첫째, 지속적인 내부통제를 위한 강화가 필요하다. 둘째, 금융사고의 개연성을 미리 차단할 수 있는 직원 윤리교육과 내부 제보자에 대한 포상제도가 확대 운영되어야 한다. 셋째, 금융사고 피해금액을 보전하기 위한 종합보험에 가입하여야 한다. 2. 금융기관 정상영업 기간 중 예방활동을 강화해야 한다. 이를 위해서는 첫째, 거래고객에 대한 본인인증 제도를 도입 운영하여야 한다. 둘째, 일 거래/주 거래/월 거래 등에 대한 대사 및 감시기구 확대 운영하여야 한다. 셋째, 금융사고 예방 등을 위한 대고객 문자통보서비스를 확대 운영하여야 한다. 넷째, 금융사고 정보고시제도를 확대하여 운영하여야 한다. 3. 금융사고 후 활동을 강화해야 한다. 첫째, 경영진에 대한 책임 부과 등을 통한 사고예방 인식을 제고 시켜야 한다. 둘째, 금융사고자에 대한 형사고발 등 제재를 강화하여야 한다. 셋째, 금융사고 금액은 반드시 전액을 환수할 수 있는 법 제도적인 장치와 결의가 있어야 한다.

• 가정과삶의질연구
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• 제34권5호
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• pp.53-68
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• 2016

Financial preparation for retirement means making financial plans by predicting expected incomes and expenditures needed for maintaining success in later life. Because this preparation needs long-term planning, preparing as early as possible is recommended. This study, therefore, uses theory of planned behavior for examining the intention of financial preparation for retirement of consumers in their 20s and 30s. By using financial education and its understanding as additional variables, this study also intends to examine the ultimate effects on the intention. The following is a summary of the main results and suggestions. First, the level of consumer financial education is lower than the average. The level of understanding finance is lower than the average, and particularly, the level of understanding retirement related finance is much lower. Second, the more the attitude of financial preparation for retirement is positive, and the higher the level of subjective norm or perceived behavioral control is, the level of the intention of financial preparation for retirement tends to be more higher. Therefore, relevant efforts to encourage this preparation are needed. Third, the level of the intention of financial preparation for retirement is higher than the average, whereas financial education has no effects on the intention. This means that despite the importance of the financial education, its current implementation has many problems. The suggestions of this study are as follows. First of all, this study can provide preliminary data for developing retirement planning programs. In addition, in terms of the policy, given that this study targets relatively young consumers in their 20s and 30s, it can provide preliminary data for making policies for their future retirements.