• Asian Journal of Business Environment
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• 제10권1호
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• pp.37-43
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• 2020

Purpose: The purpose of this study was to examine the relationship between portfolio quality and financial sustainability of microfinance institutions in Kenya. Research Design, Data, and Methodology: The analysis was based on a panel dataset of 30 microfinance institutions for the period of 2010 to 2018. Data was obtained from the Microfinance information exchange (MIX) database, and it was analyzed through descriptive and inferential statistics with the aid of STATA. Based on the results of the Hausman test, the study adopted the fixed effect regression model to test the research hypothesis. Results: The study found that portfolio quality had a positive significant effect on financial sustainability of Microfinance institutions in Kenya (β= 0. 211; p-value < 0.05). For the control variables; firm age had a positive effect (β= 0.773; p-value <0.05), while firm size (β= -0. 749; p-value < 0.05) had a negative effect on financial sustainability. Conclusions: The study concluded that portfolio quality has an important influence on the financial sustainability of microfinance institution. The study recommends that managers of microfinance institutions should devise good collection policies to improve portfolio quality while lessening loan default rate. The portfolio quality may improve the overall profitability and enhance investor confidence in their strategic decision-making on refinancing.

• 전기학회논문지
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• 제64권9호
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• pp.1406-1410
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• 2015

The railway catenary systems consist of a complex structure, electrical and mechanical conditions are exposed to dangerous environment due to current collection between pantograph and catenary systems. These two types of conditions for the catenary systems are critically assessed for management and are becoming increasingly more dependent on reliable inspection system. In this paper, a new measurement system which enables inspection of catenary faults was studied and implemented. The system uses wavelength band of ultraviolet (UV) and IR (Infrared) to measure the insulation of corona and temperature of catenary wire. In order to determine the sensitivity of implemented system, the performance test such as distance detection range of UV camera and temperature resolution of IR camera were conducted, respectively. The field test of development system was also conducted in metro and high-speed line using mobile type UV and IR multi-composited measurement systems.

• 대한치과기공학회지
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• 제26권1호
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• pp.129-138
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• 2004

The organization to which we belong is the place where we make social relationships, satisfy our desires of self-realization, and accomplish our common object. The emotional and psychological state of individual as well as the whole organization is able to be explained in the concept of morale. The researcher selected a total 238 dental technicians living in seoul, and conducted a research in a period ranging from April 1, 2004, to April1 10, 2004. The researcher analyzed the findings with the aid of SPSS (Statistical package for social sciences). The researcher came to reach the following conclusions on the basis of frequency, percentage, T-test, F-test, and multiple regression. The results of this study were as follows: First, there is a significant difference in recognizing morale due to their age, academic background, their work places, position, part of objective, and working hours(p<.05). Secondly, The researcher there is a significant difference in recognizing due to their social welfare, payment, fair and objective personnel management, enough opportunities of self development, and autonomy(p<.05). Lastly, this study is very limited in generalization because it deals with a small part of morale management plans and objectifies very limited organization. But, it is very meaningful in trying to approach morale management plans with an object of dental technicians. It is necessary that dental technicians should make efforts to control themselves.

• 한국수학교육학회지시리즈A:수학교육
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• 제50권1호
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• pp.89-102
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• 2011

The purpose of this study is to diagnose the problems of mathematics education in Korea by conducting an in-depth analysis of international comparative studies, a Delphi method, and a survey. Further analysis of TIMSS and PISA results also reveals several negative aspects of mathematics education practice in Korea. The mathematics education experts' opinions collected by Delphi method were classified into 12 categories: private education and test-driven education, curriculum and textbooks, lessons, evaluation, teacher, learner, teaching aid and facilities. affective aspects of mathematics, discrepancy between a theory and a practice, preservice/inservice teacher education and teacher employment test, education policy, and overall. Another survey was conducted to focus more on the development of curriculum which is a pending issue. Considering the fact that mathematics education should contribute to improve practical aspect as well as elaborate theoretical aspect, this study lays a foundation of improvement of mathematics education in Korea.

• 대한의용생체공학회:학술대회논문집
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• 대한의용생체공학회 1998년도 추계학술대회
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• pp.86-87
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• 1998

To understand the developmental process of the gait pattern from infancy to the adult, a gait analysis for a 14 months female infant has been performed for ten weeks. The gait parameters has been measured every other week since the week when she was able to walk without aid. The infant gait data at the tenth week of the test shows a similar pattern to the adult gait in many aspects including initial knee flexion, initial ankle dorsiflexion, the push-off pattern, etc. There is not a significant change in the hip flexion angle from week to week from the two weeks after the test started. To check the individuality in the collected data, more infant subjects are being tested presently.

• 대한수의학회지
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• 제47권2호
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• pp.191-195
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• 2007

This study reveals the unusual case reported for the first time on the selective non digestion of yellow mealworm (Tenebrio molitor) larvae by arowana fish. In January 2005, an Asian arowana (Scleropages formosus) (red variety), from Daesang Tropical Fish Corporation, Seoul, Korea, mortality was observed due to unknown cause. No putative causal factors were suggested by bacteriological and parasitological examinations. Internal examination of the dissected stomach showed some undigested debris with mandible parts of mealworms attached to the mucosal lining of stomach wall. Feeding experiment of yellow mealworm (Tenebrio molitor) was conducted on the silver arowana (Osteoglossum bicirrhosum). Result showed that on the test group, fish released vomitous material containing undigested mandibles of mealworm was observed on the 24th day of the feeding experiment. Histopathological examination of the cross section of the stomach wall layers of the test groups, showed detached parts of the mucosal layer and gastric pits around the damaged area with intact mucularis tissues. While the control group fed with mealworm larvae without head part showed intact stomach wall layers consisting of gastric pit, mucosa and mucularis tissues. Fish on both treatments survived until the termination of experiment. The removal of mealworm larvae head before feeding probably help or aid in the fast digestion of these insect larvae.

• 한국의류학회지
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• 제17권1호
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• pp.3-10
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• 1993

This study intends to provide a beneficial foundation which can aid our understanding of how a clothing consumer group can be classified according to the clothing buying motives, and what differences are there about the importances store image attribute among them and how consumer's preferences to the store image are shown differently among them and ultimately, some concrete data which can be useful in establishing efficient store image strategies for clothing stores. 484 subjects were gathered through convenience sampling method and, for data analysis, cronbach' ${\alpha}$, frequency, percentage, mean, ${\chi}^2$-text, t-test, ANOVA, Duncan Multiple Range Test, Factor Analysis, Cluster Analysis were conducted. the results are as follows; 1. three kind of factors in the clothing buying motives were determined for analysis of consumers group and by which it was revealed as to be significant for us to classify them three subdivisions; those of fashion pursuit group, self display group, financial utilitarian group. 2. Importance on store image attribute was revealed that Ewha students regarded quality, price, more important factors than others. 3. Store image preferences show significantly when concerned with quality, price, fashion, impression and age of store personnel, convenience for exchanging and returning goods, credit, delivery and repair, mailing of catalogue and discount coupon, bightness of store among consumer groups.

• 한국소음진동공학회:학술대회논문집
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• 한국소음진동공학회 2006년도 춘계학술대회논문집
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• pp.1223-1228
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• 2006

This paper presents an experimental investigation of a recently developed Kronecker Product (KP) method to determine the type, location, and intensity of structural damage from an identified state-space model of the system. Although this inverse problem appears to be highly nonlinear, the system mass, stiffness, and damping matrices are identified through a series of transformations, and with the aid of the Kronecker product, only linear operations are involved in the process. Since a state-space model can be identified directly from input-output data, an initial finite element model and/or model updating are not required. The test structure is a two-degree-of-freedom torsional system in which mass and stiffness are arbitrarily adjustable to simulate various conditions of structural damage. This simple apparatus demonstrates the capability of the damage detection method by not only identifying the location and the extent of the damage, but also differentiating the nature of the damage. The potential applicability of the KP method for structural damage identification is confirmed by laboratory test.

• 한국전산유체공학회지
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• 제14권2호
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• pp.32-38
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• 2009

In the present study, a numerical simulation for the diffusion of hydrogen jet in a enclosure was performed to aid the leakage test of the hydrogen for the safety of the hydrogen vehicle. The temporal and spatial distributions of the hydrogen concentration in the test chamber are predicted from the present numerical analyses. Flammable region of 4-74% and explosive region of 18-59% hydrogen by volume was identified from the present results. Factors influencing the diffusion of the hydrogen jet were examined to evaluate the effectiveness of forced ventilation for relieving the accumulation of the leaked hydrogen gas in the chamber, which include location of open windows, size of leakage nozzle, and leakage rate among others. The distribution of the concentration of the leaked hydrogen for various cases can be used as a database in various applications for the hydrogen safety.

• 말소리와 음성과학
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• 제3권1호
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• pp.117-123
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• 2011

Most individuals with hearing impairment have difficulty in understanding speech in noisy situations. This study was conducted to investigate sentence recognition ability using the Korean Standard-Sentence Lists for Preschoolers (KS-SL-P2) in pre-school age children with cochlear implants and hearing aids. The subjects of this study were 10 pre-school age children with hearing aids, 12 pre-school age children with cochlear implants, and 10 pre-school age children with normal hearing. Three kinds of signal-to-noise (SNR) conditions (+10 dB, +5 dB, 0 dB) were applied. The results for all pre-school age children with cochlear implants and hearing aids presented a significant increase in the score for sentence recognition as SNR increased. The sentence recognition score in speech noise were obtained with the SNR +10 dB. Significant differences existed between groups in terms of their sentence recognition ability, with the cochlear implant group performing better than the hearing aid group. These findings suggest the presence of a sentence recognition test using speech noise is useful for evaluating pre-school age children's listening skill.