• International Commerce and Information Review
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• v.9 no.1
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• pp.149-168
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• 2007

e-Trade Payment system has been transformed by quickly and effectively. The e-trade Payment system such as TradeCard System, Bolero Surf, Identrus Eleanor and e-Escrow and e-letter of Credit issued by SWIFT System enable partly sellers, buyers and service providers. This paper studies for SWIFT, Surf, TradeCard, Eleanor, e-Escrow as international trade payment, As reason following : The First, Bolero is a neutral secure platform enabling paperless trading between exporter, importer, and their logistics service and bank partners, insurance company. The Second, TradeCard is to manage procurement-to-payment worldwide, that is exporter, importer and connected partners, paperless platform. The Third, Identrus is the global leader in trusted identity solutions, recognized by global financial institutions, commercial organizations and bank partners around the world. The Forth, Escrow payment have effect to L/C issue and enter into electronic contracts in internet bank. Trader practice use Escrow Bank as the same bank that rules to Issuing Bank and Advising Bank and payment, acceptance. This paper of these electronic payment have studies new international trade payment to approach such as eUCP rules and TradeCard System, Surf of bolero, eleanor of Identrus, SWIFT.

• The Journal of Society for e-Business Studies
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• v.11 no.4
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• pp.87-106
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• 2006

Today as the scale of e-commerce constantly expands, the number and the amount of the consumer frauds are also increasing very rapidly, without sufficient levels of systematic support to prevent them. Internet Escrow service is one of the promising payment mechanisms, which guarantees secure electronic trades and payments. Especially, if the real-time product delivery information is available via RFID-based track-and-trace environment, the security and efficiency of the Internet Escrow services would be improved a lot. In this research, proposed a novel approach to integrate EPCglobal Network, which is a de-facto standard for RFID-based information network model, with Internet Escrow services. The proposed service model was implemented in the form of "Integrated Financial Platform", which supports the contracts among trading partners and the payment via Escrow services by being fully integrated with bank systems. Using the implemented EPCglobal Network-based Escrow service system, we would be able not only to shorten the money-flow cycle and to develop new kinds of loan services, but also to overcome the problems of existing Escrow services including the lack of product-related information and the delay of purchasing decisions.

• International Commerce and Information Review
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• v.7 no.3
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• pp.97-111
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• 2005

This paper object is application of electronic Customers Relationship Management(e-CRM) for buyer This paper focuses on the possibility of the adaption of Escrow system in Local L/C opening and payment. The purposes of this study are to obtain efficiency and stability of Local L/C and to provide opportunity to accept trust of the transaction parties. The results of the study show that Escrow system is recommended when Local L/C opened, because Escrow system has the following merits: (1) Open system of internet can be used to Local L/C process. (2) Transaction process of Escrow system is very simple. (3) One stop transaction can be applied to all the process of local L/C.

• Journal of Digital Convergence
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• v.11 no.11
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• pp.29-36
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• 2013

To accommodate the rapid growth of e-commerce transactions, non-face-to-face transactions, businesses use a wide variety of payment methods. However, many of these payment mediums are not secure as shown by increases in fraudulent transactions. In this paper, we analyze a particular e-commerce transaction medium, the Safety Transaction Service (STS). This system protects consumers through a wide variety of safeguards: safety settlement systems (escrow), consumer damage compensation insurance, payment guarantee, and secure bank settlement. In contrast to the safeguards, we identify the limitations and concerns with the STS and potential legal and political improvements. The plethora of payment methods limits the consumers ability to distinguish between the secured and unsecured transaction services. Regulation and consumer based verification of transaction services are essential to root out dangerously fraudulent systems. We propose the development of specific standards to these systems, in particular the need for consumer confirmation and clear settlement documentation. Only through the active promotion of scrutiny and improvement to STS will consumers be protected in e-commerce.

• Journal of the Korea Institute of Information and Communication Engineering
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• v.8 no.8
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• pp.1760-1768
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• 2004

A P2P is a method that can share and exchange on digital resources through a direct connection on personnel without a central server. In this paper, we apply a P2P technology to a traditional electronic commerce method so that a seller and a customer can perform a commercial transaction through a direct communication. As such a result, we propose a new e-Commerce model on P2P environment to assure fairness in commercial transactions. To achieve our goal, we put an escrow server which is responsible for guarantee fair contents delivery and payment for the contents between a seller and a customer. When a customer buys content, he first obtains reputation values implicating reliability for the content and refers to these values to determine purchase. The proposed scheme, we can improve the reliability for the purchasing content and provide the fairness to both a seller and a customer simultaneously.

• Journal of Information Processing Systems
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• v.13 no.4
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• pp.970-986
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• 2017

Certificateless public key cryptography (CL-PKC) is a new benchmark in modern cryptography. It not only simplifies the certificate management problem of PKC, but also avoids the key escrow problem of the identity based cryptosystem (ID-PKC). In this article, we propose a certificateless blind signature protocol which is based on elliptic curve cryptography (CLB-ECC). The scheme is suitable for the wireless communication environment because of smaller parameter size. The proposed scheme is proven to be secure against attacks by two different kinds of adversaries. CLB-ECC is efficient in terms of computation compared to the other existing conventional schemes. CLB-ECC can withstand forgery attack, key only attack, and known message attack. An e-cash framework, which is based on CLB-ECC, has also been proposed. As a result, the proposed CLB-ECC scheme seems to be more effective for applying to real life applications like e-shopping, e-voting, etc., in handheld devices.

• Knowledge Management Research
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• v.20 no.4
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• pp.131-148
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• 2019

E-commerce in Korea has grown steadily in recent years. E-commerce has provided firms with an effective method to approach potential customers by overcoming geographical and physical barriers. However, despite the rapid growth, many e-commerce businesses closed their businesses and were not able to survive. This study aims to empirically examine the factors that determine the survival of e-commerce businesses in Korea. In particular, this study focuses on the factors related to the notion of institution-based trust that includes delivery, privacy, and security management. This research used the data set about 31,295 e-commerce businesses that have been registered in Seoul. We found that the e-commerce business that does not require extra personal information beyond the standard terms and conditions or provides a feedback mechanism by having an online board to submit a complaint has a higher chance of survival. In addition, the e-commerce business that has a secured web server, shows the specific information about the date of delivery, or provides escrow services is likely to survive longer than others. The research has extended the extant literature on the importance of trust in e-commerce by empirically examining the effects of the institution-based trust factors on the actual survival of e-commerce businesses.

• KSII Transactions on Internet and Information Systems (TIIS)
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• v.10 no.10
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• pp.5190-5208
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• 2016

Because of the advantages of certificateless and no escrow feature over the regular signature and identity-based signature, certificateless signature has been widely applied in e-business, e-government and software security since it was proposed in 2003. Although a number of certificateless signature schemes have been proposed, there is only one lattice-based certificateless signature scheme which is still secure in the quantum era. But its efficiency is not very satisfactory. In this paper, the first certificateless signature scheme on NTRU lattice is proposed, which is proven to be secure in random oracle model. Moreover, the efficiency of the new scheme is higher than that of the only one lattice-based certificateless signature.

• Journal of the Korea Computer Industry Society
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• v.3 no.8
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• pp.1105-1116
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• 2002

This paper has presented three types of key recovery methods, which are known as key escrow, key encapsulation, and trusted third party scheme. we have analyzed the existing key recovery products, which have been developed by the advanced nations for electronic commerce and electronic government. we have also analyzed the key recovery policies proposed by the advanced nations, such as The United States of America, Great Britain, and Japan. In this paper, several key recovery policies are proposed for the e-commerce and e-government system. And we have proposed key recovery scheme for the e-commerce system utilizing the on-line secret sharing scheme based on the Internet and public bulletin board.

• Journal of Internet Computing and Services
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• v.7 no.1
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• pp.59-64
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• 2006

Harn al proposed a GKRS(Global Key Recovery System) that combines the functions of the key recovery authorities and the public key certification authorities(CA), Among other features, user dominance(i.e, a user is allowed to select his own public-private key pair and especially a public element for verifying the validity of the public-private key pair)is proposed by [1] for wide acceptance of GKRS. In this paper, we attack the RSA version of GKRS by showing that its user-dominance feature and the corresponding key verification scheme employed by the CA allow for fraud by users against CA. We propose more secure GKPS than original GKPS, The proposed system makes the probability of user fraud negligible small.