• 한국병원경영학회지
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• 제4권2호
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• pp.305-329
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• 1999

Financial ratio indicators of the 46 sample hospitals provided by the Korea Health Industry Development Institute, together with the survey data responded by the 57 sample hospitals, were analysed to identify the characteristics of the red-figured hospitals' financial structure, financial operational efficiency and management decision-making behavior, The financial characteristics identified through the analysis include high dependency to liabilities, high salary expenses and overhead costs, low profitability of the unduly large amount of fixed assets, and low managerial efficieny of inventory. The hospitals, in face of the IMF economic impasse, took the necessary decision-making and counter measures to cut down salary expenses, to increase the number of patient and medical revenue, and to reduce investment to fixed assets. Based on these findings this study suggested that the hospitals should take more active cost containment measures, financial structural reorganization, and developoment of the strategies that can contribute to increase of the number of patient and medical revenue and that do not. require much capital funds.

• 한국항해항만학회지
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• 제35권5호
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• pp.445-454
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• 2011

정부의 금융중심지 조성과 발전에 관한 법률에 따라 부산문현혁신지구에 새롭게 조성될 금융중심지는 기존 금융중심지와 차별화되어 해양특성을 반영한 금융집적지로서 비즈니스 중심지와 연계될 때 국제적 경쟁력을 확보할 수 있다. 본 연구는 금융중심지 개념, 유형 성립여건, 경쟁력 및 해외 사례고찰의 시사점을 통해 개발여건과 관련계획을 분석하여 부산국제금융센터의 국제적 경쟁력은 시민공원 및 북항재개발지구가 연계된 해양특성화에 있음을 제시하고, 관련된 육성 프로그램의 보완방향, 물리적 개발방향, 전략 및 지침을 포함한 개발방안을 제시한다.

• 한국콘텐츠학회논문지
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• 제16권8호
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• pp.10-19
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• 2016

본 연구에서는 우리나라 금융중심지정책과 부산금융중심지에 대한 평가를 하고 앞으로 부산금융중심지가 한 단계 성장하기 위한 방안을 모색하고자 하였다. 정부의 금융중심지정책은 금융산업 전반에 걸친 개선방향을 중심으로 이루어져 아직 시작단계인 부산금융중심지의 발전을 위한 정책들은 많지 않았으며, 지자체 수준에서의 정책에 더해 중앙정부 차원에서의 지원 확대나 민간의 참여를 촉진하기 위한 정책들이 추가적으로 필요한 것으로 판단된다. 이를 위해 본 연구에서는 금융기업들의 부산 이전을 촉진하기 위한 유치기업 인센티브 제도의 확대 필요성이 있으며, 규제프리존이나 규제샌드박스와 같은 중앙 정부 차원의 정책과 부산시의 문현-북항 금융자유지역 및 핀테크 클러스터 조성 사업을 연계하는 방안이 제시된다면 부산금융중심지의 성장에 도움이 될 것으로 기대한다.

• 재무관리연구
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• 제21권2호
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• pp.153-181
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• 2004

본 연구에서는 금융시장의 발전에 따른 금융변수들 간의 상호관계변화를 분석하였다. 금융 시장의 발전은 시장참여자들의 구성을 변화시키고 시장참여 자본들의 성격을 다양화시킬 뿐만 아니라 금융시스템의 변화도 도모하므로 금융시장의 구조변화를 일으킬 수 있다. Zivot and Andrews(1992) 분석, Gregory and Hansen(1996) 분석 등 구조변화를 고려하는 분석기법들을 사용함으로서 외환위기 발생시점 및 1999년도 금융시장의 급격한 발전시점에 금융변수간의 관계에서 구조적 변화가 있었다는 것을 확인하였다. 구조변화 이전에는 주가와 금리의 장단기 관계가 부(-)의 관계에 있는 것으로 나타났으나 구조변화 이후에는 주가와 금리가 정(+)의 관계로 바뀌고 있는 것으로 나타났다. 이는 주식과 채권이 대체자산으로서의 역할을 충실히 하게 되면서 변화한 것으로 해석할 수 있을 것이다. 기존의 대부분 문헌들이 주가와 금리는 반비례의 관계에 있거나 무관한 관계에 있다고 밝힌 것에 비교하면 본 논문의 결과는 상반된 주장을 하고 있는 것처럼 보인다. 그러나 본 논문의 연구결과는 기존의 논문과 상반된 결과를 제시한다기보다는 변화되고 있는 관계에 새로운 주목을 유발하고 있다고 보아야 할 것이다. 한편, 구조변화 이후에는 주가와 환율은 부(-)의 관계가 강화되었으며, 금리와 환율의 관계에서도 부(-)의 관계가 강화되었다.

• International journal of advanced smart convergence
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• 제9권1호
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• pp.121-131
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• 2020

We study empirically analyzes the relationship between the leadership styles and management strategies of executives perceived by members of small and medium venture companies through organizational performance through SPSS 24.0. The empirical results are as follows. First, the hypothesis that the strategic leadership of the one-level management team had a significant influence on the management strategy showed that strategic leadership (strategic direction, strategic control, maintaining effective organizational culture, ethical management, human resource development, competency development) The relationship between positive cost, strategy of differentiation, and strategy of concentration was positive. Second, the hypothesis 2 management strategy (cost advantage strategy, differentiation strategy, centralization strategy) was statistically significant for both organizational performance (financial performance and non-financial performance). Therefore, management strategy implemented by management acts as a factor to improve organizational performance. Therefore, the execution ability of management strategy should be strengthened. Third, hypothesis 3 (Strategic Direction, Strategic Control, Maintaining Effective Organizational Culture, Ethical Management, Human Resource Development, Competency Development) could be identified as an important role factor for financial and non-financial performance. The organizational performance of SMEs has been a key factor in the strategic leadership and management strategy implemented by management. Therefore, the establishment and implementation of various practical measures to upgrade this were continuously required.

• The Journal of Asian Finance, Economics and Business
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• 제8권3호
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• pp.821-832
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• 2021

Economic deprivation of households remains a significant economic issue in the world. Researchers have shown great concern in identifying crucial factors to enhance poor households' socio-economic performance. Therefore, this paper aims to develop a new conceptual framework to investigate the influence of different microfinance services on households' socioeconomic performance using moderated mediation analysis of various crucial factors. Focus-group interviews with managements of the microfinance institution, i.e. Amanah Ikhtiar Malaysia (AIM), and a systematic literature review were conducted for this purpose, and a new framework for the future study has been developed. The result from focus-group interviews and systematic literature review propose microfinance financial services, training programs, and business coaching as independent factors, whereas household socioeconomic performance as a dependent factor in the proposed model. Specifically, this study provides the direction to scholars to empirically test the direct relationship between financial services and household socioeconomic performance and the indirect relationship between training programs, business coaching, and household socioeconomic performance. Further, microfinance institutions' service efficiency is also included as a moderator that can strengthen microfinance services' effectiveness. The study also provides useful implications for policymakers, financial institutions, households, micro-enterprises, and researchers to better understand microfinance interventions and household economic mechanisms.

• 한국빅데이터학회지
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• 제4권2호
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• pp.47-59
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• 2019

최근 국내외에서 확산되고 있는 RPA(Robotic Process Automation) 솔루션은 사용자가 응용프로그램의 GUI(Graphic User Interface)에서 대상 업무를 간편하게 자동화 할 수 있어 국내 다수 금융회사에서도 동 솔루션을 적용하는 사례가 지속적으로 증가하고 있다. 하지만 금융기관이 반드시 준수해야 하는 주요 감독규제들은 기존 전통적인 SDLC(Software Development Life Cycle)를 기반으로 하고 있어 일반 사용자의 시스템 Interface 환경 단에서 자동화하는 RPA에 그대로 적용되기에는 어려움이 있었다. 이에 본 논문에서는 금융회사가 RPA를 도입함에 있어 고려되어야 하는 주요 감독규정들과 통제항목들을 정리하고 RPA를 도입한 24개 금융회사의 통제 적용현황을 조사하여 향후 관련 컴플라이언스의 개정 필요성을 제시해보고자 한다.

• The Journal of Asian Finance, Economics and Business
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• 제7권7호
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• pp.343-348
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• 2020

So far, research into multinational bank' overseas expansion has focused on foreign direct investment in the financial services industry. However, this study focused its existing theories on multinational banks on decision-making related to the type of overseas advancement of local financial institutions. For research, four environmental factors were considered: the scale of foreign direct investment, the scope of financial services that can be provided according to the rules of the host country, the corporate tax rate of the host country, and the level of development of the host country's banking industry. Through Kotra, data on the total amount of claims from 2010 to 2014 and the regulatory status for the country's financial industries were obtained. Hypothesis are built around theories and survey factors and has been demonstrated through regression analysis. Results show that Korean financial institutions tend to expand as legally independent subsidiaries where the corporate tax rate of the host country is relatively low. Contrary to the previous studies based on the U.S. banking corporates, results show that Korean banks tend to expand in forms of branches to the host countries with high level of banking system development.

• 한국건축시공학회:학술대회논문집
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• 한국건축시공학회 2018년도 춘계 학술논문 발표대회
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• pp.159-160
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• 2018

The domestic construction industry is changing its preference for demand and supply along with urbanization and economic development. Accordingly, initial risk assessments is more important than before. Currently, the research related to risk analysis except for apartment studies is insufficient. Therefore, the objective is to suggest a basic study on financial analysis model development by applying optimization method in residential officetel. To achieve the objective. first, the previous studies are investigated. Second, the causal loop diagram is structured based on the collected data. Third, the financial model is developed by using optimization method. In the future, the proposed model can be helpful whether or not conduct execution of an officetel development project to the decision makers.

• The Journal of Asian Finance, Economics and Business
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• 제8권12호
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• pp.19-29
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• 2021

This study aims to measure financial inclusion and examine its impact on income inequality in a panel of 18 Asian countries over the period 1997-2017. Two alternative approaches for developing financial inclusion index are used: one approach following the methodology of Sarma (2008), while the other is the Dynamic Factor Model (DFM)-based index. The impact of individual indicators and index of financial inclusion on inequality in income is analyzed. The Generalized Method of Moment (GMM) approach is used for empirical analysis. The results indicate that micro-level financial inclusion has a weak negative and statistically significant impact on income inequality. Macro-level index and all individual indicators of financial inclusion do not affect income inequality in the selected sample of economies. The income inequality issues have different natures and cannot be fixed by financial inclusion only. It needs holistic structural reforms to enable fair distribution of income and make an equitable financial system. Financial inclusion is a relatively less important intervention tool regarding fixing the issue of income inequality. This is one of the first studies that used the DFM method for financial inclusion indices construction.