• Journal of Families and Better Life
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• v.23 no.3 s.75
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• pp.115-126
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• 2005

The purpose of this study were to analyze the factors that influence the economic outcomes of small self-employed business and the job satisfaction among self-employed workers. A sample of 321 was selected from self-employed workers living in Daegu. For data analysis, multiple regression was used. The major findings were as follows: 1. The self-employed workers' income was affected by their gender, age, perception of present economic status, and working years of business, and amount of capital at the beginning, as well as whether they hired other employees. 2. The factors that influence job satisfaction for self-employed workers were previous experience in self-employed business, level of positive vision with future household economy, level of income, length of working hours per day, and the level of empowerment with their self-employed work.

• Journal of Family Resource Management and Policy Review
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• v.9 no.2
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• pp.1-21
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• 2005

The purpose of this study was to analyze the effect of the influencing factors on the economic and educational supports selection of small self-employed business. A sample of 321 was selected from self-employed workers living in Daegu. For data analysis, logistic regression was used. The major findings were as follows: 1 The determinants of the economic supports selection in self-employed business were father's working experiences in self-employed business, taking employees or not in business, having housing ownership or not, and as well as the amount of starting capital. 2. The determinants of the educational supports selection in self-employed business were self-employer's working experience as self-employed before or not, and empowerment with self-employed work.

• KDI Journal of Economic Policy
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• v.44 no.2
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• pp.45-71
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• 2022

This paper studies potentially relevant factors affecting changes in the number of self-employed in Korea during the period of 1986-2018. The number of self-employed had increased steadily until 2002 but started to decrease around that time and had continued to decline. The increasing trend in the number of self-employed during 1986-2001 is mostly explained by demographic changes, whereas the declining trend during 2002-2018 cannot be explained by demographic factors. In this study, I consider four institutional factors that potentially affect the decrease in the number of self-employed after 2002: i) a decrease in the job-separation rate of wage workers, ii) an increase in the income tax rate applied to the self-employed, iii) an increase in minimum wages, iv) an expansion of unemployment insurance benefits. Using a search and matching model with the self-employed, I quantify the effects of these four factors on the decrease in the number of self-employed during 2002-2018. Quantitative results show that the impact of the increase in the minimum wage is relatively large, whereas the effects of the other three factors are limited. The increase in the minimum wage accounts for approximately 17.5% (0.169 million) of the decrease in the number of self-employed during 2002-2018 (0.964 million).

• International Journal of Human Ecology
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• v.7 no.2
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• pp.53-62
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• 2006

The purpose of this study is to examine the changes in financial structure of the self-employed brought on the economic crisis in Korea.. We use financial ratio analysis, such as income to expenditure ratio, liquidity ratio, debt ratio, and capital accumulation ratio to analyze financial well-being of self-employed households. This study used a 1997 and 1998 Korean Household Panel Study collected by Daewoo Economic Research Institute. The average amount of holding of each type of asset showed that the investment of self-employed households decreased in the banking industry and the stock market in 1998 compared to 1997. On the other hand, asset allocation in bond and real estate increased, which implied preference for a stable type of asset with the increase in uncertainty of the future and economic instability. Devaluation of real estate allowed households to easily obtain real estate and increase preference for asset allocation in real estate after the crisis. The changes in financial ratio for the year 1998 shows that such ratios as income to expenditure, liquidity, and capital accumulation, decreased compared to the year 1997. Among those ratios, the income to expenditure ratio showed the biggest decline because of reduced income of self employed households. The results implied that the income structure of the self-employed is unstable, thus the self-employed were likely to be greatly affected during the economic downturn. Earners have more average income and net assets than the self-employed. However, using financial ratios, it was found that self-employed households were more stable than employees. The results shows that the financial ratio analysis is better tool to estimate households financial status. Implications for financial educators, counselors, and planners are offered. The results will provide implications for policy makers to establish appropriate policies for the self-employed and help them financially survive.

• Journal of Family Resource Management and Policy Review
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• v.5 no.2
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• pp.1-12
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• 2001

One of the fastest-growing job categories for women in both the developed and the developing nations of the world is that of self-employment. In 1990 women accounted for 29% of all self employed workers. In Korea, self-employed women including unpaid family workers accounted for 40.4% of all female workers. They are in economically low status and have heavy workload. So, this study examines the real state and problems of self-employed woman. For this purpose, the transition of the number of self-employed women is nationally compared. And the statistical data and time use data on them and role conflict due to paid work and household work are presented. In the future society, self-employment will be a good alternative to self-realization and career for women. So, for self-employed women, following education is needed according to stages of business and characteristics of managers; entrepreneurship, management, and balance of work and family.

• Safety and Health at Work
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• v.10 no.2
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• pp.224-228
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• 2019

Background: European policymakers encourage individuals to become self-employed because it is a way to promote innovation and job creation. It can be assumed that health and well-being among the self-employed and managers in small-scale enterprises are particularly crucial in this enterprise group because the smallness of the enterprise makes its members vulnerable. Earlier studies have indicated that the self-employed have a high working pace and work for long and irregular hours, indicating that it can be difficult to stay at home because of sickness. The purpose of this study is to investigate the occurrence of sickness presenteeism among the self-employed in relation to the organizationally employed and to analyze whether any differences can be explained by higher work demands among the self-employed. Methods: The study is based on the fifth European survey on working conditions (2010) and includes the northwestern European countries in the survey. The questions cover a wide range of topics designed to meet the European Union's political needs. The main variables in this study are sickness presenteeism and several indicators of time demands. Results: The results show that the self-employed report a higher level of sickness presenteeism than the employed: 52.4 versus 43.6%. All indicators of time demands are significantly related to the risk for sickness presenteeism, also when controlling for background characteristics. Conclusion: The results confirm that the level of sickness presenteeism is higher among the self-employed and that high time demands are a major explanation to this.

• 한국사회정책
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• v.25 no.2
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• pp.281-304
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• 2018

This paper aims at analysing what impacts the experience of self-employed business have had on the income mobility. Since 2000s, the flexibilization of labor market and the population aging led to the increase of the number of self-employed job as many retirees at the age of early 50s has set up the self-employed business as a bridge job. However, previous researches just have emphasized on the impoverishment of the self-employed, but not focused on what different effects the experience of self-employed had on the income class mobility by age group. This paper compares the difference in the income class mobility by age group and employment status, and analyses its longitudinal trends. According to the result, as a whole the experience of self-employed has positive effect on the upper mobility of income class, but it become disadvantageous for the upper mobility as the age goes up. When belonging to the age group over 60s, the experience of self-employed rather increases the risk of lowering income class. Just as the experience of self-employed has different effects on income class mobility by age group, so the differentiated measures for age groups are demanded.

• Korean Journal of Social Welfare
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• v.65 no.1
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• pp.147-174
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• 2013

Until recently, self-employment workers are often excluded from labor market studies. Most relevant studies has focused on the determinants of entry into self-employment. However, the self-employment is highly exposed to poverty risk although they are working. Despite that, relatively little is known about the economic severity of the self-employed. This study uses data from the Korea Welfare Panel Study to examine the situation of the self-employed's in-work poverty and the determinants of in-work poverty among them. Major findings are as follows. First, self-employed people experience 3.5 times higher in-work poverty risk than employees. Especially, the ratio of own-account self-employed people living below the poverty line is similar with that of even precarious employees. Second, the extent of poverty of self-employment is more serious. Third, the proportion of self-employed among working poor is about 53% although self-employed workers are composed of only about 24% among working people. Fourth, temporary employees and self-employed people are more likely to be poor than full time employees according to logistic regression. It is statistically significant. It implies that it is desirable to regard the self-employed as the policy target group along with temporary employees. Fifth, the ratio of in-work poverty of self-employed aged 40-64 whose education level is low and the self-employed aged 40-64 who work in low-skilled service sector are higher than that of the other group. It implies that measures to alleviate their economic difficulties are urgently needed.

• Korean Journal of Human Ecology
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• v.2 no.1
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• pp.25-37
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• 1999

The purposes of this research were to find out general trends of employed women's stress and to investigate the differences and effects of related variables. The data were obtained through 239 employed women living in Kwangju and Chonnam. The major findings were as follows : 1) Employed women's scores of stressor, stress cognition and distress were under medium but coping scores were relatively high. 2) Significant differences in employed women's stressors were found according to age, income, job satisfaction, and family life cycle. Stress cognition differed according to job adjustment conditions and self-esteem. Also distress related with job conditions and object. Stress coping levels were different according to income, job conditions, self-esteem, and sex-role attitude. 3) In analyzing the causal effects among related variables, employed women's stressors were affected by job satisfaction and age. Also stress cognition were influenced by job satisfation and self-esteem. Job conditions showed significant effects on distress and self-esteem, sex-role attitudes showed on coping. Conclusively job satisfaction, self-esteem and gender equality were most important variables for employed women's stress. (Korean J of Human Ecology 2(1) : 25-37 1999)

• Journal of Family Resource Management and Policy Review
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• v.9 no.1
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• pp.41-58
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• 2005

The purpose of this study was to analyze the effect of the influencing factors on the continuity and the willingness of continuing self-employment. The sample of 321 was selected from self-employed workers living in Daegu. For data analysis, t-test, multiple regression, and logistic analysis were used. The major findings were as follows : 1. The sustaining period of self-employment were affected by gender, age, and educational attainment of self-employed workers, as well as the amount of starting capital, couple's partnership in business or not, and the type of industry in business. 2. Willingness to continue self-employment is more likely for those who without other income source, have positive vision with future economic prospects, have more satisfied with their self-employed work.