• 가정과삶의질연구
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• 제23권3호
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• pp.115-126
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• 2005

The purpose of this study were to analyze the factors that influence the economic outcomes of small self-employed business and the job satisfaction among self-employed workers. A sample of 321 was selected from self-employed workers living in Daegu. For data analysis, multiple regression was used. The major findings were as follows: 1. The self-employed workers' income was affected by their gender, age, perception of present economic status, and working years of business, and amount of capital at the beginning, as well as whether they hired other employees. 2. The factors that influence job satisfaction for self-employed workers were previous experience in self-employed business, level of positive vision with future household economy, level of income, length of working hours per day, and the level of empowerment with their self-employed work.

• 가족자원경영과 정책
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• 제9권2호
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• pp.1-21
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• 2005

The purpose of this study was to analyze the effect of the influencing factors on the economic and educational supports selection of small self-employed business. A sample of 321 was selected from self-employed workers living in Daegu. For data analysis, logistic regression was used. The major findings were as follows: 1 The determinants of the economic supports selection in self-employed business were father's working experiences in self-employed business, taking employees or not in business, having housing ownership or not, and as well as the amount of starting capital. 2. The determinants of the educational supports selection in self-employed business were self-employer's working experience as self-employed before or not, and empowerment with self-employed work.

• KDI Journal of Economic Policy
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• 제44권2호
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• pp.45-71
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• 2022

This paper studies potentially relevant factors affecting changes in the number of self-employed in Korea during the period of 1986-2018. The number of self-employed had increased steadily until 2002 but started to decrease around that time and had continued to decline. The increasing trend in the number of self-employed during 1986-2001 is mostly explained by demographic changes, whereas the declining trend during 2002-2018 cannot be explained by demographic factors. In this study, I consider four institutional factors that potentially affect the decrease in the number of self-employed after 2002: i) a decrease in the job-separation rate of wage workers, ii) an increase in the income tax rate applied to the self-employed, iii) an increase in minimum wages, iv) an expansion of unemployment insurance benefits. Using a search and matching model with the self-employed, I quantify the effects of these four factors on the decrease in the number of self-employed during 2002-2018. Quantitative results show that the impact of the increase in the minimum wage is relatively large, whereas the effects of the other three factors are limited. The increase in the minimum wage accounts for approximately 17.5% (0.169 million) of the decrease in the number of self-employed during 2002-2018 (0.964 million).

• International Journal of Human Ecology
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• 제7권2호
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• pp.53-62
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• 2006

The purpose of this study is to examine the changes in financial structure of the self-employed brought on the economic crisis in Korea.. We use financial ratio analysis, such as income to expenditure ratio, liquidity ratio, debt ratio, and capital accumulation ratio to analyze financial well-being of self-employed households. This study used a 1997 and 1998 Korean Household Panel Study collected by Daewoo Economic Research Institute. The average amount of holding of each type of asset showed that the investment of self-employed households decreased in the banking industry and the stock market in 1998 compared to 1997. On the other hand, asset allocation in bond and real estate increased, which implied preference for a stable type of asset with the increase in uncertainty of the future and economic instability. Devaluation of real estate allowed households to easily obtain real estate and increase preference for asset allocation in real estate after the crisis. The changes in financial ratio for the year 1998 shows that such ratios as income to expenditure, liquidity, and capital accumulation, decreased compared to the year 1997. Among those ratios, the income to expenditure ratio showed the biggest decline because of reduced income of self employed households. The results implied that the income structure of the self-employed is unstable, thus the self-employed were likely to be greatly affected during the economic downturn. Earners have more average income and net assets than the self-employed. However, using financial ratios, it was found that self-employed households were more stable than employees. The results shows that the financial ratio analysis is better tool to estimate households financial status. Implications for financial educators, counselors, and planners are offered. The results will provide implications for policy makers to establish appropriate policies for the self-employed and help them financially survive.

• 가족자원경영과 정책
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• 제5권2호
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• pp.1-12
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• 2001

One of the fastest-growing job categories for women in both the developed and the developing nations of the world is that of self-employment. In 1990 women accounted for 29% of all self employed workers. In Korea, self-employed women including unpaid family workers accounted for 40.4% of all female workers. They are in economically low status and have heavy workload. So, this study examines the real state and problems of self-employed woman. For this purpose, the transition of the number of self-employed women is nationally compared. And the statistical data and time use data on them and role conflict due to paid work and household work are presented. In the future society, self-employment will be a good alternative to self-realization and career for women. So, for self-employed women, following education is needed according to stages of business and characteristics of managers; entrepreneurship, management, and balance of work and family.

• Safety and Health at Work
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• 제10권2호
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• pp.224-228
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• 2019

Background: European policymakers encourage individuals to become self-employed because it is a way to promote innovation and job creation. It can be assumed that health and well-being among the self-employed and managers in small-scale enterprises are particularly crucial in this enterprise group because the smallness of the enterprise makes its members vulnerable. Earlier studies have indicated that the self-employed have a high working pace and work for long and irregular hours, indicating that it can be difficult to stay at home because of sickness. The purpose of this study is to investigate the occurrence of sickness presenteeism among the self-employed in relation to the organizationally employed and to analyze whether any differences can be explained by higher work demands among the self-employed. Methods: The study is based on the fifth European survey on working conditions (2010) and includes the northwestern European countries in the survey. The questions cover a wide range of topics designed to meet the European Union's political needs. The main variables in this study are sickness presenteeism and several indicators of time demands. Results: The results show that the self-employed report a higher level of sickness presenteeism than the employed: 52.4 versus 43.6%. All indicators of time demands are significantly related to the risk for sickness presenteeism, also when controlling for background characteristics. Conclusion: The results confirm that the level of sickness presenteeism is higher among the self-employed and that high time demands are a major explanation to this.

• 한국사회정책
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• 제25권2호
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• pp.281-304
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• 2018

이 글의 목적은 연령별로 자영업 경험이 소득계층 이동에 어떤 영향을 미치는지 살펴보는 것이다. 2000년대 들어 노동시장 유연화와 고령화의 진행으로 50대 초반에 은퇴를 하고 자영업에 진출하는 등 자영업을 가교일자리로 활용하는 경우가 증가해 왔다. 그런데 지금까지 연구들은 자영업의 빈곤화 경향만을 강조할 뿐, 연령별로 자영업 경험이 소득계층 이동에 어떤 차별화된 영향을 미치는지에 대해서는 다루지 않았다. 이 글은 2012년부터 2016년까지 5년간의 가계금융복지조사 자료를 이용하여 연령별로 고용상태에 따른 이동성의 차이를 비교하고, 이동성의 변화 추이를 분석한다. 고용상태를 일시적 자영업, 계속 자영업, 불안정임금노동, 안정임금근로, 미취업 다섯 유형으로 구분하고, 연령 집단별로 이동성의 변화를 비교 분석한다. 분석 결과 전체적으로는 자영업 경험 집단이 그렇지 않은 집단에 비해 소득계층 상향이동 가능성이 높은 편이지만, 자영업 경험은 연령이 증가할수록 불리하게 작용하여, 60세 이후에는 자영업 경험이 소득계층 하락 위험을 높이는 것을 알 수 있다. 연령집단별로 자영업 경험이 소득계층 이동에 미치는 영향이 상이한 만큼 연령별로 차별화된 자영업 대책이 요구된다.

• 한국사회복지학
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• 제65권1호
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• pp.147-174
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• 2013

지금까지 자영업은 노동시장연구에서 배제되거나, 연구가 수행되더라도 자영업 결정요인을 중심으로 이루어졌다. 그러나 자영업자는 일을 하면서도 빈곤위험에 크게 노출된 집단이다. 그럼에도 자영업자의 경제적 심각성에 주목한 논문은 드물다. 이에 본 연구는 한국복지패널을 통해 자영업자의 취업빈곤실태와 취업빈곤에 영향을 미치는 요인을 분석하였다. 분석결과 첫째, 자영업자의 빈곤율이 임금근로자보다 평균 3.2배 높다. 특히, 임시일용직의 빈곤위험이 높지만, 자영자의 빈곤율도 높다. 둘째, 자영업자의 빈곤정도는 임금근로자보다 더 심각하다. 셋째, 자영업자가 취업자 가운데 차지하는 비중은 24%이지만, 빈곤층 가운데 차지하는 비율은 53%에 이른다. 취업빈곤층의 절반이 자영업자로 구성된 것을 알 수 있다. 넷째, 로지스틱 회귀분석결과, 상용직에 비해 임시일용직과 자영자의 빈곤위험이 유의하게 높게 나타났다. 임시일용직뿐 아니라, 자영자 역시 주된 정책대상으로 관심을 기울여야 함을 말해준다. 다섯째, 고졸이하 중고령층 자영업자, 그리고 서비스업에 종사하는 중고령 자영업자의 취업 빈곤율이 다른 집단보다 더 높은 것으로 나타났다. 이들에 대한 정책개입이 시급한 것으로 볼 수 있다.

• 한국가정과학회지
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• 제2권1호
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• pp.25-37
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• 1999

The purposes of this research were to find out general trends of employed women's stress and to investigate the differences and effects of related variables. The data were obtained through 239 employed women living in Kwangju and Chonnam. The major findings were as follows : 1) Employed women's scores of stressor, stress cognition and distress were under medium but coping scores were relatively high. 2) Significant differences in employed women's stressors were found according to age, income, job satisfaction, and family life cycle. Stress cognition differed according to job adjustment conditions and self-esteem. Also distress related with job conditions and object. Stress coping levels were different according to income, job conditions, self-esteem, and sex-role attitude. 3) In analyzing the causal effects among related variables, employed women's stressors were affected by job satisfaction and age. Also stress cognition were influenced by job satisfation and self-esteem. Job conditions showed significant effects on distress and self-esteem, sex-role attitudes showed on coping. Conclusively job satisfaction, self-esteem and gender equality were most important variables for employed women's stress. (Korean J of Human Ecology 2(1) : 25-37 1999)

• 가족자원경영과 정책
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• 제9권1호
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• pp.41-58
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• 2005

The purpose of this study was to analyze the effect of the influencing factors on the continuity and the willingness of continuing self-employment. The sample of 321 was selected from self-employed workers living in Daegu. For data analysis, t-test, multiple regression, and logistic analysis were used. The major findings were as follows : 1. The sustaining period of self-employment were affected by gender, age, and educational attainment of self-employed workers, as well as the amount of starting capital, couple's partnership in business or not, and the type of industry in business. 2. Willingness to continue self-employment is more likely for those who without other income source, have positive vision with future economic prospects, have more satisfied with their self-employed work.