• Title/Summary/Keyword: auditing

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Factors Affecting Satisfaction of Customers' Savings Deposit in the Context of COVID-19: Evidence from Vietnamese Commercial Banks

  • TRAN, Quoc Thinh;TRAN, Mai Uoc;LE, Xuan Thuy
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.10
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    • pp.369-376
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    • 2020
  • Credit capital from customers' savings deposit (CSD) of banks has an important meaning in the business activities of the banking industry. There are many factors that influence the CSD satisfaction with banks. Certain changes have been made when there are fluctuations due to COVID-19. The article is based on an analysis assessing the factors that influence the CSD satisfaction of Vietnamese commercial banks in the context of COVID-19. The authors use a sample of 1,639 CSD. The results show that there are three variables that positively affect CSD satisfaction, including legal provisions of the Central bank (Legal), policies and mechanisms of commercial banks (Policy), and products of commercial banks (Product). Accordingly, in order to contribute to strengthening this capital mobilization of savings deposit, the Central bank of Vietnam needs to play a pivotal role in the regulations of the banking system to ensure its stability; control well monetary policy, interest rates, and inflation to keep a stable position in the economy; and provide timely financial support packages to enhance the confidence of CSD. Moreover, Vietnamese commercial banks need flexible policies and mechanisms to stimulate CSD; strengthen support on deposit rates for CSD; and diversify products to easily adapt to each CSD's situation.

Efficiency of Sterilization Policies by the State Bank of Vietnam

  • HOANG, Hang Thi Thanh;NGUYEN, Phung Thi Kim;NGUYEN, Phuc Tran
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.10
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    • pp.87-94
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    • 2020
  • This study aims to evaluate the effectiveness of sterilization in Vietnam. We estimate a simultaneous equation by using Two-Stage least squares (2SLS) regression analysis. The time-series data was collected for the first quarter of 2004 to the fourth quarter of 2018. In particular, the effectiveness of sterilization is considered in terms of dollarized economy, since making the transition from a centrally planned to a market economy system, the Vietnamese economy has remained in a state of dollarization. In addition, we also assess whether the global financial crisis had an impact on the sterilization effectiveness of the State Bank of Vietnam (SBV). On the basis of the estimated sterilization and offset coefficients, our results suggest that the State Bank of Vietnam (SBV) has not been able to fully neutralize the impact on the domestic money supply when intervening in the foreign exchange market, and the capital inflows respond strongly to changes in domestic monetary conditions. The results also show that the global financial crisis has changed the effectiveness of these sterilization policies. An analysis of this study's empirical findings provides the opportunity to derive some recommendations that may assist in increasing the effectiveness of the State Bank of Vietnam's sterilization policies in the process of accumulating international reserves.

Determinants of Success of University Students in Vietnam: An Empirical Study

  • NGUYEN, Lan T.N.;THAN, Thao T.;NGUYEN, Tan G.
    • The Journal of Asian Finance, Economics and Business
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    • v.7 no.10
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    • pp.1057-1070
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    • 2020
  • This paper investigates the determinants of students' success in Vietnam through conducting online interviews and surveys with 2,500 Vietnamese students at eight famous universities in Vietnam. By applying both SPSS 22 and STATA software, the study is to evaluate the impact of four driver factors, which affect GPA, language efficacy, and personal achievement. These factors are psychological perspective, home environmental, student demographic, and school environmental. The research results emphasize a positive effect of psychological and home-environmental determinants, but the negative effect of school environmental factors on the students' success. Besides, the relationship between demographics and student success was tested and indicated that male students have a better language learning ability, but a low level of academic achievement than female students. The results also point out the impact of religious affiliation and ethnicity on personal achievement. Non-religious students are better achievers than those having a religion or those in minority ethnicity. Moreover, accumulated schooling years are negatively associated with students' success. The more working experience students accrued, the higher possibility they are successful. Finally, the finding provides an insight into students' success that might be useful to government authorities and other universities in designing policies for enhancing the quality of education.

Development of Repair System for Drain Pipe to Enhance Safety (하수관거 안전성 향상을 위한 보수 시스템 개발)

  • Chung, Jee-Seung;Kang, Weon-Dae
    • Journal of the Korean Society of Safety
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    • v.26 no.6
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    • pp.45-53
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    • 2011
  • This study was performed to develop repair and reinforcing materials in sewage drain pipe by using 40% of CAC(Calcium Aluminate Cement) and 4% of Polymer Powder. Regarding reinforcing materials to enhance load-bearing capacity, polyester textile and wire mesh were adopted and then they were evaluated by the measurement of deflection and Stress-strain Relationship. Two types of drain pipe made by concrete and PE were considered as plain specimens and then loading test were performed after repaired by CAC mortar impregnated reinforcing materials. As the test results of the load-bearing test on both drain pipe, there was higher load-bearing capacity on the specimen adopted wire mesh but debonding of repair mortar was found due to stiffness of wire mesh. By the way, repair system using CAC mortar impregnated polyster textile without wire mesh showed satisfactory results including bonding and load-bearing capacity regardless substrate, so this repair system using by mixture of CAC mortar and polyster textile is suggested as the reasonable repairing method within this experimental scope.

Comparison of Information Security Controls by Leadership of Top Management (최고경영층의 정보보호 리더십에 따른 정보보호 통제활동의 차이 분석)

  • Yoo, Jinho
    • The Journal of Society for e-Business Studies
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    • v.19 no.1
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    • pp.63-78
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    • 2014
  • This paper is to analyze how the information security leadership of top management affects controls of information security. Controls of information security include the activity related to making information security policy, the activity related to making up information security organizational structure and job responsibilities, the activity related to information security awareness and training, the activity related to technical measures installation and operation, and the activity related to emergency response, monitering and auditing. Additionally we will analyze how Internet incidents affect controls of information security and find implications.

A Study of Password Management Methods for System in Access Control (시스템 접근통제를 위한 패스워드 관리 방안에 대한 연구)

  • Baek, Jong-Il;Park, Dea-Woo
    • Proceedings of the Korean Institute of Information and Commucation Sciences Conference
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    • 2011.10a
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    • pp.303-306
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    • 2011
  • System solutions for access control to the user's personal when you want to authenticate to the system is used. The valid user is really just a part of authorized users, the suitability of a valid user has been authenticated are not sure whether the problem is the fact. For example, one developer in the Unix operating system can be valid, but do not have permission to access the system should be limited for. In this paper, a single account for multiple users to use the system operational issues to improve the fine-grained delegation of authority, the session audit, the administrator account's policy-based management, with full rights the administrator account of distribution management and auditing the system overall is the study of access control measures.

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A Study on the Scheme of Information System Audit for Institute of Knowledge Information (지식정보 관리기관을 위한 정보시스템 감리 추진방안에 관한 연구)

  • Lee, Sang-Jun;Ra, Jong-Hei;Go, Hyung-Dae;Shin, Ki-Jung
    • Journal of Information Technology Services
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    • v.5 no.3
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    • pp.121-135
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    • 2006
  • With the growth and maturation of IT industry, the necessity of audit about development, maintenance and management of high-quality information system is gradually increasing. In addition, the necessity of inner auditing system, which could totally verify and evaluate the effectiveness of project according to the characteristics of organization conducting information-oriented business, also being proposed. Government offices including Korea Institute of Science and Technology(KISTI) collectively controlling nationwide science-technology related information have no guiding principle or organization within themselves even though performing information-oriented businesses are becoming more bigger and complicated. In this paper, we propose scheme for devising framework, which can audit construction and operation of knowledge information, check list and guideline. In addition, we present concrete ways for adapting these schemes to institutes which manage science-technology knowledge information. Audit framework consists of points of time in audit, audit domain and audit criterion. Points of time in audit are defined as three phases as followings: pre-audit, in-progress audit and post-audit. Audit domain includes 16 detail audit domains and especially we set 11 check items and 40 detail investigation items for database implementation business. We expect that management level of science-technology implementation business of organizations using this research result will increase and they could offer high-quality information service.

Information Systems for Organizational Agility: Action Research on Resource Scheduling at the Universidad de Chile

  • Seo, Dong Back;La Paz, Ariel I.;Miranda, Jaime
    • Asia pacific journal of information systems
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    • v.24 no.4
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    • pp.417-441
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    • 2014
  • Organizations need to exhibit characteristics of agility to stay ahead of their competitors and to survive in dynamic environments. One major concern for organizations is how to implement Information Systems (ISs) to enhance their agility. Organizations tend to spend too many resources to change their entire IS instead of only the components that cause problems without exactly knowing whether it enables or suppress organizational agility. To address these shortcomings and practical issues, we provide a framework to assess organizational agility and to diagnose a problem related to IS. By applying this prototype of the Agility Framework, we were able to diagnose a problem that the department of Management Control and Information Systems at the Universidad de Chile had and planned actions for them to improve its organizational agility with a course scheduling system, eClasSkeduler. This action research, which took more than 25-month for the first cycle, further develops the Agility Framework, which not only provides a way to link IS with organizational functions but also illustrates how to use it to diagnose a situation and plan actions for improving organizational agility through an information system.

TRSG 모델을 기반으로 한 멀티미디어 프리젠테이션 및 저작 도구 개발

  • Na, In-Ho
    • Journal of KIISE:Computing Practices and Letters
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    • v.6 no.1
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    • pp.36-44
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    • 2000
  • In this paper, we describe the developing of a tool which supports both multimedia presentation with user's participation through a high speed network and authoring of various media using a single authoring tool. To support real-time synchronous multimedia presentation, we adopt dynamic synchronization method and adaptive transmission algorithm for synchronizing data transfer rate between sender and receiver using buffer management algorithm based on QoS parameters. And we also allow user's participation in the presentation using TRSG(Temporal Relationship Specification Graph) model. Finally, the proposed tool supports the minimal level of QoS and its continuous play-out using event auditing threads which control the current state of a multimedia presentation continuously by monitoring of negative factors effecting on QoS, and synchronization.

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Configuration Management based Configuration File Version Integrity Auditing Framework (형상관리 기반 설정파일 버전 무결성 감사 프레임워크)

  • Kim, Seonjoo;Lee, Sukhoon;Baik, Doo-Kwon
    • Proceedings of the Korea Information Processing Society Conference
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    • 2012.11a
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    • pp.1511-1514
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    • 2012
  • 최근 기업에서 구축하는 IT 아키텍쳐가 점점 복잡해져 가는 환경변화에 따라 각 시스템 구성요소의 조건이나 특성을 저장하는 설정파일(Configuration file)의 중요성이 강조되고 있지만, 대부분의 형상관리시스템이 응응 소프트웨어를 중심으로 구성되어 설정파일의 특징을 반영한 활동에 한계를 갖고 있다. 또한 품질보증 목적으로 수행하는 형상감사 활동도 응용 소프트웨어를 대상으로 품질중심 감사 활동이 이루어지면서, 등록된 개별 소프트웨어 별로 변경통제와 버전관리가 이루어져 설정 파일이 포함되는 경우 버전 무결성 차원의 문제를 적발하지 못하는 문제가 있다. 이 논문에서는 추가적으로 필요한 감사활동 요구기능을 정의하고, 동일한 원본에서 배포된 설정파일들이 서로 버전이 다르게 관리 될 수 있는 문제를 감사(Audit)를 통해 탐지할 수 있는 버전 무결성 감사 프레임워크를 제시한다. 제안하는 프레임워크는 기존 형상관리 개념과 액티비티, 프로세스를 기반으로 감사기능을 보완한다. 이를 통해 기존 감사활동에 버전 무결성 검증을 수행하는 형상감사 기능이 포함되며, 이는 설정파일의 버전 차이에 의해 사전/사후 발생될 장애, 오동작 등의 문제 해결에 활용된다. 이 논문에서 제안 프레임워크의 검증을 위하여 웹 시스템 기반 자바환경으로 구현하였고, 현장 적용한 부분을 평가 함으로써 검증하였다.