• 상하수도학회지
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• 제11권4호
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• pp.99-109
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• 1997

To estimate the nutrients delivery characteristics of Chogang stream to Keum River, sediment and soil characteristics were analyzed in the stream and in the stream bank. Along the stream, soil samples from river sediment were collected and tested monthly for phosphorus and nitrogen concentrations. Nitrogen concentration in the sediment is much lower than that of soil in the river bank especially in summer presumably due to the high desorption characteristics of nitrogen by the increasing rainfall energy during summer. Instead, the concentrations of phosphorus were similar for the sediment and the soil in the river bank due to the strong adsorption characteristics of phosphorus. Batch tests were performed to evaluate the desorption potential of the sediments. Universal Soil Loss Equation (USLE) was applied to quantify soil erosion in each watershed due to rainfall. It was estimated that approximately 25% of total phosphorus by mass basis could be released from the sediment if the water was disturbed vigorously. The mass load of nitrogen and phosphorus into the Chogang Stream from the watershed were evaluated from the USLE and release ratio of phosphorus.

• The Journal of Asian Finance, Economics and Business
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• 제8권1호
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• pp.873-880
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• 2021

The purpose of this study is to investigate the impact of internal control on credit risk of joint stock commercial banks in Vietnam from 2007 to 2018. Furthermore, we specify bank-specific characteristics and macroeconomic conditions, and analyze how these factors affect credit risk of banks: the number of board members, the number of board members with banking or finance background as ratio of total board members, loans to total assets ratio, loans to deposit ratio, the number of days between the year-end and the publication of the financial statements, and the use of top four auditing firms proxy for five elements of internal control. By using the dataset of 30 Vietnamese joint stock commercial banks and Bayesian linear regression via Random-walk Metropolis Hastings algorithm, the results of this study show that five elements of internal control have a impact on bank credit risk, namely, control environment, risk assessment, control activities, information and communication, and monitoring activities. For factors of banks' characteristics, bank size and financial leverage have a negative impact on banks' credit risk, and bank age has a positive effect. For macroeconomic factors, inflation has a positive impact and economic growth has a negative impact on banks' credit risk.

• 대한지역사회영양학회지
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• 제10권2호
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• pp.224-233
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• 2005

The objectives of this study were to (a) examine the users' characteristics of both government-dominant and non-governmental food bank programs, (b) understand the supporting quality of the food bank program, and (c) analyse the effectiveness of the programs from the users' perspectives. The random samples of 120 food bank operators were selected by proportionate stratified random sampling method and from each food bank, 3 users were selected for the survey. A total of 205 users were participated in this survey. The main results of this study were as follows; Average profile of food bank users were 58 year old, female, livelihood protectee ($56.6\%$). Food assistance frequency were mostly once a week ($34.1\%$), and everyday ($22.4\%$). The survey also showed that non-governmental food banks delivered the food directly to the $42.7\%$ of users, otherwise the users of government-dominant ones went to the food bank to receive the foods. Most of the donated foods were cooked food ($50.0\%$), and the users also wanted to receive that kinds of food. Saving food expenses ($55.6\%$) and overcoming hunger ($16.6\%$) were found as the effectiveness to the users.

• 한국항해항만학회지
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• 제37권3호
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• pp.251-256
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• 2013

This paper is mainly concerned with the ship-bank interaction by model test. The experiments for the characteristics of hydrodynamic interaction forces and moments between vessel and bank with a mound were carried out in the seakeeping and maneuvering basin. A series of tests were carried out with ship model in parallel course along a vertical sidewall with a mound with varying lateral spacing between model ship and sidewall, length of sidewall and water depth. From the experimental results, it indicated that the hydrodynamic interaction effects increase as length of sidewall with a mound increases. Furthermore, for lateral spacing less than about 0.2L between vessel and bank, it can be concluded that the bank effects increase largely as the lateral spacing between vessel and bank decreases. However, for spacing between vessel and bank more than about 0.3L, the interaction effects increase slowly as lateral spacing decreases. Also, for the water depth to draft ratio(h/d) less than about 1.5, the hydrodynamic interaction effects increase dramatically as h/d decreases.

• 한국항해항만학회:학술대회논문집
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• 한국항해항만학회 2013년도 춘계학술대회
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• pp.15-16
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• 2013

This paper is mainly concerned with the ship-bank interaction by model test. The experiments for the characteristics of hydrodynamic interaction forces and moments between vessel and bank with a mound were carried out in the seakeeping and maneuvering basin.

• 한국지하수토양환경학회지:지하수토양환경
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• 제16권6호
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• pp.19-26
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• 2011

In this research, soil analysis and adsorption were conducted, and compared with the water quality of bank filtration and river in terms of TS, TDS, SS, $NH_4$-N, $NO_3$-N, $NO_2$-N, Fe, Mn, BOD and $KMnO_4$ consumption for the development of bank filtration in Gimhae city. Analysis of soil showed high levels of Fe (470 mg/kg), Mn (80 mg/kg) and $NH_4$-N (15 mg/kg). Also, adsorption coefficient values (k and 1/n) were 0.00159 and 0.8714, respectively. This implies that the adsorption of the soil depends on organic matter. Water qualitiy of the river and the bank filtration revealed that the concentrations of TS and TDS almost didn't change but the concentration of SS decreased 84% through the bank filtration. $NH_4$-N in the bank filtration was detected more than 1 mg/L which might be due to agricultural activities in the research area. $NO_3$-N was close to the detection limit owing to the removal by the adsorption. $KMnO_4$ consumption and BOD of the river were decreased by the bank filtration 250% and 350%, respectively, while Fe and Mn were significantly increased by the bank filtration.

• The Journal of Asian Finance, Economics and Business
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• 제9권6호
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• pp.23-32
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• 2022

This paper examines the effects of regulatory capital on a bank's profitability and risk. We employ annual data from Vietnamese commercial banks from 2005 to 2020 and use the dynamic GMM regression method to address the potential endogeneity issue, more suitable for panel data with relatively low time dimensions. Our panel regressions indicate that higher regulatory capital would significantly improve the bank's profitability and lower the bank risks. In particular, a one percent increase in the regulatory capital would significantly increase the bank's return on assets by 1.9%. We further explore the heterogeneous impacts of regulatory capital on the Vietnamese bank's performance across bank characteristics. We find that smaller, non-state-owned and non-listed banks would benefit from stringent regulatory capital requirements. The improvements in bank performance are mainly driven by reductions in the risk premium of the banks, resulting in lower funding costs and higher profitability. These findings are essential since Vietnam, as an emerging market, has only implemented the Basel II reform recently on a stable and fast-growing background rather than as a reaction to the global financial crisis. Thus, our empirical results support stringent regulatory capital in emerging countries to ensure a stable banking sector and boost economic growth.

• Management Science and Financial Engineering
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• 제3권1호
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• pp.39-56
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• 1997

This paper applies the binary tree classifier and discriminant analysis methods to predicting failures of banks and insurance companies. In this study, discriminant analysis is generally better than the binary tree classifier in the classification of bank defaults; the binary tree is generally better than discriminant analysis in the classification of insurance company defaults. This situation can be explained that the performance of a classifier depends on the characteristics of the data. If the data are dispersed appropriately for the classifier, the classifier will show a good performance. Otherwise, it may show a poor performance. The two data sets (bank and insurance) are analyzed to explain the better performance of the binary tree in insurance and the worse performance in bank; the better performance of discriminant analysis in bank and the worse performance in insurance.

• 대한기계학회논문집
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• 제15권1호
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• pp.218-228
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• 1991

Since heat exchangers are composed of bank of tubes, the knowledge on the flow and heat transfer characteristics of the tube bank are required for the optimum design and selection of heat exchangers. In this paper, the turbulent flow fields and heat transfers normal to a staggered tube bank are solved numerically employing K-.epsilon. 2 equation turbulence model and non-orthogonal coordinate transformation for the treatment of curved surface of tubes. Predicted mean Nusselt numbers of tube bank agree reasonably well with Grimision's correlation

• 대한전기학회:학술대회논문집
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• 대한전기학회 2006년도 춘계학술대회 논문집 전기설비전문위원
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• pp.48-50
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• 2006

SC(Static Condenser) in KEPCO is used in voltage control and power factor compensation. Currently KEPCO uses SC to 154kv 50MVA and 23kv SMVA. It is not important in old days because a SC bank accident has no effect on power system. But we are interested in the SC bank for power quality in these days. The SC Bank has a reactor and a condenser using series connection. It is operated in critical point for resonance circuit normally. Therefore the SC bank has a small reliability against other Power instruments. If a 4th harmonic frequency as a resonance frequency is supplied in system, the condenser is damaged because of a resonance current. And a trip and a closing for CB(Circuit Breaker) in many times will have a big influence of SC bank destruction. General OCR(Over Current Relay) observing SC bank is not useful for this protection We think that protection relay must be have the SC bank characteristics. A solution for this problem is active Power, resonance frequency and impedance.