• 가정과삶의질연구
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• 제20권2호
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• pp.113-122
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• 2002

This study compared the financial status between the employed-elderly households and the unemployed-elderly households, focused on income adequacy, expenditure adequacy and net wealth adequacy. Using data from 1997 KHPS, the lower financial status of the unemployed elderly households were found. Nine measures of financial status were used : income, per capita income, income-to-needs ratio, expenditure, per capita expenditure, expenditure-to-needs ratio, net wealth, net wealth-to-income ratio and net wealth- to-expenditure ratio. The results of this study showed that unemployed elderly households had 68%~77% of income adequacy and 72%~83% of expenditure adequacy for employed elderly households. Holding for gender, age, education, earners in the household, living area and home ownership constant, although the gap was getting smaller, significant differences between the unemployed-elderly households and the employed-elderly households were persisted. The result of this study indicated that the unemployed-elderly households and the employed-elderly households can not be regarded ac homogeneous group when public policies are developed.

• 가정과삶의질연구
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• 제22권5호
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• pp.283-292
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• 2004

The purpose of this study was to examine the determinants of expenditure adequacy of eldery households. Data for this study were collected from 2002 House Income and Expenditure Survey of Korea National Statistical Office, which is consisting of a sample of 918 eldery households. Expenditure adequacy was investigated by the Spending to Income ratio and Expenditure to Minimum standard of living ratio. The results showed that 48% of households spent more than 100% of their taken-home income or less than the minimum standard of living. Multiple logistic regression was used to investigate the determinants of expenditure adequacy. Gender, age, education, job status, family size, and level of income were significant determinants of spending to income ratio and Expenditure to Minimum standard of living ratio. Family size had negative effect on expenditure adequacy, householder's job status and the level of income had positive relationship with it.

• 한국사회정책
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• 제23권2호
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• pp.1-24
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• 2016

본 연구는 서구 국가들이 최근의 연금개혁을 통해서 전통적인 베버리지형 연금체제와 비스마르크형 연금체제 구분에서 벗어나 재정적 지속가능성과 적절성 측면에서 유사해지고 있는지를 영국, 독일, 스웨덴의 비교를 통해 살펴본다. 지난 20여 년간의 연금개혁을 통해서 베버리지형과 비스마르크형 연금체제의 격차는 줄어들 것으로 보이며, 특히 급여의 적절성 기준으로 세 국가의 연금제도가 수렴하고 있는 경향이 발견된다. 재정적 지속가능성의 경우에는 세 국가의 공적연금 지출 수준이 수렴하고 있다고 단정할 수는 없으나, 10여 년 전의 추계에 비해서 향후 지출 수준의 차이는 크게 줄어들었으며, 각 국의 인구고령화 정도의 차이를 고려하는 경우 재정적 지속가능성 측면에서도 수렴 경향이 발견된다. 이 연구는 우리나라 연금 논의에서도 재정적 지속가능성과 적절성에 대한 소모적 논쟁 대신, 선진국에서 수렴하고 있는 지출과 소득대체율 범위에서 재정적 지속가능성과 적절성 사이의 합의가 필요함을 시사한다.

• 가족자원경영과 정책
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• 제16권4호
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• pp.131-152
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• 2012

The aims of this study were to analyze middle-aged households' financial preparation for retirement. Specifically, this study surveyed the relation between human capital investment for children and the middle-aged households' financial preparation for retirement and investigated factors influencing financial preparation for retirement. Data were obtained from the 3rd Korean Retirement and Income Study (KReIS) in 2009, and a sample of 757 households was selected. The statistical methods were frequency, percentile, mean, standard deviation, ${\chi}^2$, t-test, Pearson's correlation coefficient, and logistic regression analysis. The findings of this study are as follows. First, the percentile of preparation for living costs for old age was 49.9% for the middle-aged households. In terms of the types of preparation for living costs for old age, the results showed 61.6% of personal preparation, 33.9% of pension system, and 1.3% for children and relatives. In relation to the adequacy of the preparations for living costs for old age, preparations made by 57.4% of the middle-aged households were inadequate. Observing the minimum living costs for old age and adequate living costs after retirement for single and couple, the minimum living costs of the middle-aged households was 1.46 million won for couple and 0.91 million won for single. The adequate living costs for old age was 2.07 million won for couple and 1.34 million won for single. Second, there were 757 households with total education expenditure. Of these, 208 incurred annual expenditure on public education, and the annual expenditure for public education was 7.28 million won. There were 170 households with annual expenditure for private education, and the annual expenditure for private education was 2.50 million won. 243 households of middle-aged households had annual expenditure for human capital investment, including both public and private education, with annual expenditure for human capital investment for children of 7.82 million won. Furthermore, in the human capital investment factor, there was a difference in the middle-aged households' financial preparation for retirement according to their annual expenditure for human capital investment including both public and private education. In addition, there was a difference in financial preparation for retirement based on their public education expenditure. Third, in the logistic regression model 1, which included human capital investment, the significant variables affecting the preparation for retirement of the middle-aged households were as follows : annual household income, total amount of annual household income, experience of inadequate living costs, existence of financial assets, total amount of annual household savings, financial independence, adequate living costs (for single) for old age, and human capital investment. In the logistic regression model 2, which included annual expenditure for public education and annual expenditure for private education, the significant variables affecting the preparation for retirement of the middle-aged households were as follows : annual household income, total amount of annual household income, experience of inadequate living costs, existence of financial assets, total amount of annual household savings, financial independence, adequate living costs (for single) for old age, and annual expenditure for public education.

• 가정과삶의질연구
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• 제11권1호
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• pp.107-118
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• 1993

A dimension of well-being economic security was analyzed and compared with economic adequacy. Again it was tested whether two indicators of economic security(short-term vs. long-term) yield same distribution across all household groups. Economic Security was defined as the household ability to sustain a given level of consumption in the case of economic emergency; specifically loss of income. Measure of 8 different kinds of economic security were constructed from household net worth including and excluding home equity. Data were taken from the 1988 U.S. Consumer Expenditure Survey and 2148 households were selected to test hypotheses concerning the economic security of American households Empirical results showed a very low level of economic security in general. The first hypothesis that distribution of economic adequacy and economic security are same across all population groups was rejected. On the average security measure rather than adequacy measure was favor to white female-headed households and households who have old and highly educated house-holder. The second hypothesis that the indicators of long-term and short-term economic security yield the same results across all household was not rejected. In general the level of economic security was relatively higher when long-term indicator was used than short-term indicator was however the direction and relative size of effect of income and each control variable was almost same.

• Journal of Nutrition and Health
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• 제19권1호
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• pp.23-31
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• 1986

This study was attempted to investigate the effect of family environment on the dietary quality of adolescence. The subjected were 390 girls aged from 13 to 19 and their mothers in Chung-Nam province area. The survey was conducted from Febril 6 to 16, 1985. The results can be summarized as follows ; 1) The mean dietary score of nutrient adequacy of subjects was 11.85 out of possible 17, which showed that all nutrients intake might be lower than the R.D.A. 2) According to resident place, dietary quality was tended to be better in order of rural place, small city and medium city 9P<0.01). 3) In smaller numbers of family members, dietary quality was tended to be better (P<0.01). 4) Family pattern did not affect the dietary quality. 5) According to socioeconomic status, dietary quality was tended to be better at the upper class(P<0.05). 6) Dietary quality was tended to be better according to the increase of PCEF(per capita expenditure for food). 7) Mother's employment was likely to improve the dietary quality (P<0.01). 8) Dietary quality was tended to be better according to mother's favored attitude toward nutrition(P<0.01). 9) Mother's attitude toward taste affected the dietary quality, but this effect was not constant(P<0.01). 10) Mother's attitude toward family's food preference affected the dietary quality adversely (P<0.01). 11) Mother's score of nutrition knowledge was likely to affect the dietary quality. 12) Dietary quality was positively correlated to health status of subjects. And there was a significantly negative correlation between dietary quality and menarcheal age (P<0.01).

• Journal of Nutrition and Health
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• 제32권8호
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• pp.918-926
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• 1999

This study was an investigation of nutrient intake and food habit of college students in Taegu. A total of 200 apparently healthy college students living in Taegu were selected for the study. The 24-hour recall were obtained from subjects. The following anthropometric measurements were made on all participants: weight, height, waist and hip circumferences, and bioimpedence. Dietary habits and energy expenditure were examined through questionnaires. Among the subjects 8.3% were obese and 17.7% were underweight in male and 38.8%, respectively. The average intake of nutrients and energy were below the RDA in male(except protein, vitamin C and phosphate) and female(except vitamin C and phosphate), whereas phosphorus intakes well exceed the RDAs for both groups. Lowest mean intake as percentile of RDA were calcium and riboflavin in male, and calcium and iron in female. The mean adequacy ratio(MAR), an index of overall dietary quality was 0.735 for males and 0.730 for females. The index of nutritional quality (INQ) were under 1.0 for vitamin A(0.91), B2(0.628), Ca(0.074), Fe(0.845) in male students and vitamin B2(0.752), Ca(0.649), Fe(0.594) in female students. The alcohol consumption level was negatively correlated (p<.05)with thiamin, ascorbic acid, carbohydrate, and energy consumption in male students. Also the alcohol consumption was negatively correlated (p<.05) with milk consumption in male students. Thus, unfavorable nutritional patterns of alcohol drinkers put them at double jeopardy regarding micronutrient intake and bone health. In conclusion, this study indicates that nutrient intake in the college student in Taegu is considerably lower than RDA. Another important finding of this study is that an unacceptable calcium and iron status was prevalent in a high percentage of subjects in the college student.

• 사회복지연구
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• 제39호
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• pp.253-286
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• 2008

노인장기요양보험 수가는 서비스시장에게 국가가 노인장기요양정책을 이끌고 나가고자 하는 정책방향을 보여주는 정책적 신호의 의미를 지닌다. 본 논문에서는 첫째, 한국의 노인장기요양보험의 급여종류별 수가가 어떠한 방법과 근거를 가지고 개발되었는가를 살펴보고, 그 특성을 규명하고자 하였다. 둘째, 평가기준을 가지고 수가개발의 타당성과 현실적 적절성 등을 평가해보고자 하였다. 셋째, 수가가 노인장기요양보험 시장의 합리적 형성 및 운영을 위한 중요한 요인임을 감안하여, 가격결정자와 규제자로서의 국가의 역할에 주안점을 두고 정책과제를 도출해보고자 하였다.