• 한국기록관리학회지
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• 제9권2호
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• pp.5-18
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• 2009

미국 국회는 일반인들에게 정부 문서를 무료로 자유롭게 접할 수 있도록 하기 위하여 연방정부 간행물 기탁도서관제도(FDLP)를 설립했다. 미국 정부 문서 발행기관(GPO)에 의해서 운영되는 FDLP의 역할은 FDLP에 가입한 미국내 1,250이 넘는 도서관들에게 정부 세 기관(입법, 사법, 행정)으로부터 발행되는 모든 정보물을 배포하는 데 있다. 정부 문서 보관기관은 모든 타입의 정부 문서를 일반인에게 무료로 이용할 수 있게 함으로써 미국 일반인의 정보를 알 권리를 보호한다. 이 문서는 다음과 같은 사항을 기술하고 있다: GPO 와FDLP의 역할, GPO의 조직구조, 정무 문서 보관기관의 의무와 책임, 알리기 서비스와 문서 소장, 위탁과 연결, 그리고 정부 문서 보관기관의 미래와 도전.

• 아태비즈니스연구
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• 제14권2호
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• pp.51-61
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• 2023

Purpose - Since COVID-19, the government's expansion of liquidity to stimulate the economy has resulted in an increase in private debt and an increase in asset prices of such as real estate and stocks. The recent sharp rise of the US Federal fund rate and tapering by the Fed have led to a fast rise in domestic interest rates, putting a heavy burden on the Korean economy, where the level of household debt is very high. Excessive household debt might have negative effects on the economy, such as shrinking consumption, economic recession, and deepening economic inequality. Therefore, now more than ever, it is necessary to identify the causes of the increase in household debt. Design/methodology/approach - Main methodology is regression analysis. Dependent variable is household loans from depository institutions. Independent variables are consumer price index, unemployment rate, household loan interest rate, housing sales price index, and composite stock price index. The sample periods are from 2017 to May 2022, comprising 72 months of data. The comparative analysis period before and after COVID-19 is from January 2017 to December 2019 for the pre-COVID-19 period, and from Jan 2020 to December 2022 for the post-COVID-19 period. Findings - Looking at the results of the regression analysis for the entire period, it was found that increases in the consumer price index, unemployment rate, and household loan interest rates decrease household loans, while increases in the housing sales price index increase household loans. Research implications or Originality - Household loans of depository institutions are mainly made up of high-credit and high-income borrowers with good repayment ability, so the risk of the financial system is low. As household loans are closely linked to the real estate market, the risk of household loan defaults may increase if real estate prices fall sharply.