• East Asian Journal of Business Economics (EAJBE)
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• v.3 no.2
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• pp.13-20
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• 2015

Online or e-banking has been adopted as key banking innovation in Uganda adopted by all financial institutions in the country. This research explored the state of e-banking and its efficacy in Uganda banking industry. A correlation analysis approach was adopted for this research. In Uganda, the banking sector has been liberalized with telecommunications allowed to effect e-banking and ecommerce transactions. The study concentrated on the periods of years 2011/2012 and 2012/2013. Findings from this research revealed that BOU uses UNISS for real time gross settlement (RTGS). Since its adoption a +1 coefficient correlation was realized. With the use of mobile money, also a +1 coefficient correlation was achieved for the period under consideration. As regards the use of e-cheques, there was a drop reflected by -2.8 percent which could have been attributed to perception of the users, though there was a +1 coefficient correlation when considering e-cheque transactions and the monetary value. The use of EFT in Uganda generated a +1 coefficient correction considering the number of users and the monetary value involved. Bank of Uganda should work hard and make or go live with electronic banking supervision software which would aid them with their supervisory roles.

• Korean Journal of Plant Resources
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• v.32 no.3
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• pp.244-253
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• 2019

In crop breeding program, information about genetic dissimilarity on breeding resources is very important to corroborate genealogical relationships and to predict the most heterozygotic hybrid combinations and inbred breeding. This study aimed to evaluate the genetic variation in Kenyan sunflower breeding lines based on simple sequence repeat (SSR). A total of 83 alleles were detected at 32 SSR loci. The allele number per locus ranged from 2 to 7 with an average of 2.7 alleles per locus detected from the 24 sunflower accessions and the average value of polymorphic information contents (PIC) were 0.384. A cluster analysis based on the genetic similarity coefficients was conducted and the 24 sunflower breeding resources were classified into three groups. The principal coordinates (PCoA) revealed 34% and 13.38% respectively, and 47.38% of total variation. It was found that the genetic diversity within the Kenyan sunflower breeding resources was narrower than that in other sunflower germplasm resources, suggesting the importance and feasibility of introducing elite genotypes from different origins for selection of breeding lines with broader genetic base in Kenyan sunflower breeding program.

• Proceedings of the Plant Resources Society of Korea Conference
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• 2019.04a
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• pp.61-61
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• 2019

In any crop breeding program Selection and use of genetically diverse genotypes to develop cultivars with a broad genetic base is important. Molecular markers play a major role in selecting diverse genotypes. Molecular breeding programs of the crop can be made more efficient by use of molecular markers. The present study was done with an aim of analyzing genetic diversity and the population structure in 24 accessions of sunflower (Helianthus annus L.) from Kenya genetic diversity using 35 EST-SSR and gSSR primers.Out of the 35 markers 3 were not polymorphic as they indicated Polymorphic Information content( PIC) of value 0.00 and so the data analysis was done using 32 markers . The 32 set of markers used produced 29 alleles ranging from 2 to 7with a mean of 3.0 alleles per locus.The average value of polymorphic information contents(PIC) were 0.3 .Genetic diversity analysis using these markers revealed 3 major clusters. This result could be useful for designing strategies to make elite hybrid and inbreeding of crossing block for breeding and future molecular breeding programs to make elite variety.

• Journal of Korean Society of Rural Planning
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• v.19 no.4
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• pp.249-259
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• 2013

잠비아의 농업지원프로그램에서 여성농가의 경우 남성농가에 비해 각종 혜택에서 소외받고 있다는 지적이 많다. 본 연구는 소규모 여성농업인이 옥수수 씨앗이나 비료 등의 농업투입요소에 대한 보조금의 혜택에서 어느 정도 차별을 받고 있는 지를 잠비아의 농업투입지원프로그램을 사례로 검증하고자 한다. 즉 농업투입요소 보조금에 대한 성차별의 영향을 주는 요인을 규명하고자 하였다. 본 연구 목적을 달성하기 위하여 관련 문헌조사가 선행되었고, 잠비아 마자부카지역의 소농가 100가구를 대상으로 설문조사를 실시하였으며 빈도분석, T-test 및 분산분석 등을 실시하였다. 그 결과 농경지의 소유 유무나 규모가 중요한 요인 중의 하나로 나타났다. 남성농가의 경우 여성농가에 비하여 자가농이 많았으며 농지 소유 규모 또한 큰 것으로 나타났다(남성농가: 평균 2.03ha, 생산량 4.43Mt, 여성농가: 평균 1.63ha, 생산량 3.15Mt). 기아의 경험 정도는 여성농가에 비해 비교적 남성농가가 높게 나타났으며, 옥수수 생산에 있어 같은 양의 투입요소라고 하더라도 여성농가가 남성농가에 비해 식량 안보력이 높은 것을 의미한다. 그러나 남성농가에 비해 여성농가의 낮은 수입이 결국 농업투입요소의 접근에 장애가 되는 중요한 요인이라 할 수 있다. 이와 같은 남성농가와 여성농가의 농업투입지원프로그램에 대한 불공평성의 문제를 해결하기 위해서는 정부 정책가들의 인식의 변화가 무엇보다도 중요하고, 여성농가를 위한 농업정보나 농작물 재배지식 등의 전달 및 훈련 등에 대하여 보다 적극적이고 체계적이며 계획적인 접근 노력이 필요할 것으로 사료된다.

• Journal of the Mineralogical Society of Korea
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• v.22 no.2
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• pp.97-106
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• 2009

It is known that the natural amethyst is changed to citrine after heat treatment. However, when all amethyst samples from Zambia were heat-treated in the temperature range of $350{\sim}380^{\circ}C$ for 1 hour, the result was that five out of eight samples were changed to citrine and all the rest of samples became rock crystal quartz. These differences in the color appearance seem to be influenced by the original colors contained in the amethyst before the heat treatment. The amethyst containing yellow color changed to citrine and the amethyst without containing yellow color changed to rock crystal quartz after the heat treatment. The results compared after the instrumental analysis on the difference of color change, it showed the differences of peak intensity in 3,400 $cm^{-1}$ and the existence and non-existence of peak at the range of 5,200${\sim}$5,400 $cm^{-1}$ in FTIR. It revealed the difference in the quantity of Cr which is a trace element in the WD-XRF analysis. The identical result in the FTIR spectra before and after the heat treatment reveals that the heat treatment did not cause any change in the main composing elements or crystal structure.