• 한국전자거래학회지
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• 제2권1호
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• pp.79-94
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• 1997

Commerce activities which are free form space and time constraint using a communication network are called Electronic Commerce(EC). Because of sending a commercial information using open network such as Internet in EC, they need the security of commerce information (payment information and purchase information), checking the integrity of transferring data and certifying all parts participated in commerce for a secure commerce. Recently Visa and MasterCard Co. released the Secure Electronic Transaction (SET) Protocol for secure payment card transaction on Internet. This paper proposes a Secure Electronic Commerce Transaction Model(SECTM) using SET in order to support the secure commerce on Internet. The proposed transaction model prevents merchant from abusing the cardholder's payment information (credit-card number etc.) and enables cardholder to shop securely in Electronic Shopping Mall.

• International Journal of Internet, Broadcasting and Communication
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• 제8권1호
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• pp.7-18
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• 2016

Several authentication methods have been developed to make use of tokens in the mobile networks and smart payment systems. Token used in smart payment system is genearated in place of Primary Account Number. The use of token in each payment transaction is advantageous because the token authentication prevents enemy from intercepting credit card number over the network. Existing token authentication methods work together with the cryptogram, which is computed using the shared key that is provisioned by the token service provider. Long lifetime and repeated use of shared key cause potential brawback related to its vulnerability against the brute-force attack. This paper proposes a per-transaction shared key mechanism, where the per-transaction key is agreed between the mobile device and token service provider for each smart payment transaction. From server viewpoint, per-transaction key list is easy to handle because the per-transaction key has short lifetime below a couple of seconds and the server does not need to maintain the state for the mobile device. We analyze the optimum size of the per-transaction shared key which satisfy the requirements for transaction latency and security strength for secure payment transactions.

• KSII Transactions on Internet and Information Systems (TIIS)
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• 제10권4호
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• pp.1864-1876
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• 2016

Card-Not-Present (CNP) transactions taking place remotely over the Internet are becoming more prevalent. Cardholder authentication should be provided to prevent the CNP fraud resulting from the theft of stored credit card numbers. To address the security problems associated with CNP transactions, the use of a virtual card number derived from the transaction details for the payment has been proposed, instead of the real card number. Since all of the virtual card number schemes proposed so far are based on a password shared between the cardholder and card issuer, transaction disputes due to the malicious behavior of one of the parties involved in the transaction cannot be resolved. In this paper, a new virtual card number scheme is proposed, which is associated with the cardholder's public key for signature verification. It provides strong cardholder authentication and non-repudiation of the transaction without deploying a public-key infrastructure, so that the transaction dispute can be easily resolved. The proposed scheme is analyzed in terms of its security and usability, and compared with the previously proposed schemes.

• 한국경영정보학회:학술대회논문집
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• 한국경영정보학회 2007년도 International Conference
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• pp.646-651
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• 2007

Secure digital payment is critical in the successful shaping of global digital business. Digital payments are increasingly being used as a substitute to traditional payments, contributing markedly to the efficiency of the economy. The focus of every digital business transaction is to minimize risks arising from transactions. It is essential to ensure the security of digital payment whether used in internal networks or over wireless Internet. This paper analyses secure digital payment methods from the viewpoint of systemic security and transaction security. According to comparative analysis of digital payment models, this paper proposes a comparative analysis framework to investigate and evaluate secure digital payment. In conclusion, the comparative analysis framework, comparison of digital payment models and mobile payment models proposes a useful academic and practical foundation to enhance the understanding of secure digital payment methods. It also provides academic background and practical guidelines for the development of secure digital payment systems.

• 인터넷정보학회논문지
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• 제9권6호
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• pp.73-79
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• 2008

현재 전세계에서는 다양한 인증기법을 통해 인터넷 뱅킹을 하고 있다. 특히 강한 사용자 인증 기법으로 OTP(One Time Password)기반의 멀티팩터 인증기법을 사용하고 있으나 정교한 공격에 여전히 취약하다 본 논문은 인터넷 뱅킹 트랜잭션에 부인방지 및 MITB(Man In the Browser Attack)에 대응할 수 있는 서명 기반 프로토콜을 제안하고 있다. 본 프로토콜은 PKI 기반 인증서 및 OTP의 장점을 결합함으로서 정교한 공격에 대응할 수 있는 주요 기능을 제시하고 있으며, 이는 다양한 형태로 현실에 응용될 수 있을 것이다.

• 한국정보통신학회논문지
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• 제20권2호
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• pp.289-298
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• 2016

지난 10년간 공인인증서 인프라(NPKI-National Public Key Infrastructure) 기반의 우리나라 안전 인터넷 거래 환경은 급속하게 발전하여 왔지만, 한편으로는 폐쇄적인 방식으로 동작하는 NPKI 기반의 인터넷 거래 환경으로 인해 개방성과 호환성 측면에서 여러 가지 문제점들도 노출되어 왔다. 인터넷 거래의 활성화를 위해서는 이러란 문제점들이 가까운 시일 내에 해결될 필요가 있고, 웹 기반 안전 인터넷 거래의 국제 표준인 SSL/TLS 기반으로의 전환이 해결책이 될 수 있을 것으로 받아들여지고 있다. SSL/TLS 기반의 안전 인터넷 거래로의 전환은 현재의 NPKI 기반의 인터넷 거래의 장점을 잘 유지하면서 추진되어야 할 것이다. 본 논문의 주된 목적은 NPKI기반의 인터넷 거래와 SSL/TLS 기반의 인터넷 거래의 장단점을 구체적으로 비교분석하여, SSL/TLS 기반의 NPKI 구현의 기본 아이디어를 파악하는 데 있다. 그런 다음 분석 결과를 바탕으로 현재의 NPKI 기반의 인터넷 거래의 장점을 잘 유지하면서 NPKI 기반 인터넷 거래 환경을 SSL/TLS 기반의 인터넷 거래 환경으로 전환하기 위한 방안을 제시하고자 한다.

• International Journal of Computer Science & Network Security
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• 제21권6호
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• pp.119-126
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• 2021

The Internet of Things (IoT) applications are quickly spread in many fields. Blockchain methods (BC), defined as a distributed sharing mechanism, offer excellent support for IoT evolution. The BC provides a secure way for communication between IoT devices. However, the IoT environments are threatened by hacker attacks and malicious intrusions. The IoT applications security are faced with three challenges: intrusions and attacks detection, secure communication, and compressed storage information. This paper proposed a system based on double-blockchain to improve the communication transactions' safety and enhance the information compression method for the stored data. Information security is enhanced by using an Ellipse Curve Cryptography (ECC) considered in a double-blockchain case. The data compression is ensured by the Compressed Sensing (CS) method. The conducted experimentation reveals that the proposed method is more accurate in security and storage performance than previous related works.

• KSII Transactions on Internet and Information Systems (TIIS)
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• 제9권3호
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• pp.1231-1245
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• 2015

People have transferred their business model from traditional commerce to e-commerce in recent decades. Both shopping and payment can be completed through the Internet and bring convenience to consumers and business opportunities to industry. These trade techniques are mostly set up based on the Secure Sockets Layer (SSL). SSL provides the security for transaction information and is easy to set up, which makes it is widely accepted by individuals. Although attackers cannot obtain the real content even when the transferred information is intercepted, still there is risk for online trade. For example, it is impossible to prevent credit card information from being stolen by virtual merchant. Therefore, we propose a new mechanism to solve such security problem. We make use of the disposable dynamic security code (DSC) to replace traditional card security code. So even attackers get DSC for that round of transaction, they cannot use it for the next time. Besides, we apply visual secret sharing techniques to transfer the DSC, so that interceptors cannot retrieve the real DSC even for one round of trade. This way, we can improve security of credit card transaction and reliability of online business. The experiments results validate the applicability and efficiency of the proposed mechanism.

• 한국경영과학회지
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• 제28권2호
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• pp.17-33
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• 2003

The explosive growth of the internet-based transactions requires not only a secure payment system but also an appropriate trust measuring methodology and secure transaction protocols to guarantee the minimal risk for the transacting entities involved in specific transactions. Especially, in internet auction systems where either buyers or sellers or both can be more than one in one transaction, providing those systems that make sure no one transacting entity takes a major risk becomes critical. In this paper, an improved trust measuring method using a relationship-based internet community for an auction system is proposed. The proposed system incorporates fuzzy set and calculation concepts to help build trust matrices and models, which is used to measure the level of risk involved in a specific auction trade concerned. Also, to optimize the auction trade process in terms of cost and time, the proposed system recommends a differentiated trade protocol according to the risk level involved in each auction trade. To test the appropriateness of the proposed trusted auction system, a prototype system has been developed under a Windows-NT environment.

• 디지털산업정보학회논문지
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• 제17권4호
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• pp.43-52
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• 2021

IoT applications are quickly spread in many fields. Blockchain methods(BC), defined as a distributed sharing mechanism, offer excellent support for IoT evolution. The BC provides a secure way for communication between IoT devices. However, the IoT environments are threatened by hacker attacks and malicious intrusions. The IoT applications security are faced with three challenges: intrusions and attacks detection, secure communication, and compressed storage information. This paper proposed a system based on double-blockchain to improve the communication transactions' safety and enhance the information compression method for the stored data. Information security is enhanced by using an Ellipse Curve Cryptography(ECC) considered in a double-blockchain case. The data compression is ensured by the Compressed Sensing(CS) method. The conducted experimentation reveals that the proposed method is more accurate in security and storage performance than previous related works.