• The Journal of Asian Finance, Economics and Business
• /
• v.8 no.5
• /
• pp.785-793
• /
• 2021

The purpose of the research is to assess the factors affecting the liquidity of the commercial banks that are conducting mergers and acquisitions activities in Vietnam during the 2008-2018 period. This study employs samples based on 2-component data sets with cross-section and time-series data collected from the annual report of the State Bank and the audited acquisitions financial statements of nine commercial banks engaged in mergers and acquisitions activities. To carry out the research objectives, the authors conducted quantitative analysis through the Pooled OLS, REM, FEM and GMM models. The results shown that: (i) bank liquidity is positively affected by liquidity lagged, the return on equity (ROE) and economic growth; negatively affected by bank size, non-performing loan, short-run loan to deposit ratio; (ii) there is not enough evidence to conclude about the relationship between net profit margin, equity-to-assets ratio and inflation rate to bank liquidity; (iii) notably, we found evidence that, after the mergers and acquisitions, the liquidity of Vietnamese commercial banks decreased. The findings of this study suggest that bank managers take a more comprehensive view of the results of mergers and acquisitions and implications for banks to improve liquidity in the post-merger and acquisitions conditions.

• Journal of Distribution Science
• /
• v.20 no.9
• /
• pp.23-28
• /
• 2022

Purpose: Research on banking sustainability plays an important role in helping banks understand the level of risk in different types of companies. Therefore, this study was conducted to determine the factors affecting the sustainability of Joint Stock Commercia l Banks in Vietnam. Research design, data and methodology: The following theories, the factors affecting the bank's sustainability include: Business model diversification (income diversification), bank size, loan ratio, and net interest margin. Data was collected from Joint Stock Commercial banks in Vietnam from 2015 to 2019. With GLS model on panel data with banks listed on Vietnam stock exchange. Results: The analysis results show that net interest income has a positive impact on the sustainable business results of banks through the rate of return on total assets (ROA). The non-interest income hasn't impact on bank stability. From this result, there aren't positive signs of income diversification in banks. At the same time, with the obtained results, the study also provides a policy implication for banks. Conclusions: The study also provides some policy implications to improve the bank stability. Diversifying income in banks is necessary, but how to make it influential banks has not yet been done. Therefore, the adjustments in non-interest business activities need to be carefully considered by banks.

• The Journal of Asian Finance, Economics and Business
• /
• v.5 no.2
• /
• pp.15-24
• /
• 2018

The study examines the magnitude of economic spillover and the impact of foreign direct investment (FDI) inflows on the efficiency of the bank industry in China. This study employs unit root tests, cointegration tests and cointegrating regression analysis, including fully modified ordinary least squares (FMOLS), canonical cointegrating regression (CCR) and dynamic OLS (DOLS) to test the proposed hypotheses. The sample is restricted to the period of time in which monthly data is available and comparable among variables for the period from January 2002 to October 2013 (142 observations). All of the time series data was collected and retrieved from the People's Bank of China, China Monthly Statistics from the National Bureau of Statistics of China, and International Financial Statistics database from International Monetary Fund. The results of the Johansen cointegration test suggest that there is a long-run equilibrium relationship between FDI inflows, foreign exchange rate and banks performance in China. The results of cointegrating regression analysis using FMOLS, CCR and DOLS suggest that M2 supply and FDI inflows are significant at the 0.01 level. The results confirm that FDI inflows in the banking sector are positively related to the increase of banks productivity and performance and short-term loans in China. However, the results suggest that Chinese Yuan currency exchange rate to U.S. dollar is not significant in the banking and financial industry of China.

• Journal of Electrical Engineering and Technology
• /
• v.7 no.3
• /
• pp.320-329
• /
• 2012

The Load Tap Changing (LTC) transformer and Shunt Capacitor (SC) bank are major devices for voltage and reactive power control in a distribution substation. Thus, the coordination operation of a LTC transformer and a SC bank is required to achieve better voltage and reactive power compensation at a distribution substation in the same time. This paper proposes coordinate control method of LTC transformer and SC bank to achieve better voltage and reactive power compensation and operation times of these two devices in the same time. The mathematical formulations of the proposed coordinate control method are introduced. Sample case studies are shown to verify the effectiveness of the proposed coordinate control method.

• Journal of the Korea Society of Computer and Information
• /
• v.22 no.12
• /
• pp.35-48
• /
• 2017

Extracting temporal information from documents is becoming more important, because it can be used to various applications such as Question-Answering (QA) systems, Recommendation systems, or Information Retrieval (IR) systems. Most previous studies only focus on English documents, and they are not applicable to the other languages due to the inherent characteristics of languages. In this paper, we propose a new system, named ExoTime, designed to extract temporal information from Korean documents. The ExoTime adopts an external Knowledge Base (KB) in order to achieve better prediction performance, and it also applies a bagging method to the temporal relation prediction. We show that the effectiveness of the proposed approaches by empirical results using Korean TimeBank. The ExoTime system works as a part of ExoBrain that is an artificial intelligent QA system.

• The Journal of Korea Institute of Information, Electronics, and Communication Technology
• /
• v.10 no.1
• /
• pp.77-84
• /
• 2017

Generally, a time-varying vibration signal is generated in a rotating machine system, and when there is a failure in the rotating machine, the signal contains noise. In this paper, we propose a system consisting of an adaptive predictor and a binary tree filter bank for analyzing time - varying vibration signals with noise. And the vibration signal analyzed results in this system is used for fault diagnosis of the rotating machine. The adaptive predictor of the proposed system predicts the periodic signal components, and the filter bank system decomposes the difference signal between the input signal and the predicted periodic signal into subband. Since each subband signal includes a noise signal component due to a failure, it is possible to diagnose the failure of the using rotary machine. The validity of the proposed vibration signal analysis method is shown in the simulations, where the periodic components cancelled vibrating signals are decomposed to 32 subband, and the signal characteristics related faults are analyzed.

• The Journal of the Convergence on Culture Technology
• /
• v.3 no.2
• /
• pp.37-42
• /
• 2017

An internet primary bank, which is formed by internet and banks combined, is called the essence of fin-tech, and is currently experiencing rapid growth. 'K-Bank' and 'Kakao Bank', the representative internet primary banks this year, received positive responses as the origin of financial revolution. internet primary banks provide convenient financial services, benefits in time and money for customers. Not long ago, however, undesirable fraud cases caused by a used commodity dealer have happened. The damage exceeds 20,000,000 won. It is because the newborn banks are unable to check the fraud history through the bank account. In this paper, We will analyze the trend in internet primary banks, offer damages and examples, in addition, prevention of damage, and strategies for development.

• Journal of Ginseng Research
• /
• v.34 no.4
• /
• pp.288-295
• /
• 2010

Ginsenosides are the principal components responsible for the pharmacological and biological activities of ginseng. Ginsenoside Rd was transformed into compound K using cell-free extracts of food microorganisms, with Lactobacillus pentosus DC101 isolated from kimchi (traditional Korean fermented food) used for this conversion. The optimum time for the conversion was about 72 h at a constant pH of 7.0 and an optimum temperature of about $30^{\circ}C$. The transformation products were identified by thin-layer chromatography and high-performance liquid chromatography, and their structures were assigned using nuclear magnetic resonance analysis. Generally, ginsenoside Rd was converted into ginsenoside F2 by 36 h post-reaction. Consequently, over 97% of ginsenoside Rd was decomposed and converted into compound K by 72 h post-reaction. The bioconversion pathway to produce compound K is as follows: ginsenoside Rd$\rightarrow$ginsenoside F2$\rightarrow$compound K.

• The Journal of Asian Finance, Economics and Business
• /
• v.8 no.1
• /
• pp.457-470
• /
• 2021

The banking system provides a number of important functions for the economy and is also the lifeblood and financier of the economy in each country. Large amounts of idle money have not been exploited by banks; however, banks still depend on loans, including loans from foreign banks, to meet the growing demand, as such, for banks, the cost of capital is high, the stability and business efficiency are low and banks have not promoted their internal resources to grow steadily. To achieve the goal, this research analyzes the factors affecting the choice of bank for the deposit decisions of customers in Vietnam. The study used a sample data of 250 individuals and SPSS software was used to analyze the data. The results showed that customer policy has a positive effect on customers' deposit decisions in a bank, and this is new evidence regarding behavioral theory in the case of Vietnam. Results further demonstrated that other factors such as employee image, brand, interest rate, relative influencing, and transaction time positively impact the choice of bank for the deposit decisions of customers. However, the bank's promotion strategies had no impact on the choice of bank for the deposit decisions of customers. Besides, employee image is the most influential factor in the deposit decisions, followed by the bank's brand and interest rate.

• Journal of Electrical Engineering and Technology
• /
• v.9 no.1
• /
• pp.313-323
• /
• 2014

Sensor fault detection and isolation problems subject to H_/$H_{\infty}$, performance are concerned for linear time-invariant systems with time delay in a state and parametric uncertainties. To that end, a model-based observer bank approach is pursued. The design conditions for both continuous- and discrete-time cases are formulated in terms of matrix inequalities, which are then converted to the problems solvable via an algorithm involving convex optimization.